Result oriented analytics thought leader with 7+ years of progressive experience in identifying actionable business opportunities through statistical analysis and financial decision making
Microsoft Excel, Access, SQL, SAS,
R, Java, Excel, Tableau
Sr. Business Analyst, 08/2015 to Current AMAZON – Seattle, WA
Spearheaded Gift card fraud prevention program by analyzing system gaps and loopholes and creating holistic solutions for targeting $10 MM+ dollar gift card scams within and outside Amazon platforms.
Designed R based solution to find fraud patterns based on order information and automated rule generation to stop the identified fraud behavior from spreading Simplified business processes by analyzing Bad debt data resulting in 10% YOY reduction in fraud in NA retail marketplace Partnered with seller team to surface $2MM worth of fraud involving buyer-seller collusion by queuing suspicious sellers for investigation.
Sr. Business Analyst, Decision Science, 01/2012 to 01/2015 CAPITAL ONE – Richmond, VA
Increased customer penetration by 10% by building account level statistical model for PLCC ($10B receivables) based on customer behavior and default probabilities and ability to evaluate profitability under various deals.
Developed SAS based analytical engine to compute capital requirements for $150B Retail portfolio consisting of card, mortgage and auto businesses to ensure bank compliance under BASEL regulations.
Credit Policy and Risk Analyst, 01/2010 to 01/2012 HSBC – Portland, OR
Owned all frontiers of subprime lending including model development, line assignment, lending strategies.
Performed K-means clustering to identify customer types which formed the basis for new line assignment policies for card portfolio that improved NPV by 10%.
Developed mailing strategies based on A-B test results as economy improved after the downturn.
Developed new line assignment and approve decline policy for sub-prime portfolio based on customer types.
Master of Science: Project Management, 2010 University of Illinois - Urbana, IL
Master of Engineering: Systems & Computation, 2006 Massachusetts Institute of Technology - Cambridge, MA Systems & Computation
Bachelor of Technology: Civil Engineering, 2005 Indian Institute of Technology Bombay - Mumbai Civil Engineering