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Sr. Mortgage Banker Resume Example

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SR. MORTGAGE BANKER
Professional Summary

Senior sales executive known throughout the industry for delivering and sustaining revenue and profit gains within a highly competitive market.

Top producing sales professional and expert in the Mortgage industry. Dynamic communicator who consistently exceeds goals and company expectations.

Top producing sales professional and expert in the Lending industry. Dynamic communicator who consistently exceeds goals and company expectations.

Skills
  • Team leadership
  • Self-motivated
  • Strong verbal communication
  • Powerful negotiator

Conflict resolution
Process implementation
Extremely organized
Client assessment and analysis

Work History
Sr. Mortgage Banker, Current
Secure One Capital – San Diego, CA
  • Top producer in application generation, production and funding, San Diego branch. 
  • Fannie Mae and Freddie Mac (HARP 2.0), FHA, VA and HECM Mortgages Originate Residential (refinance and purchase) Mortgage loans through outbound calls to drive business, as well as managed a busy queue of inbound calls Analyze customer(s) loan applications, credit and financial situation(s) to ensure Conventional, Jumbo, HECM, FHA and VA loan is approvable by asking open ended questions and review with customer to determine loan approval/denials; provide credit assessment to borrower(s) Ensured compliance with all lending laws and regulations.
Sr. Mortgage Loan Originator, 10/2011 to 05/2017
Capital Plus Financial - Secure One Capital – San Diego, CA
  • Consistently ranked in Top 1% for application generation, production and funding Fannie Mae and Freddie Mac (HARP 2.0), FHA, VA and HECM Mortgages Originate Residential (refinance and purchase) Mortgage loans through outbound calls to drive business, as well as managed a busy queue of inbound calls Analyze customer(s) loan applications, credit and financial situation(s) to ensure Conventional, Jumbo, HECM, FHA and VA loan is approvable by asking open ended questions and review with customer to determine loan approval/denials; provide credit assessment to borrower(s) Ensured compliance with all lending laws and regulations.
Inside Producing Sales Manager, 04/2008
Residential Capital MIF – SAn Diego, CA
  • Built inside team of 5 Account Executives and established marketing plan to build relationships with brokers and underwrting team While maintaing my own book of business Private Investors Hands on Producing Sales Manager responsible for own originations and supervising the ongoing activities and production of Inside Account Executives by setting team goals to reach on a daily, weekly and monthly basis Review AE files for completeness, analyze loan structure, supportive documentation and ensure loan complies with guidelines prior to submission to underwriter Maintained a 95% satisfaction with customer service from surveys provided by broker Presidents Club 2006 and 2007.
Inside Wholesale Business Development Officer, 09/2002 to 03/2006
South Coast Commercial Bank – Encinitas, CA
  • Consistently Funding $750,000.00 to $1,000,000.00 per month Presidents Club 2003, 2004 and 2005 Commercial Originate Commercial Real Estate Loans thru a network of Mortgage Brokers Develop new sources through Telemarketing and other Network avenues Evaluate and review loan applications and supporting documentation of income, credit and property type to determine program eligibility File completeness and ensure compliance with Investor and Government Inside Wholesale Mortgage Account Executive, First National Subprime San Diego, CA Consistently Funding $500,000.00 to $750,00.00 per month Top Producer 2001 and 2002 SUBPRIME Originate Residential Real Estate Loans thru approved Mortgage Brokers Develop new Broker sources through Telemarketing and other Network avenues Evaluate and review loan applications and supporting documentation of income, credit and property type to determine program eligibility Adhere to company/investor guidelines.
Sr. Loan Officer, 08/1994 to 12/1999
American Mortgage Professionals – San Diego, CA
  • 18 to 20 Funded Loans per month.
  • Average Loan size $25,000.00 FHA Title I Home Improvement Loans Originate loans via a network of Financial Institutions, Telemarketing and Direct Mail Compile application, income documentation and credit documentation Prepare file and identify critical information prior to submission to underwriting Review file for completeness prior to funding.
Inside Loan Consultant, 05/1992 to 08/1994
Citizens National Mortgage – SAn Diego, CA
  • Top Producer funding on average $1,500,000.00 to $2,750,000.00 Per month VA irrrl and fha streamline refinance, nationwide Direct Mail Marketing Campaign and Follow up on Missed calls Originate 1003 application and advise customer of documentation needed Set specific appointment date and time for outside Loan Consultant Adhere to all Federal and State Guidelines and regulations.
Loan Officer, 04/1988 to 05/1992
First Security Mortgage – San Diego, CA
  • Started as an Loan Officer Trainee and achieved sr.
  • loan officer status Averaged 5 to 7 funded loans per month, consistent basis Originate loans through existing data base, direct mail and established mortgage broker network Follow up on existing clients late or in default on current loan(s) Review file(s) for completeness, loan structure, supportive documentation prior to submission to broker for approval and funding.
Skills
streamline, book, CA, Consultant, credit, clients, customer service, data base, Direct Mail, documentation, Financial, Government, Originate loans, Mac, marketing plan, Marketing, Mortgage loans, Network, Producing, Producer, Real Estate, Sales Manager, San, supervising, surveys, Telemarketing, type, underwriter, underwriting, Unique
Education
Preparation to take state licensing exam: 1988
Anthony School of Real Estate - La Mesa, CA
FHA and Conventional FInancing, 1989
Cuyamaca College -
FHA and Conventional FInancing
High School Diploma: General Studies Math and Science, 05/1972
Galesburg Sr. High - Galesburg, IL
General Studies Math and Science Graduated with honors GPA: 3.75
NMLS Individual Unique Identifier 340025: General Studies, 05/1982
Carl Sandburg Jr. College - Galesburg, Il
General Studies
California BRE #00984509: 1988
California DOB #DBO 340025: 2010
Additional Information
  • NMLS UST
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Resume Overview

Companies Worked For:

  • Secure One Capital
  • Capital Plus Financial - Secure One Capital
  • Residential Capital MIF
  • South Coast Commercial Bank
  • American Mortgage Professionals
  • Citizens National Mortgage
  • First Security Mortgage

School Attended

  • Anthony School of Real Estate
  • Cuyamaca College
  • Galesburg Sr. High
  • Carl Sandburg Jr. College

Job Titles Held:

  • Sr. Mortgage Banker
  • Sr. Mortgage Loan Originator
  • Inside Producing Sales Manager
  • Inside Wholesale Business Development Officer
  • Sr. Loan Officer
  • Inside Loan Consultant
  • Loan Officer

Degrees

  • Preparation to take state licensing exam : 1988
    FHA and Conventional FInancing , 1989
    High School Diploma : General Studies Math and Science , 05/1972
    NMLS Individual Unique Identifier 340025 : General Studies , 05/1982
    California BRE #00984509 : 1988
    California DOB #DBO 340025 : 2010

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