Dynamic and highly qualified Finance Professional with extensive knowledge of Accounting principles, taxation polices and government regulations. In depth understanding of AML/SAR procedures and laws. Self-motivated, highly organized, detail oriented with an exceptional work ethics.
Staff training & development
Reporting and Analysis
Microsoft Word, Excel, Access, Power Point, Outlook
MBA Student01/2016 to 12/2016
Assistant Branch Manager/ Operation Manager/ AML/ Risk Management Analyst02/2010 to 12/2015Capital One BankFlushing, New York
Lead and supervised a team of 13 employees were responsible for their yearly reviews, hiring, promotes/demotes, transfer and dismisses.
Involved in Financial Intelligences including suspicious activities, client on boarding programs, data analysis, maintenance, transaction monitoring, and investigation of alerts and cases.
Prepared Suspicious Activity Reports (SARs) and recommend relationship retention or termination, in accordance with the Global Anti-Money Laundering Policy/BSA and track account closures as required.
Responsible for communicating with internal entities to include senior managers, members of the sales team, IT and other KYC monitoring units to ensure findings and missing KYC are incorporated in all aspects of the AML/ BSA control program.
Supported the establishment of policy and procedures to ensure compliance with OFAC/Sanctions investigation and reporting requirements for all business units.
Effectively gathered and reviewing of new client information as well as monitoring financial transactions for existing client to identify suspicious activities and AML/BSA transactions.
Performed the Transaction Monitoring by using the company's filtering computer system on every morning for suspicious activity accounts and refer the information to senior management.
Assessed compliance with banking laws and reported suspicious activities (SAR) and actions.
Monitored, reconciled and prepared for electronic filing of CIP exceptions, CTR (Currency Transaction Report), MIL (Monetary Instrument Log) and Fraud losses for the Branch.
Investigated fraud including Counterfeit Check Schemes, cash activities, wires, ACH, checks presentments on closed accounts, analysis of various accounts (payable through drafts, settlement accounts, clearing accounts for collections, Correspondent banking accounts).
Senior Relationship Banker / Principal Coordinator/ Teller Manager11/2005 to 02/2010Capital One BankRockville, Maryland
One of the Top Performer in District where worked as a part of management team, successfully managed the employees by reaching operational and sales target.
Analyzed reports for discrepancies and suspicious activities (SAR)/AML by using company's filtering/profiling system.
Reviewed all the banking relationship, identifications and recent transactions before performing overrides for the withdrawals and issuing cashier's checks.
Coached and trained teller staff and Jr.
Relationship Bankers for AML, BSA, MIL, CIP and SAR compliance regulations.
Addressed and resolved non routine complex and unexpected variance in the branch.
Assisted clients to set up Personal, Business, Trust, Retirement and CD accounts, Credit Cards, Mortgage (personal/ commercial), Home Equity, Auto loans and other complex banking products based on their needs.
Managed implementation and coordination of all Branch operational responsibilities to include monthly/quarterly audit of tellers, dual vaults, currency dispensers and ATM.
National wide Mortgage Licensing System) - 681108, Secure & Fair Enforcement for Mortgage Licensing Act 2008 (S.A.F.E Act)
Received Operational Sounds Award - reduced fraud loss from $40,000 to $4000 year-over-year in May 2015 - Capital One Bank.
Achieved one of the best performances in Branch Audit in North Queens District - scored 97% in August 2015 - Capital One Bank.
Received an Excellent in Action Award for Relationship Banker Mentorship Program in May 2013 - Capital One Bank.
Received the most revenue generate awards for Financial services and Commercial products in May 2012- Capital One Bank.
Master of Science: Financial ManagementUniversity of Maryland UniversityMarylandFinancial Management
Bachelor of Science: Business AdministrationUniversity of Maryland UniversityMarylandBusiness Administration
Bachelor of Science: Business AdministrationGujarat UniversityIndiaBusiness Administration
ATM, banking, cashier, CD, Cost Reduction, Credit, client, clients, data analysis, Staff training, Equity, senior management, filing, Financial, hiring, Regulatory Compliance, Access, Excel, Money, 97, Outlook, Power Point, Microsoft Word, Internet research, Process Improvement, Project Management, reporting, Risk Management, sales
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