A results-driven professional with a strong financial services, lending and credit & collections background. Proven Strengths & Capabilities Dedicated manager and team player committed to top organizational performance Highly adept at problem-solving and working under pressure Commitment to professional integrity Superior Communication skills Habla Espanol
to Current Clayton Holdings, LLC – Atlanta,
Primary Functional Expertise Analytical Perform financial analysis of borrowers income, assets and liabilities, Conduct comprehensive calculation and evaluations of a variety of complex, low to high- risk mortgage loan applications Evaluate relevant data to determine the viability of loans Review relevant documents for potential fraud or risk issues Team player Assist loan officers in positioning loan applications for FHA,VA and conventional mortgage products Train new loan officers and loan processors in the paperless system known as CORE Collections Review title binders, insured closing letters, HO-6 policies, Certificates of Insurance Communicate requirements and decisions to loan officers and mortgage loan applicants Secondary Functional Expertise Managed a spectrum of lending management and operational functions Maintained Accounts payable and receivable ledgers Set up and maintained vendor files Reviewed and paid requisitions/invoices Resolve issues in credit, sales, accounting and delinquency control Underwrote conventional mortgage applications as a Level IV Underwriter Managed, recruited, trained and developed staff Directed loan marketing initiatives Recruited merchants for installment sales program Prepared Closing packages.
to 07/2014 Fidelity Bank Mortgage Primarily responsible for clearing conditions for the brokers submitting application to Flagstar Bank.
to 10/2012 Wells Fargo Home Mortgage
to 03/2011 Randstad Staffing Bank of America – Milton,
Reviewed files, records and other documents to obtain information and respond to requests.
to 01/2011 Southeast Mortgage – Lawrenceville,
to 04/2009 Capital Mortgage Services – Alpharetta,
Sr. LoanAnalyst/Underwriter/Jr. Operations Manager06/2000
to 10/2006 First Horizon Home Loan Corporation – Alpharetta,
Georgia Forensic compliance training
Bachelor of Arts Degree: Political ScienceState University of New York-
a Level IV, accounting, Accounts payable, Closing, credit, financial analysis, Functional, Insurance, letters, marketing, policies, positioning, processors, sales, Team player