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Keyla Gallegos
City, State, Zip Code
Home: 000-000-0000 | Cell: 000-000-0000
email@email.com
Summary
Organized Credit Officer who effectively identifies and resolves complex financial issues. Thrives in fast-paced and ever-changing business environments. Knowledgeable and innovative professional whose success is based on integrity, exceptional customer service, efficiency, and ambition.
Highlights
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Experience
Credit Officer
10/1/2019 – Current
Company Name
City, State
- Carry out credit analysis and requests on customers.
- Interpret documentation to make appropriate decisions.
- Recommend loan approvals or denials as well as limits.
- Monitor daily credit operations and mentor junior officers.
- Continually update regulatory and banking knowledge through training.
Credit Officer
7/1/2016 – 9/1/2019
Company Name
City, State
- Determined rate locks, issuance of disclosures, and overage, underage, and fee waivers.
- Analyzed client assets to assess whether loans should be granted.
- Coordinated loan closings and entire application process.
- Updated branch loan policies in computer system.
- Completed detailed financial analysis of individuals and companies.
Junior Credit Officer
5/1/2014 – 6/1/2016
Company Name
City, State
- Educated customers on the variety of loan products and available credit options.
- Assisted senior-level credit officers with complex loan applications.
- Performed daily maintenance of the loan applicant database.
- Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
- Evaluated applicants’ financial status credit and property evaluation to determine loan feasibility.
Education
Bachelor of Science – Accounting
2014
University Name
City, State
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