senior credit officer resume example with 3+ years of experience

(555) 432-1000,
Montgomery Street, San Francisco, CA 94105
To build a career with an organization that values human resource and offers good career opportunities. *To have a robust and positive contribution to the organization's frame work and operations seeing to it that the organization achieves its main objectives. *To work with a highly motivated team that is quality conscious, goal oriented in its pursuit of goals and customers satisfaction.
Knowledgeable and innovative finance, sales and marketing professional whose success is based on integrity, exceptional customer service, efficiency and ambition.
Enthusiastic Loan Officer who provides excellent customer service throughout the loan origination process. Consistently exceeds sales expectations.
Computer literate
  •  Conversant with most Microsoft Office applications, Windows operating system, Excel, word processing, publisher, PowerPoint.
  • Customer service-focused
  • Steward of institutional regulatory compliance
  • Bank security issues
  • Debt and credit management
  • Excellent communicator
  • Detail-oriented
  • Excellent time management
  • Analytical
The Copperbelt University Kitwe, Copperbelt Expected in 2011 Bachelor of Science : Agroforestry - GPA :
Dominican Convent secondary school Ndola, Copperbelt Expected in 2004 High School Diploma : General education certificate - GPA :
Kansenshi Basic School Ndola, Copperbelt Expected in 1999 : - GPA :
Implemented several strategies that successfully increased sales and improved client retention rates.
Promoted to Senior Loan Officer after 13 months of employment.
Western Alliance Bancorporation - Senior Credit Officer
Atlanta, GA, 05/2013 - 01/2016
  • Performed daily maintenance of the loan applicant database.
  • Analysis of clients if they are eligible to apply for loans at the bank.
  • Proactive marketing of the bank's products.
  •   Assessments of businesses and compilation of the data collected.
  • Presentations of the loan cases before a credit committee and decision making of how much the client can get from the bank.
  • Portfolio management.         
  • Risk assessment and mitigation.    
  • Decision making in credit committees. ·        
  • Loan recovery from the time it issued to the completion of the loan.
  • Training of trainee loan officers
  • Lead the team of ten members in when the credit supervisor is very committed with other duties ·        
  • Meet up and discuss the recovery measures with difficult clients
  • Monitor loan cases awaiting disbursement for credit officers 
Wall, Einhorn & Chernitzer - Depot clerk
Norfolk, VA, 06/2012 - 2013
  • Purchase maize from farmers.
  • Program planning and implementation Advise the farmers on the importance of post-harvest management and the choice of a good seed variety in order to have a good yield.
  • Account for all dispatches from the station depot to the main holding depot.
  • Record keeping and management.
  • Daily and weekly report presentation.
  • Inspection and quality control of the purchased maize.
  • Preparation of wage bill for workers Supervision of stitching, loading and stacking of maize
Ministry Of Tourism, Environment And Natural Resources Under Environment And Natural Resources - Intern
City, STATE, 2010 - 03/2010
  • Provided guidance on the recommendation of proposed projects concerning the environment assessment impact.
  • Drafted correspondence letters and minutes.
  • Preparation and presentation of weekly reports and field work reports.
  • Participated in tree planting organized by the forestry department.
  • Participated in the sensitization program on the importance of tree planting and conservation of trees. ·         Evaluation of project proposals from organizations wishing to carry out environmental projects. ·         Actively participated in The Global Mechanism workshop aimed at designing the integrated financing strategies of sustainable land Management in Zambia and the review of the Copenhagen workshop.
  • Aided in the implementation of sustainable livelihood program and initiative through extension work.
  • Aided in developing the advocacy and campaign strategies on combating desertification.
  • Participated in the formulation of the program to design innovative financing opportunity for sustainable land management.
Travelling, reading journals, magazines, researching and surfing the internet. *Watching TV and listening to music
Fluent reading/writing English and Bemba
Computer literate, Credit, client, clients, Decision making, loan designing, financing, marketing, Excel, Microsoft Office applications, Windows operating system, PowerPoint, publisher, Natural Resources, Presentations, Program planning and implementation, proposals, quality control, Record keeping, research, Risk assessment, Supervision, word processing
Additional Information


  • Literacy Instructors Certificate: Ministry of Community Development and Social Services, Department of Community Development (2002).
  • Awarded an Information Technology certificate: Dominican Convent Secondary School.
  • Certificate of service: The Catholic Students Community(CASC - CBU: 2011)
  • Served as Council secretary for Catholic Student Christian Community (CASC-CBU) - 2010 - 2011academic year.
  • Served as Ndola deanery vice secretary in the Ndola Catholic dioceses - 2005 
  • Good written and oral communication skills.
  • Proactive, energetic, innovative and eager to learn and acquire new skills.
  • Team player, fast learner, practical and ingenious problem solver.
  • Self starter with strong sense of urgency to respond positively to challenge and pressure.
  • Result oriented, self motivated and have the ability to set priorities and organize work to meet the deadlines.
  • Travelling, reading journals, magazines, researching and surfing the internet.
  • Watching TV and listening to music

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Resume Overview

School Attended

  • The Copperbelt University
  • Dominican Convent secondary school
  • Kansenshi Basic School

Job Titles Held:

  • Senior Credit Officer
  • Depot clerk
  • Intern


  • Bachelor of Science
  • High School Diploma

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