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PERSONAL LOAN SPECIALIST Resume Example

Resume Score: 80%

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PERSONAL LOAN SPECIALIST
Summary

Hard-working professional with proven communication, multitasking, and service skills. Aiming to leverage my abilities to successfully fill the finance role at your company. Working efficiently and I can be relied upon to help your company achieve its goals.

Skills
  • Customer service-focused
  • Experian Credinomics
  • Bank security issues
  • Collections proficiency
  • Debt and credit management
  • Problem resolution
  • Planning and coordination
  • Communications
  • Organization
  • Customer service
Experience
PERSONAL LOAN SPECIALIST, VINCENNES UNIVERSITY, June 2015-January 2017Vincennes, IN

-Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
-Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
-Meet with applicants to obtain information for loan applications and to answer questions about the process.
-Explain in detail the different types of loans and credit options that are available, as well as the terms of those services.
-Review loan agreements to ensure that they are complete and accurate according to policy.
-Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
-Handle customer complaints and take appropriate action to resolve them.
-Review and update credit and loan files.
-Submit applications to credit analysts for verification and recommendation.
-Compute payment schedules.
-Analyze potential loan markets and develop referral networks to locate prospects for loans.
-Negotiate payment arrangements with customers who have delinquent loans.
-Provided information regarding loan insurance including disability & life insurance.

MEDICAL BILLING SPECIALIST, Willams Brothers Pharmacy, August 2014-August 2015Washington, IN
  • Post medical insurance billings.
  • Verify accuracy of billing data and revise any errors.
  • Prepare itemized statements, bills, or invoices and record amounts due for items purchased or services rendered.
  • Contact customers to obtain or relay account information.
  • Keep financial records or perform other bookkeeping duties, such as handling credit or collections or mailing monthly statements to patients.
  • Complete insurance or other claim forms.
  • Corrected appropriate pricing on prescriptions based on patients insurance and long term facilities.
  • Billed prescriptions to Medicare A, Part D Medicare, Medicaid, and commercial insurance.
PERSONAL BANKER, German American, July 2013-August 2014Washington, IN
  • Cash checks and pay out money after verifying that signatures are correct, that written and numerical amounts agree, and that accounts have sufficient client funds.
  • Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.
  • Enter customers' transactions into computers to record transactions and issue computer-generated receipts.
  • Balance currency, coin, and checks in cash drawers at ends of shifts, and calculate daily transactions using computers, calculators, or adding machines.
  • Examine checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.
  • Prepare and verify cashier's checks.
  • Count currency, coins, and checks received, by hand or using currency- counting machine, to prepare them for deposit or shipment to branch banks or the Federal Reserve Bank.
  • Carry out special services for customers, such as ordering bank cards and checks.
  • Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.
  • Identify transaction mistakes when debits and credits do not balance.
  • Resolve problems or discrepancies concerning customers' accounts.
  • Receive mortgage, loan, or public utility bill payments, verifying payment dates and amounts due.
  • Explain, promote, or sell products or services such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.
  • Count, verify, and post armored car deposits.
  • Monitor bank vaults to ensure cash balances are correct.
  • Compile information about new accounts, enter account information into computers, and le related forms or other documents.
  • Inform customers of procedures for applying for services such as ATM cards, direct deposit of checks, and certificates of deposit.
  • Perform teller duties as required.
  • Refer customers to appropriate bank personnel to meet their financial needs.
  • Notary of the state.
Education and Training
High School DiplomaWashington High School, , Washington, iNMay 2008
Some College (No Degree)Vincennes University, VincennesIN
Personal Information

Carmen Cosby

Email : carmencosby0531@yahoo.com

Cell: (812) 259-9353

Address : 16 E Main St Washington. IN, 47501

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Resumes, and other information uploaded or provided by the user, are considered User Content governed by our Terms & Conditions. As such, it is not owned by us, and it is the user who retains ownership over such content.

Resume Overview

Companies Worked For:

  • VINCENNES UNIVERSITY
  • Willams Brothers Pharmacy
  • German American

School Attended

  • Washington High School
  • Vincennes University

Job Titles Held:

  • PERSONAL LOAN SPECIALIST
  • MEDICAL BILLING SPECIALIST
  • PERSONAL BANKER

Degrees

  • High School Diploma
    Some College (No Degree)

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