loan specialist resume example with 20+ years of experience
JessicaClaire
, , 100 Montgomery St. 10th Floor(555) 432-1000, resumesample@example.com
Summary
I am highly motivated, dependable and enthusiastic about my work . I am willing to learn and also be a team player . I can offer 30 plus years of lending history and knowledge of Credit Union products and operations. I value the importance of Member Services, for this is the foundation of a successful Credit Union.
Skills
Data security practice
Attention to Detail
Complaint Handling
Problem Solving
Payment Schedule Computation
Process Loan Payments and Share Transfers
Experience
03/2021 to CurrentLoan SpecialistLobel Financial | Las Vegas, NV,
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports.
Educated customers on variety of loan products and available credit options to promote valuable decision-making.
Adhered to federal and state compliance guidelines relative to retail mortgage lending.
Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
Collected past due loans, keeping credit and collateral exceptions within policy ranges.
Approved loan within specified limits or referred to appropriate approval level.
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files.
05/2015 to 03/2021Loan OfficerSelco Community Credit Union | Bend, OR,
Analyzed applicants' financial status and credit and property evaluation to determine feasibility of granting loan.
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports.
Educated customers on variety of loan products and available credit options to promote valuable decision-making.
Developed and maintained knowledge of available loan products, processing procedures and underwriting and general departmental guidelines.
Submitted loan applications to underwriter for verification and recommendations.
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files.
Approved loan within specified limits or referred to appropriate approval level.
Reviewed loan agreements to confirm completeness and accuracy.
Delivered high levels of customer service to facilitate smooth processes.
03/1994 to 05/2015Loan OriginatorJ.F. Shea | Nipomo, Ca,
Guided clients through loan application initiation and filing.
Gathered information such as borrower credit reports and other information to pre-qualify clients and offer pricing information.
Assessed assets, income and debts to determine client financial standing and liability risk.
Negotiated loan terms and conditions with customers.
Met with borrowers to discuss needs and promoted financial products and services.
Collaborated with external contacts such as realtors and internal teammates to progress and close transactions.
Delivered high levels of customer service to facilitate smooth processes.
Submitted loan applications to underwriter for verification and recommendations.
Resolved file problems, bottlenecks and qualified issues throughout underwriting process.
Built referral business by meeting with local financial planning, home builders and real estate professionals.
Developed and maintained knowledge of available loan products, processing procedures and underwriting and general departmental guidelines.
Education and Training
Expected in 1985 to to | Notary Public, , GPA:
Expected in 05/1982 to to High School Diploma | Plaquemine Senior High School, Plaquemine, LAGPA:
General studies
Expected in to to | Louisiana State University, Baton Rouge, LA, GPA:
Expected in to to | American Institution of Banking, , GPA:
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