Accomplished risk management modeler bringing over 35 years of expertise in the Banking industry to asset/liability management and regulatory compliance. Excellent project management and team leadership abilities in a highly regulated environment. Strong attention to detail with the ability to proactively identify potential risk and knowledge of the changing regulatory landscape.
Skills
Risk Management model operation
Collect, model and validate data
Verbal and written communication
Client relationship management
Problem resolution
Documentation
Regulatory compliance
Multi-tasking
Attention to detail
Negotiation and collaboration among differing agendas
Development and delivery of professional education
Leadership in project management
Presentation in various formats on ALM
Team building and management
Operational and process improvement
Experience
ALM Consultant, 10/2020 - Current Motion Recruitment – Fairfax, VA,
Support and market the ALM Driver model offered to financial institutions.
Responsible for accurate and insightful financial analysis leading to strategic discussions and relationship building.
Provide exemplary client support and clear communication of all ALM components.
Communicate ALM insight through a variety of formats.
Generate fee based consulting services for project work and advanced modeling needs.
Lead implementations for new clients regarding data acquisition, assumption creation and model settings.
Conduct webinars and presentations as educational and sales opportunities.
Personalize presentations, services training and support for clients.
Manage quarterly ALM process, support and analysis for approximately 36 clients.
Senior Analyst, 01/1995 - 07/2020 Olson Research Associates Inc. – City, STATE,
Responsible for quarterly risk modeling, data integrity, regulatory compliance, stress testing, sensitivity testing and client support of approximately 80 Community Bank clients using the A/L Benchmarks asset/liability model.
Prepared ALCO risk management reports highlighting key areas including regulatory compliance and industry best practices.
Communicated regulatory requirements, preferences and best industry risk management practices to Senior Bank Executives.
Engaged in quantitative risk management including assumption implementation, model configuration and results validation.
Developed behavior assumptions, sensitivity testing and variance analysis.
Communicated effectively and acted as a liaison between Bank clients, specifically Presidents and their CFO, ALCO members, Board of Directors and their Regulatory agencies.
Collaborated on the development of training materials, assisted with on-site training on Comparative Risk Analysis, Liquidity Measurement and Bank Simulation education in both a large bank setting as well as ABA Stonier Graduate Banking School and Southwest Graduate School of Banking.
Contributor on Manage Your Bank blog.
Recognized and took advantage of opportunities to increase business revenue, including custom modeling, sensitivity testing and education.
Gained expert knowledge of risk management, specifically interest rate risk and model risk.
Carried out high-quality analytical work and superior client support for over 25 years with little oversight.
Vice President of Branch Operations, 06/1984 - 06/1994 First Virginia Banks-Maryland – City, STATE,
Set clear goals for Branch managers and implemented systems for measuring results in support of optimal decision making.
Delivered expert thought leadership recognized for driving process improvements.
Increased company profits by optimizing performance strategies and increasing efficiency within the branch system.
Integrated marketing and sales strategies with business development and Bank financial needs/goals.
Coordinated work across branches to keep sales employees on track with Bank goals.
Promoted profitability of products and services by tracking performance indicators and driving corrective action.
Enhanced operational performance by developing effective business strategies, systems and procedures.
Identified and solved complex strategy problems to drive organizational goals.
Streamlined operational efficiencies by coordinating staff development and succession planning.
Participated in organizational transformation and implementation activities due to merger.
Oversaw company merger to drive seamless transition and integration of operations.
Conducted staff evaluations and determined promotions and realignments or reductions in workforce.
Participated in networking events to establish and cement community ties, relationships and industry connections.
Built and maintained loyal, long-term customer relationships through mentoring effective account management.
Education and Training
Bachelor of Arts: Economics And Business Management, Expected in 05/1984 - Randolph-Macon College - Ashland, VA GPA:
Dean's List Honoree
: Post-graduate Study of Banking, Expected in 08/1994 - Maryland Banking School - College Park, MD, GPA:
Resumes, and other information uploaded or provided by the user, are considered User Content governed by our Terms & Conditions. As such, it is not owned by us, and it is the user who retains ownership over such content.
