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vice president mortgage lending resume example with 20+ years of experience

Jessica Claire
  • Montgomery Street, San Francisco, CA 94105 609 Johnson Ave., 49204, Tulsa, OK
  • H: (555) 432-1000
  • C:
  • resumesample@example.com
  • Date of Birth:
  • India:
  • :
  • single:
  • :
Professional Summary
Results-driven Financial Executive with over 25 years of experience in the mortgage, title and banking industry with extensive secondary market experience.  Motivates others towards success with enthusiastic management style utilizing organizational abilities and determination.  Ability to represent a company with professionalism, integrity and confidence.  Committed to building long-lasting business relationships focused on growth and profitability.
Experience
VICE PRESIDENT/MORTGAGE LENDING, 2001 - 10/2016
Civista Bancshares, Inc. Castalia, OH,
  • Promoted to Vice President after six months of service
  • Managed entire Mortgage Life Cycle from Origination through Servicing
  • Implemented automation throughout the mortgage process to improve efficiency and reduce compliance risk
  • Successfully managed $142 million dollar mortgage loan portfolio of which $125 million was sold to Fannie Mae with servicing retained
  • Serviced mortgage loan portfolio consisting of approximately 1,600 loans of which 1,200 escrowed for property taxes and/or insurance
  • Grew mortgage loan portfoliomore than $100 million dollars from 2004 to 2014
  • Over $1 million dollars in gains on sold loans in one year and averaged record gains of $3,500 per sold loan in 2016
  • Implemented online mortgage application software doubling mortgage volume in one year
  • Generate new business via marketing calls, local sales presentations, educational seminars and community involvement 
  • Implemented regulatory changes for: Mortgage Reform Act, SAFE ACT and TRID.
  • Established and maintained National Mortgage Licensing System (NMLS)
  • Created unique mortgage products:  First Time Home Buyer, Preferred Home Buyer, CU Advantage, 3/3 and 5/1 ARM
  • Set mortgage rates daily 
  • Monitored mortgage pipeline and authorized commitments with investor, utilizing hedging strategies to purchase bulk commitments when necessary
  • Conducted loan sales to the secondary market, tracked gains and reported results
  • Researched and implemented Quality Control vendor for mandatory post-closing reviews, performed pre-closing Quality Control reviews
  • Developed and maintained policies and procedures
  • Assisted with Business and Constructions loans, Modifications, Loan Workouts, Short Sales, Deed in lieu, and Loan Participations
  • Cultivated and maintained strong business relationships with Fannie Mae, FHLBI, Realtors, Homebuilders and industry vendors

MORTGAGE MANAGER, 01/2000 - 09/2001
M/I Homes La Marque, TX,
  • Promoted to Bank Officer after nine months of service
  • Held the nationwide company record for the largest residential loan ever originated

ESCROW OFFICER/CLOSING MANAGER, 01/1989 - 01/2000
Johnson-Wert Title Company City, STATE,
CLOSING MANAGER/ADMINISTRATIVE ASSISTANT TO CEO, 01/1988 - 01/1989
First Fidelity Mortgage Corporation City, STATE,
CLOSING MANAGER, 01/1987 - 01/1988
Liberty Federal Savings Bank City, STATE,
ASSISTANT CLOSING MANAGER/SENIOR LOAN CLOSER, 01/1982 - 01/1987
Sandia Mortgage Corporation City, STATE,
Education
High School Diploma: , Expected in
-
Ball State University - Muncie, IN
GPA:
Status -

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Resume Overview

School Attended

  • Ball State University

Job Titles Held:

  • VICE PRESIDENT/MORTGAGE LENDING
  • MORTGAGE MANAGER
  • ESCROW OFFICER/CLOSING MANAGER
  • CLOSING MANAGER/ADMINISTRATIVE ASSISTANT TO CEO
  • CLOSING MANAGER
  • ASSISTANT CLOSING MANAGER/SENIOR LOAN CLOSER

Degrees

  • High School Diploma

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