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Senior Vice President and Chief Credit Officer Resume Example

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SENIOR VICE PRESIDENT AND CHIEF CREDIT OFFICER
Executive Profile

Seasoned professional offering outstanding presentation, communication skills and work ethic. High-energy, results-driven with a goal-oriented attitude. 20 years in the Financial Industry with Client-focused experience. Strong Mentoring, Team Building and Employee Training experience. Superior credit underwriting capabilities.

Skill Highlights
  • Client negotiation expertise, client conflict resolution and client account management 
  • Credit analysis knowledge including cash flow and income statement review
  • New business development
  • Closing the sale expert
  • Client satisfaction focused
  • PC competent
  • Self-motivated & confident
  • Fast learner and attention to detail
  • Diverse market/industry Knowledge
  • Leadership/communication skills
Professional Experience
Frontier State BankOklahoma City, OkSenior Vice President and Chief Credit Officer06/2016 to 04/2017
  • Managed team of 8 professionals working between two departments.
  • Oversawmeetings with stakeholders, product teams and customers.
  • Developed and executed plans to improve customer delivery tools and processes.
  • Accountable for New Business Development and improving Corporate Financial Performance.
  • Mediated between departments to enhance communication and information flow.
Valley National BankTulsa, OklahomaSenior Vice President and Chief Lending Officer07/2012 to 12/2015
  • Hired Key Individuals for the Commercial Lending Team strengthening the underwriting and growth capabilities of the Department.
  • Managed the Lending Team with relationship growth exceeding budget increasing by 40% over 3 years. 
  • Developed Professional Credit Specialist Department to assist in loan portfolio monitoring and business development.
  • Enhanced diverse portfolio of existing and new client relationships. 
  • Restructured the loan operations department by streamlining process driven work flow and enhancing productivity.
F&M BankTulsa, OklahomaSenior Vice President and Senior Credit Officer06/2011 to 06/2012
  • Supervised credit underwriting for Oil and Gas, Commercial Lending and Personal/Small Business Lending.
  • Made final decisions on individual credits in excess of $2 million in exposure to the bank.
  • Managed the credit analyst pool and directly hired key individuals to join the department.​
Citizens Security BankBixby, OklahomaSenior Vice President and Chief Lending Officer01/2009 to 06/2011
  • Managed the Commercial Lending Team while chairing loan committee
  • Managed the Special Asset Group and advised on restructures of troubled credits.
Bank of OklahomaTulsa, OKSenior Loan Production Officer & Team Leader04/1998 to 01/2009
  • Managed a Team/Department of Seven Individuals with direct control over a portfolio of 80 to 100 Corporate Clients. Negotiated, Structured and Closed Multiple Bank Credit Facilities.
  • Credit Commitments exceeded $700 million and Funded Loans of $400 million.
  • Developed Client Relationship and Lending Skills preparing Newly trained Relationship Officers to work independently and effectively.
  • Originated well over $100 million in loans.
Education
Advanced Banking Certificate in Bank ManagementPacific Coast Banking School at the University of Washington, Seattle, Washington
  • Concentration in Banking Operations and Performance Enhancement.
  • Completed white paper on Transportation Lending.
MBA:FinanceSouthern Methodist University, Dallas, Texas
  • Emphasis in Finance and Banking Operations.
  • Worked as Professor Assistant during education.
BBA:BusinessOklahoma State University, Stillwater, Oklahoma
  • BBA with Minors in Economics, Finance and Accounting.
  • Overall GPA of 3.7.
  • Activities included Men's Fraternity, Student Senate, Freshman Follies and Spring Sing.
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Resume Overview

Companies Worked For:

  • Frontier State Bank
  • Valley National Bank
  • F&M Bank
  • Citizens Security Bank
  • Bank of Oklahoma

School Attended

  • Pacific Coast Banking School at the University of Washington
  • Southern Methodist University
  • Oklahoma State University

Job Titles Held:

  • Senior Vice President and Chief Credit Officer
  • Senior Vice President and Chief Lending Officer
  • Senior Vice President and Senior Credit Officer
  • Senior Loan Production Officer & Team Leader

Degrees

  • Advanced Banking Certificate in Bank Management
    MBA : Finance
    BBA : Business

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