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Mortgage Loan Officer Resume Example

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MORTGAGE LOAN OFFICER
Objective

Outgoing [Type] student pursuing flexible part-time employment with weekend and evening shift options. Reliable worker with background in operating cash registers, stocking merchandise and keeping areas organized. Highly motivated, proactive and punctual with a team-oriented mentality. I have restaurant and catering experience and am very much a people person.

I am new to the area and with the Covid 19 pandemic, I have been forced out of other jobs and am starting over and am very willing to be a part of your team. While I have never worked at a store such as ON Cue, I do believe it is the nicest of all the stores of its kind that I have entered and would be proud to work there.

Skills
  • Market research and analysis
  • Sales development
  • Negotiations
  • Key account generation
Education and Training
The University Of Texas At Arlington|City, State|05/1995Bachelor of Arts: History/ Psychology Minor
Experience
Mortgage Loan Officer|Company Name - City, State|01/2020 - 09/2020
  • Submitted applications to credit analysts.
  • Approved loans that met specifications.
  • Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.
  • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
  • Performed daily maintenance of loan applicant database.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
Favor Runner|Company Name - City, State|03/2016 - 02/2020
  • Greeted customers with pleasant demeanor, answered questions and responded to inquiries, effectively improving business relationships.
  • Developed understanding of most efficient routes to take for deliveries to avoid high traffic and construction areas.
  • Delivered goods that were requested by Favor clientele.
Right of Way Agent/ Land Man|Company Name - City, State|03/2011 - 04/2015
  • Met with property owners at end of construction process to compensate for any crop loss or other damages due to construction.
  • Reviewed and updated landowner title and assisted surveyors by delivering title documents and other landowner information.
  • Maintained project databases containing land rights information, parcel reports, negotiation status, payments, damages and restoration.
  • Completed maintenance reports by compiling accurate and complete information about each landowner, project and property and tracked projects in electronic project management system.
  • Verified that construction crews and other professionals had unobstructed access to dig sites without inhibitions to project work.
  • Planned and conducted 19 negotiation meetings with property owners to acquire right of way for clients' projects and established relationships with landowners as single point of contact.
  • Coordinated with landowners regarding preferred property access methods for construction or utility maintenance and interpreted and explained project plans.
  • Understood scope of work completely, evaluated potential damages and delays and verified ongoing communication between parties.
  • Worked onsite during construction as liaison between construction crews and property owners to determine crews treated property with respect.
  • Contacted property owners and public officials to obtain permits and easements and purchase right-of-way for utility lines, pipelines, fiber optics, power lines and other construction projects.
  • Consulted local, municipal, county and state governmental entities to check that projects abided by laws, including road use and environmental regulations.
  • Counseled customers on market current status for residential and land markets.
  • Researched and appraised over 20 local properties.
  • Increased personal revenue by completing multiple home and property sales.
  • Liaised between buyers and sellers to facilitate negotiations and propel escrow progress.
  • Liaised between sellers and buyers for profitable and efficient sales.
  • Developed and presented purchase offers to sellers for consideration.
  • Explained financial requirements and analytical data to potential buyers and sellers.
  • Drafted contracts, purchase agreements, closing statements and leases.
  • Generated clear and concise documentation, including agreements, revisions and modifications to agreements, correspondence contact logs, formal releases and notarizations.
  • Completed assessments, measuring boundaries and notable landmarks.
  • Assessed historical records and topographical data as part of survey operations.
  • Utilized Revit and AutoCAD to prepare drawings and maps of properties.
  • Scheduled personnel and equipment resources to best meet workloads and project deadlines.
  • Recognized by management for providing exceptional customer service.
  • Provided excellent service and attention to customers when face-to-face or through phone conversations.
  • Improved customer satisfaction by finding creative solutions to problems.
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Resume Overview

School Attended

  • The University Of Texas At Arlington

Job Titles Held:

  • Mortgage Loan Officer
  • Favor Runner
  • Right of Way Agent/ Land Man

Degrees

  • Bachelor of Arts : History/ Psychology Minor

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