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loan processor ii resume example with 18+ years of experience

Jessica
Claire
resumesample@example.com
(555) 432-1000,
Montgomery Street, San Francisco, CA 94105
:
Professional Summary
Detail-oriented Loan Processor with excellent problem solving skills and extensive loan processing experienced. Loan Processor with more than 15 years of experience processing, documenting and closing loan applications.
Education
University of the East Manila, Expected in Bachelor of Science : Business Administration Banking & Finance - GPA : Business Administration Banking & Finance
Work Experience
Ctbc Investments Company, Ltd - Loan Processor II
Industry, CA, 08/2014 - Current
  • Maintain a pipeline of 25-30 loans consisting of 90 purchases and 10% refinances
  • Process both conventional and government loans (VA & FHA loans)
  • Review and analyze income documentations such as paystubs and tax returns both personal and business for qualification purposes.
  • Prepare loans for underwriter approval
  • Order final loan documents
Ctbc Investments Company, Ltd - Loan Processor II
Monterey Park, CA, 03/2013 - 08/2013
  • Maintains a secured environment to process loan files. Procures verifications for credit items which include, but are not limited to: employment, asset information, rental history, credit reports, etc.
  • Researches and verifies account information and resolves problems for customers as needed . Liaisons with third party vendors (appraisal, title, insurance, etc) to obtain necessary documentation for loan approval.  Reviews documentation and provides conditions for loan approvals needed to comply with underwriting guidelines.  Analyzes and interprets financial data. Knowledge of computer programs and systems for the tracking and processing of loans LOS and AUS systems.  Communicates any concerns on possible misrepresentation or fraudulent documentation/activity to Branch Manager and/or Processing Supervisor, if necessary.
  •  Maintains necessary pipeline management to ensure timely closings of all loans at a 90% COE success ratio or higher.
First Investors Financial Services - Loan Processor
Atlanta, GA, 03/2013 - 05/2013
  • Process both government and conventional loans
  • Maintain a pipeline of 20-25 loans consisting of both purchases and refinance
  • Experienced in processing VA, FHA, Bond loans, CHDAP and USDA loans
  • Review and analyze income documentation to prepare file for submission to underwriting
  • Gather all documentations to satisfy conditions of the approval.
  • Submit file for final approval
  • Order final loan documentation
Cenlar - Client Manager II
Tempe, AZ, 07/2012 - 01/2013
  • Process loans from initial set up to funding. Review all loan application requests to ensure that all required forms and/or documentations have been provided by the borrower.  Prepare and send out all pertinent regulatory compliance disclosure material and perform required research of verifications.  Review loan packages to insure compliance with investor guidelines and submit them to Underwriting for approval.
First Investors Financial Services - Home Services Specialist II
Houston, TX, 01/2009 - 01/2012
  • Process Government Loans (FHA & VA Loans) Conventional Loans and MHA loans from initial set up to funding Keep communication between borrowers, escrow/title, sales agents, and Loan Officers up-to-date to avoid delays and confusion Maintain written status with borrowers with reference to "needs items" and or approval conditions Obtain and follow through on borrower conditions for closing per underwriter requirements Maintain a pipeline of loans with an emphasis on customer service, quality, accuracy and efficiency Learn and maintain knowledge of different loan programs and computer system codes Maintain status and information within processing software system.
  • Update codes, status dates and loan information for reporting as needed.
Countrywide Home Loans - Sr. Loan Specialist
City, STATE, 01/2002 - 01/2006
  • Process loans from initial set-up to funding Obtain and follow through on borrower conditions for closing per underwriter requirements Keep communication between borrowers, escrow/title, sales agents, and Loan Officers up-to-date to avoid delays and confusion Maintain status and information within processing software system.
  • Update codes, status dates and loan information for reporting as needed.
  • Communicate status in meetings Maintain a pipeline of loans with an emphasis on customer service, quality, accuracy and efficiency.
Accredited Home Lenders - Loan Processor
City, STATE, 01/1998 - 01/2002
  • Process loans from initial set-up thru funding Collects & reviews documents to cured investors stipulations Gathers and prepares documents to resolve post closing issues Communicates with escrow companies regarding recording issues Coordinates with capital markets and investors for smooth selling of loans.
Professional Affiliations
Filipino Association of Manila
Skills
capital markets, closing, credit, client, customer service, documentation, financial, forms, Government, insurance, meetings, problem-solving, quality, recording, reporting, research, selling, sales, Supervisor, written

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Resume Overview

School Attended

  • University of the East

Job Titles Held:

  • Loan Processor II
  • Loan Processor II
  • Loan Processor
  • Client Manager II
  • Home Services Specialist II
  • Sr. Loan Specialist
  • Loan Processor

Degrees

  • Bachelor of Science

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