Attentive Loan Specialist with a background in assessing credit history data and finding appropriate solutions that are perfect for customer needs. Ready for a new position where a loan evaluation background can be best utilized.
Skills
Referral Network Development
Property Evaluation
Credit Reports
Product Education
Borrower Correspondence
Loan File Review
Financial History Analysis
Income Evaluation
Credit File Updating
File Management
Error Research
Problem Solving
LexisNexis Software
Credit History Review
Financial Data Analysis
Customer Service
Application Review
Attention to Detail
Regulatory Compliance
Loan File Maintenance
Payment Schedule Computation
Title Research
Creditworthiness Determination
Loan Processing Coordination
Problem-Solving
Document Management
Automated Underwriting System (AUS)
Dedicated Work Ethic
Property Inspection Requirements
Teamwork and Collaboration
Mortgage Loan Software
Loan Closing
Employment Verification
Escrow Account Management
Experience
01/2021 to 01/2022
Loan ProcessorPatterson Companies – Roseville, CA,
Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
Reviewed and verified borrowers' income, credit reports, property appraisals and supplemental information to prepare documents for underwriting.
Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
Created and completed loan submission packages.
Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans.
Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
Maintained complete confidentiality of submitted information according to release guidelines.
Completed closing process by collaborating with attorneys, title companies and government clerks.
Checked approvals against established bank and government lending standards.
Evaluated financial statements and contacted institutions and customers to clarify details.
Managed conditions sent from underwriting departments.
Determined completeness of recovery documentation, legal fees, valuations and lien searches for loan packages.
06/2018 to 01/2021
Loan ProcessorPatterson Companies – Saint George, UT,
Determined completeness of recovery documentation, legal fees, valuations and lien searches for loan packages.
Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
Reviewed and verified borrowers' income, credit reports, property appraisals and supplemental information to prepare documents for underwriting.
Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
Created and completed loan submission packages.
Organized loan files, updated databases, prepared general correspondence and communicated with stakeholders.
Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans.
Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
Maintained complete confidentiality of submitted information according to release guidelines.
Completed closing process by collaborating with attorneys, title companies and government clerks.
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