Credit Analyst resume example with 15+ years of experience
Jessica
Claire
resumesample@example.com
(555) 432-1000,
Montgomery Street, San Francisco, CA94105
:
Summary
Experienced Commercial Credit Analyst with a demonstrated history of twenty plus
years working in the Oil and Gas, and Mechanical or Industrial Engineering industries.
Skilled at analyzing credit data and financial statements, full cycle accounts receivable,
account reconciliation, People Soft, Microsoft Dynamics Great Plains, Nav and Solomon.
Strong finance professional graduated from Rutgers University, The state University of
New Jersey with the ability to effectively communicate, and establish working relationships with management,
clients, and staff personnel.
Education and Training
RUTGERS UNIVERSITYNEW BRUNSWICK, NJExpected in ā āBA: - GPA:
Accomplishments
Created the following: Policy and procedure for all customers over their credit limit. Summary and recommendation form used as a part of the credit approval process.
ā
Reduced
unapplied/cash credits on customer A/R accounts equaling 5000 lines worth approximately
7M and affecting 4500 customers down to 629K equal to 9%Ā
Ā
IncreasedĀ company revenue from 18 Million
to 44 Million by researching and resolving billing problems that had been previously missed.
Skills
Credit and Risk Analysis, Excel, Pivot Tables,
Microsoft Office, Microsoft Dynamics SL, NAV, and Great Plains, Invoicing, Ā Account Reconciliations, Accounts Receivable,
Administrative Duties, Coaching and Mentoring skills, Prioritization, Ability
to work in a multi task deadline oriented environment. Ability to maintain
accurate and detailed records and files. Communication and customer relations
skills.
Experience
Guaranty Bancshares, Inc. - Credit Analyst Houston, TX, 08/2015 - Current
Credit and risk
analysis for two divisions. Team Industrial Services and Furmanite formally acquired by Team Industrial services. Responsible for all credit applications and monitoring of all active customers with an
AR of over 36 million dollars for twenty three regions on the Furmanite side and monitoring of accounts on the Team side includingĀ financial analysis, review of
Moody's S&P and Z scores through credit risk monitoring for public companies as
well as the use of Dun & Bradstreet and trade references in order to identify
potential credit risks for all new and existing customers including admin hold and
releases.
Approval of credit limits and Net payment terms, maintenance of database for all
credit limit requests and changes.Ā
Monitoring compliance with credit policies and procedures, including annual
customer credit limit reviews and
customer watch lists.
Working relationship with
sales, administrative personnel, Insurance and Contract departments.
Full process accounts receivable for an international offshore
service provider.
Routine responsibilities included, credit analysis and approval of all new
customers up to $60,000 using Dun and Bradstreet and Cortera credit reporting.
Worked closely with the sales team to ensure that sales were optimized and
credit risk kept at acceptable levels.Ā
Release of orders on hold, high volume invoicing of all service, sales and rental
invoices including email and or uploading of invoices to portals, cash applications
including verification, posting and daily reporting to the executive staff all funds
received from lockbox, wires, ACH and credit cards.
Interaction with clients, vendors, and internal team members to ensure timely
delivery under tight deadlines and all resale and exemption certificates are
obtained and maintained for all qualifying customers purchasing from the
company.
Managed international customer issues (all locations), research and coordination
with cash/collections to reduce unapplied/cash credits on customer A/R accounts
equaling 5000 lines worth approximately 7M and affecting 4500 customers, liaison
between customer, sales and operations to resolve disputes and discrepancies as
well as communication with operations and billing.
AR administrative duties including W-9's, and Vendor Set-ups.
Processing of credit card payments and credit card reconciliations done daily to
reconcile transactions processed to cash received.
Coordination with India to process customer refunds.
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