credit analyst resume example with 13+ years of experience
Accomplished result driven property management professional skilled at providing superior customer service, seeking a position as property manager. Detail-oriented and organized Property Manager effective at managing personnel, property and special projects. Dedicated to interacting with property office and maintenance staff to manage on-site activities. Focused on achieving occupancy goals and working closely with property owners and decision-makers for various needs. Responsible Property Manager committed to ensuring safe and comfortable environment for residents as well as advocating for needs of building board.
Strong organizational skills
Strong leadership
Relationship Building & Retention
Sales And Marketing
Tenant Relation Management & Complex Problem Solver
Hiring, Training And Coaching
Customer Service/ Client Satisfaction
- Electronic Filing System
- Banking Regulations
- Credit Risk Analysis
- Data Analysis
Microsoft Office Proficient, Rent Roll, AMSI, Yardi, Excel
Onesite, Rent Manager Proficient
Degree
Bachelor
- Continuing education in computer science
Degree
REAL ESTATE LICENSE
Rosenberg, TX, 02/2017 - Current
- Assessed credit risk and analyzed financial statements.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions
- Conducted presentations to upper management and executive teams for loan recommendations.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Maintained compliance with applicable regulations and laws governing consumer credit.
- Made decisions and recommendations about extending lines of credit
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags
New York City, NY, 01/2015 - 01/2017
- Completed end of month close out on Onesite and submitted reports requested by supervisor in a timely manner
- Maintain files within compliance, reviewing all tenant rectifications.
- Carefully screened applicants for tenancy according to low income tax credit program
- Monitored timely receipt and reconciliation of rent collections in accordance with Supervisor regarding building and tenant issues.
- Followed up on delinquent tenant and coordinated collection procedure
- Processing of recertification of current tenant-yearly/ Processing of certification determining rent
- Kept properties in compliance with local, state and federal regulations
- Implemented and enforced policies and procedures to maintain properties to highest standards
Sacramento, CA, 02/2013 - 01/2015
- Conducted tours of community and specific apartments with prospective residents.
- Completed and processed all new and lease renewal paperwork, collected initial deposit and application fees.
- Inspected apartments to verify unit ready to move in.
- Monitored local market trends
- Qualified prospects according to company guidelines.
- Worked with maintenance staff to verify work orders were completed.
- Developed new business by pursuing potential clients and persistently following up.
- Verified that all customer complaints were handled promptly and appropriately.
- Evaluated and recommended changes in rental pricing strategies to remain competitive in market.
Santa Monica, CA, 10/2009 - 01/2013
- Communicated regularly with owners on vacancy rates, resident issues and physical condition of property
- Coordinate marketing efforts while sustaining positive resident relations with current residents to prevent vacancy loss.
- Supervised maintenance staff on completion of work orders and turn over on vacant units within a timely manner.
- Manage multiple duties as property manager and leasing agent
- Basic administrative duties, preparing of files and all general office duties.
- Maintained original leases and renewal documents in digital and hardcopy format for property management office.
- Verified income, assets, and expenses, and completed file tracking sheet for each applicant.
- Communicated effectively with owners, residents, and on-site associates.
- Analyzed operational information for impact on ROI, identified trends and recommended appropriate adjustments.
- Maintained sufficient number of units market-ready for lease
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Resume Overview
School Attended
- Georgia State University
- BOB WOOD REAL ESTATE SCHOOL
Job Titles Held:
- Credit Analyst
- Property Manager
- Property Manager
- Property Manager
Degrees
- Associate of Science
- Real Estate
By clicking Customize This Resume, you agree to ourĀ Terms of UseĀ andĀ Privacy Policy