commercial real estate credit analyst resume example with 13+ years of experience
JessicaClaire
Montgomery Street, San Francisco, CA94105(555) 432-1000, resumesample@example.com
Professional Summary
Dedicated finance professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Looking to bring further success to a team through excellent attention to detail and a desire to learn and grow professionally.
Skills
Conducting Financial Assessments
Assessing Risks
Financial Institution Regulations
Oral and Written Communications
Complex Problem-Solving
Financial Risk Monitoring
Regulatory Compliance and Documentation
Credit Risk Evaluation
Financial Statement Presentations
Underwriting Guidelines
Strategic Risk Management
CRM Systems
Work History
02/2021 to CurrentCommercial Real Estate Credit AnalystCivista Bancshares, Inc. | Willard, OH,
Successful completion of American Bankers Association Commercial Lending Course and Analyzing Financial Statements Course
Managed underwriting segment of Treasury Services for commercial clients
Increased revenue by determining if clients are eligible for limit increases after reviewing existing limits
Generated cash flow analysis and executed calculations of debt service
Worked on financial forecasting models and analyzed market trends
Effectively present information and respond to questions from diverse groups, including managers, customers, and members of the public
Executed credit submissions and present merits of credit request to upper management and executive teams
Developed and implemented performance improvement strategies and plans to promote continuous improvement.
Performed credit reviews on corporations to assess financial conditions
Serve on Finance and Community Outreach Committees for CREW NM
Serve as AREA (Albuquerque Regional Economic Alliance) Ambassador
02/2014 to 02/2021Personal Banker IIEnterprise Bank | Santa Fe, NM,
Successful completion of Wells Fargo's 8-week licensing program to earn Series 6, 63 and 65 license along with NM Life Insurance Series 18-25 License
Nominated to serve in highly competitive Community Bank Banker Ambassador Program which allowed participation in confidential initiatives and provide feedback to executive teams
Served as Branch Manager to team of 12 employees and successfully engaged team with positive motivational techniques
Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act
Successfully closed average of $75,000 loans per month
Collaborated with colleagues to present Teach Children to Save lessons at S.Y Jackson Elementary School
Helped clients plan for and fund retirements using annuities, mutual funds, and other options to manage, customize and diversify portfolio
Identified partnership opportunities and established favorable business connections
Examined customer loan applications for loan approvals and effectively mitigated loan denials
Completed filings and upheld strict compliance with regulatory agencies
06/2009 to 02/2014Lead TellerWells Fargo Bank | City, STATE,
Nominated to serve in highly competitive Community Bank Teller Ambassador Program to develop critical thinking skills and gain in-depth knowledge of risk management.
10- time Circle of Stars Award recipient for Leadership Excellence
Created teller schedule to keep weekly and weekend shifts properly staffed
Mentored team members and provided feedback while leveraging performance management tools and processes
Crafted strategies with team of 10 to hit 90%+ customer experience
Continually boosted branch production and revenue by consistently meeting all monthly and quarterly sales goals
Coordinated and helped facilitate interviews
Recognized needs and referred to appropriate representative or line of business for cross-sell or service opportunities
Education
Expected in 12/2022 to to Master of Business Administration (MBA) | General Business ManagementUniversity of North Dakota, Grand Forks, NDGPA:
Relevant Coursework: Strategic Supply Chain Management, Business Intelligence, Quantitative Analysis for Management Decisions, Econometrics, Financial Reporting and Decision Making, & Organizational Leadership and Ethics
Expected in 2012 to to Bachelor of Science | Sociology University of New Mexico, Albuquerque, NMGPA:
Skills
Conducting Financial Assessments
Assessing Risks
Financial Institution Regulations
Oral and Written Communications
Complex Problem-Solving
Financial Risk Monitoring
Regulatory Compliance and Documentation
Credit Risk Evaluation
Financial Statement Presentations
Underwriting Guidelines
Strategic Risk Management
CRM Systems
Work History
02/2021 to CurrentCommercial Real Estate Credit AnalystWaFd Bank | Albuquerque, Mexico
Successful completion of American Bankers Association Commercial Lending Course and Analyzing Financial Statements Course
Managed underwriting segment of Treasury Services for commercial clients
Increased revenue by determining if clients are eligible for limit increases after reviewing existing limits
Generated cash flow analysis and executed calculations of debt service
Worked on financial forecasting models and analyzed market trends
Effectively present information and respond to questions from diverse groups, including managers, customers, and members of the public
Executed credit submissions and present merits of credit request to upper management and executive teams
Developed and implemented performance improvement strategies and plans to promote continuous improvement.
Performed credit reviews on corporations to assess financial conditions
Serve on Finance and Community Outreach Committees for CREW NM
Serve as AREA (Albuquerque Regional Economic Alliance) Ambassador
02/2014 to 02/2021Personal Banker IIWells Fargo Bank | Albuquerque, Mexico
Successful completion of Wells Fargo's 8-week licensing program to earn Series 6, 63 and 65 license along with NM Life Insurance Series 18-25 License
Nominated to serve in highly competitive Community Bank Banker Ambassador Program which allowed participation in confidential initiatives and provide feedback to executive teams
Served as Branch Manager to team of 12 employees and successfully engaged team with positive motivational techniques
Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act
Successfully closed average of $75,000 loans per month
Collaborated with colleagues to present Teach Children to Save lessons at S.Y Jackson Elementary School
Helped clients plan for and fund retirements using annuities, mutual funds, and other options to manage, customize and diversify portfolio
Identified partnership opportunities and established favorable business connections
Examined customer loan applications for loan approvals and effectively mitigated loan denials
Completed filings and upheld strict compliance with regulatory agencies
06/2009 to 02/2014Lead TellerWells Fargo Bank | Albuquerque, Mexico
Nominated to serve in highly competitive Community Bank Teller Ambassador Program to develop critical thinking skills and gain in-depth knowledge of risk management.
10- time Circle of Stars Award recipient for Leadership Excellence
Created teller schedule to keep weekly and weekend shifts properly staffed
Mentored team members and provided feedback while leveraging performance management tools and processes
Crafted strategies with team of 10 to hit 90%+ customer experience
Continually boosted branch production and revenue by consistently meeting all monthly and quarterly sales goals
Coordinated and helped facilitate interviews
Recognized needs and referred to appropriate representative or line of business for cross-sell or service opportunities
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