Energetic and ambitious loan officer with versatile financial background in banking and finance. Consistently exceeds sales goals and customer service standards. Excited and motivated to build relationships and help customers build successful financial futures.
Strong customer relations
Cash flow analysis
05/2014 to Current
AVP of Commercial LendingCommunity First National Bank – Kerrville, 78028, TX
Increased new bank relationships within the local community by networking and implementing sales culture.
Recommended loan approvals and denials based on customer loan application reviews.
Maintained friendly and professional customer interactions.
Developed $10M in loans in 8 months for the start of a new branch charter.
Responsible for all financial and cash flow analysis on all commercial and consumer loans.
04/2013 to 05/2014
Credit AnalystGuadalupe National Bank – Kerrville, TX
Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
Researched industry competitors and compiled detailed analysis data.
Developed forecasting tools and dashboards to analyze revenue variance, business pipeline and industry trends.
Collected, maintained and updated financial information for all loan customers.
03/2012 to 04/2013
AVP of Agricultural Investments & OperationsZacwiesta Capital Partners – San Antonio, TX
Created quarterly earning presentations and monthly investor presentations.
Reviewed and analyzed project spending throughout project life cycle.
Identified risks associated with projects, contract approvals and other client accounting issues.
Bachelor of Science: Agricultural Business Texas A&M University at Kingsville - Kingsville, Texas
Recipient of Athletic Football Scholarship
Recipient of Rodeo Scholarship
Leadership Kerr County Alumni
Vice-Chair Easter Fest Committee
Hill Country Young Professionals Organization
Kerrville Area Chamber of Commerce Ambassador
Hill Country District Junior Livestock Show Committee Member