Senior Manager Portfolio Risk resume example with 6+ years of experience
Jessica
Claire
resumesample@example.com
(555) 432-1000,
, , 100 Montgomery St. 10th Floor
:
Professional Summary
Results-driven Senior Manager with demonstrated knowledge of Consumer Credit Card Industry. Bringing 8+ years of experience in Acquisition & Portfolio strategy. Business acumen and analytical mindset to identify risk and revenue opportunities. Project management, leadership, consulting, problem solver and a team player. Pursuing new professional challenges with a growth-oriented company
Skills
Strong verbal and written communication skills in achieving effective relationships and motivating others
Excellent analysis and observation skills in order to ensure accuracy in credit risk analysis and reporting
Demonstrated experience in risk mitigation strategies and financial analysis
Analytic tools: SAS, SQL & R
Microsoft tools: Excel & Powerpoint
FICO Decision Tree Builder
Education
University of DaytonDayton, OHExpected in 05/2015 ā āMaster of Science:Electrical Engineering - GPA:
Jawaharlal Nehru Technological UniversityHyderabad, Telangana, India, Expected in 04/2012 ā āBachelor of Science:Electronics And Communication Engineering - GPA:
Accomplishments
Independently developed and oversaw the execution of first ever Balance Transfer test strategy aimed at producing $1.2B in balances annually
Independently developed, implemented and managed the Pre-qual Acquisition strategy that produced 400K incremental accounts annually generating $35MM in balances
Successfully implemented custom fraud risk, email risk and phone risk scores in Consumer Digital (ITA) Acquisition strategies that reduced the 1st party/3rd party fraud dollars by $3.5MM annually
Work History
Amerihome Mortgage Company - Manager, Business Consulting Houston, TX, 01/2022 - Current
Leading and Managing a team of professionals with diverse skills and backgrounds
Providing constructive feedback and coaching to team members, and fostering an innovative and inclusive, team-oriented work environment
Playing an active role in coaching and mentoring associates within the organization
Cultivating and maintaining client relationships
Demonstrating teamwork and responsibility with engagement team members, and staying abreast of industry trends relevant to client's business
Understanding our clientsā unique ambitions and needs and referring them to colleagues in other teams and areas to broaden our business relationships where possible
Developing technical capabilities in a wide range of subjects including Consumer Credit Card Strategy, Credit Review methodologies, capital planning, end-to-end capital adequacy processes and overall capital management strategies
Liberty Healthcare Corporation - Senior Manager, Credit Risk Vista, CA, 01/2021 - 01/2022
Responsible for managing Bank's initiatives to strategically grow portfolio balance
Oversee development and execution of Credit Line Increase (CLI), Convenience check (CC), and Balance Transfer (BT) programs and strategies to meet and exceed company goals
Optimize underwriting strategies in response to customer behavior and ever changing market conditions
Make data-driven recommendations regarding potential strategy changes for Balance Growth programs to Executive Leadership
Subject matter expert regarding portfolio composition, loss rate calculation, forecasting, credit bureau attributes, P&L drivers, and portfolio scores
Lead team of 3 analysts in development, execution and monitoring of underwriting strategies
Bluestem Brands Inc. - Lead Analyst, Credit Risk City, STATE, 10/2018 - 12/2020
Independently initiated, conducted, and managed complex credit risk projects, including project design, data collection, analysis, summarization, presentation of results and recommendations to Senior Management
Optimize the product-offering to our customers by improving the targeting, underwriting and fraud-risk
Oversee development of Digital, ITA (Invitation to Apply) Acquisition underwriting, initial line assignment, pricing strategy, fraud and identity verification strategies, manage the complex roll-out credit risk strategies
Work collaboratively with cross-functional partners including Marketing, Finance, IT, Operations and Compliance on developing solutions that deliver superior customer experience and meets stated business objectives
Lead team of 2 analysts in coaching and mentoring the business objectives
Bell Info Solutions - Senior Credit Risk Analyst City, STATE, 09/2016 - 09/2018
Independently design, develop and implement new fraud and verification enhancement strategies aimed at tackling first payment defaults
Investigate additional benefits of alternative data sources, summarize findings, make credit policy/strategy recommendations, oversee the execution
Work with external data sources and third-party data providers to evaluate new scores, assist in development of new custom models
Automate and Optimize the performance of strategy monitoring reports using SAS/SQL and R
Company Name - Data Analyst City, State, 05/2014 - 08/2016
Responsible for writing deployment/release notes, convert business requirements into technical documents, and prepare project process flow documentation
Performed ETL jobs to transfer/extract data across various platforms
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