Mortgage Loan Processor Resume Example Company Name

MORTGAGE LOAN PROCESSOR

Professional Summary

Analytical and results-driven Mortgage Loan Underwriter professional with extensive pro-forma and financial analysis experience. Exceptional background in performing complex multifamily valuations, acquisition/ land development property identifications, and due diligence investigations as well as market research of multifamily properties and submarkets. Proficient in Microsoft MapPoint, Word, Excel, and PowerPoint.

Skills

Proven analytical and organizational skills and demonstrated ability to prioritize and multi-task
Strong people skills with ability to communicate effectively, provide peer coaching with impact & influence
Demonstrates strong interpersonal communication skills
Strong analytical and decision making/problem solving skills

Have a proven high level of Mortgage Underwriting Credit Skills with good commercial awareness
Strong Microsoft Office skills, including Excel
Lending & Underwriting
Debt-to-Income Ratios (DTI)

Work History

03/2019 - CurrentMortgage Loan Processor | Company Name - City, State

Underwrites loans to verify for completeness, accuracy, and compliance, communicates with borrower to verify information and ensure that all required documents are provided.
Serve as guide for borrower though out the loan approval process to ensure that all questions are answered, and borrowers' expectations are met.
Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to decision mortgage loans.
Reworks loans to new terms, identifies additional conditions as needed to insure a viable credit decision.
Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals.
Analyzes and calculates income documentation such as personal and business income statements and ensures all necessary documentation is requested to support final loan decisions.
Demonstrates proficiency in automated
Ensured loan submittals met internal and external eligibility requirements. underwriting systems (DU, LP).
Maintained a great attention to detail in underwriting mortgages.
Demonstrated excellent follow-through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process.
Maintained In and outbound calls with customers for requirement gathering and providing solutions to customer queries.
Set up and completed loan submission packages.
Upheld complete confidentiality of all submitted information according to release guidelines.

06/2017 - 02/2019Mortgage Loan Underwriter | Company Name - City, State

Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
Coordinated with internal stakeholders to initiate marketing strategies and meet market penetration and business growth objectives.
Calculated group and individual renewal rates based on customers background, industry and demographic information.
Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to decision mortgage loans
Underwrites loans to verify for completeness, accuracy, and compliance, communicates with borrower to verify information and ensure that all required documents are provided.
Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.

04/2015 - 04/2017Security Technician | Company Name - City, State

Engineered systems administration-related solutions for various project needs
Installed and configure systems which support infrastructure and/or activities.
Developed and maintain installation and configuration procedures.
Contributed to and maintain system standards.
Contributed to and maintain security posture of the system
Researched and recommended innovative, and where possible, automated approaches for system administration tasks. Identified approaches that leverage resources, Operations and Support.
Installed and maintained security patches on the operational and development system.
Performed daily system monitoring, verifying the integrity and availability of all hardware, server resources, systems and key processes, reviewing system and application logs, and verifying completion of scheduled jobs such as backups.
Performed daily backup operations, ensuring all required file systems and system data are successfully backed up to the appropriate media, recovery tapes or disks are created, and media is recycled and sent off site as necessary.

Education

03/2015Northeastern University, City, StateMaster of Science: Project Management

09/2010University Of Lagos, CityMaster of Science: Geographic Information System

09/2007Olabisi Onabanjo University, CityBachelor of Science: Geology

Certifications

Certified Information System Auditor (CISA)
Certified Information Security Manager (CISM)
Certified Project Manager (PMP)
AWS Certified Security

Resume Overview

School Attended

Northeastern University
University Of Lagos
Olabisi Onabanjo University

Job Titles Held:

Mortgage Loan Processor
Mortgage Loan Underwriter
Security Technician

Degrees

Master of Science : Project Management
Master of Science : Geographic Information System
Bachelor of Science : Geology

Mortgage Loan Processor Resume Example

Resume Score: 80%

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