Loan Officer and Senior Credit OfficerLandmark Financial Investment and Management, Inc
Provided financing for residential, commercial, construction and hard money real estate loans.
Loan applications obtained by purchased leads, telemarketing, outside cold calling and by real estate broker submission.
Produced the pre-underwriting Prepared loan analysis for package submission.
Completed loan packages and made submissions to Investors.
Income generated by commission income on the funded loans.
03/1999 to 04/2005
Vice President and Commercial Real Estate Loan OfficerECI Funding
Commercial, multi-family, and industrial real estate loan production.
Construction loans were also process for these types of properties.
Processed and funded custom residential home construction.
Permanent financing provided.
Average monthly funding was $3,450,000.
Annual fee income was on average $479,000.
01/1996 to 02/1999
Senior Vice President and Senior Credit Officer Chief Credit OfficerFirst International Funding
I was responsible for the preliminary review of all loan applications produced by seven Loan Officers.
I was able to apply my experience and knowledge from being a Loan Administrator at Sumitomo Bank of California.
In addition to loan analysis, I was also responsible for the collection of financial information from the applicants and the ordering of all third party reports.
Loans processed were commercial business term loans, asset based loans,commercial real estate sales, refinance and construction loans.
02/1991 to 12/1995
Vice President and ManagerAmerican International Bank
Commercial and Industrial Real Estate, Collections and SBA Departments.
Assumed responsibility for existing commercial and real estate portfolio in the amount of $186,200,000.
Processed all new loan and renewal loan applications as well as handling all modifications, payoffs and collections.
Average loan New and renewal loan production was $18,750,000 Average fee income was $379,000.
Served as Bank Officer on Bankruptcy cases.
Served as Branch Manager of the downtown Los Angeles branch.
Served as the bank\'s Work- out and Legal Accounts Officer, Manager of the banks SBA loan department.
To obtain a position as a Commercial Real Estate Loan Officer, Business Development Officer, or Commercial Branch Banker.
Would consider a position in SBA lending, Construction lending or collections and work out.
Associate of Arts: Columbia University -
AA Degree: Los Angeles City College, AA Degree -
Bachelor of Science: LawValley University School of Law, BSL -
U. S. Armed Service
U. S. Navy, BM3. Four years active and two years reserve. Honorable Discharge