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loan closer funder resume example with 14+ years of experience

Jessica Claire
, , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
Home: (555) 432-1000 - Cell: - resumesample@example.com - : - -
Professional Summary

Detail-oriented and methodical closer, seeking an opportunity with a company that moves at the pace of success and has potential to grow. Successful in assembling closing documentation for conventional, VA, FHA and other types of loans. Work quickly and accurately to meet strict standards, clear issues and prepare document packages. Handle industry-funded and government-backed loans with skill and efficiency. Manages high-volume new loan applications and new accounts paperwork in dynamic environments with high production, approval and customer service relations targets. Expertise includes, setting up new loan accounts, reviewing and validating all data for accuracy in meeting compliance requirements. Self-motivated, and reliable works well in a remote setting and with excellent teamwork, problem-solving and organizational skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Skills
  • Superior customer service standards
  • Applied organizational skills in both client/branch management, loan processing and funding
  • Ability to work well in both team, self managed and fast pace environments
  • Quality pipeline management Able to multi-task while keeping steady process flow in High-Volume Environments
  • Extensive knowledge of Microsoft Outlook, Word, Excel,
  • Problem solving, Negotiation and Communication skills
  • Closing Documentation and Settlement Statements
  • Property Appraisals and Title Reports
  • Critical Thinking and Closing Costs Calculation
  • Government Lending and Loan Funding
  • Regulatory Compliance Documentation and Government Standards
Work History
04/2015 to 09/2022
Loan Closer Funder Richmond American Homes Scottsdale, AZ,
  • Provided highest level of service and support to customers, closing agents and realtors.
  • Communicated closely with inter-company staff members to promote quick and effective loan workflow.
  • Pleasantly answered questions from customers, typically returning calls within 2 hours.
  • Reviewed mortgage documents for accuracy, which included title abstract and insurance forms.
  • Prepared all paperwork for loan package and arranged final closing meeting.
  • Explained different types of loans pertaining to client situations.
  • Worked with underwriters to fix application problems and resolve issues.
  • Reviewed loan files and updated to match current standards.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Fielded customer complaints and provided solutions.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Monitored pipelines to track and log status of loans.
  • Explained very technical financial information to applicants in easy to understand language.
  • Compiled closing packages for drafting and presentation accuracy.
  • Prepared closing statements for wet and dry loan closings
  • Verified government-backed loans followed strict agency guidelines.
  • Analyzed identified defects and remediated issues by using established procedures and available resources.
  • Coordinated with branches and Escrow to set up loans for funding and completed final authorizations on morning of closings.
  • Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
  • Reviewed titles, insurance, and flood zone certifications to meet closing standards for each property.
  • Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
  • Validated and audited final signed documents in accordance with state, county and investor guidelines.
  • Handled as many as 20 closing files each month by effectively organizing, multitasking and prioritizing closing work.
  • Reviewed and validated details of loan applications and closing documentation.
  • Conducted pre-funding and funding activities for monthly applications.
  • Consulted with outside vendors to identify and resolve loan closing issues.
  • Produced and submitted completed loan packages to title and escrow professionals.
  • Filed completed loan applications with underwriting and made approval or denial recommendations.
  • Assessed customer account histories to determine previous compliance with payment plans and loan terms.
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
07/2012 to 04/2015
Loan Closer Funder Wells Fargo Mortgage City, STATE,
  • Maintained checklists of required documentation and open issues affecting closings.
  • Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
  • Verified government-backed loans followed strict agency guidelines.
  • Analyzed identified defects and remediated issues by using established procedures and available resources.
  • Reviewed and validated details of loan applications and closing documentation for new accounts and loans
  • Filed completed loan applications with underwriting and made approval or denial recommendations.
  • Handled as many as 20 plus closing files each month by effectively organizing, multitasking and prioritizing closing work
  • Produced and submitted completed loan packages to title and escrow professionals
  • Assessed customer account histories to determine previous compliance with payment plans and loan terms
11/2009 to 07/2012
Closing Coordinator Everbank Mortgage City, STATE,
  • Set up refinance loans new accounts to corporate standards and requested necessary documents from loan officers and vendors
  • Ordered and reviewed title reports, appraisal reports, credit reports and payoff demands
  • Contacted borrowers for additional items needed
  • Input all information in corporate system
  • Communicated with Vendors, Title companies, appraisers, mortgage companies
  • Took inbound calls and familiarized/helped customers with loan products
  • Received calls from borrowers who were interested in loan modifications
  • Placed and completed loan modifications in database system for review and acceptance
  • Data Entry
  • Processed transactions per customers request
  • Handled as many as 20 closing files each month by effectively organizing, multitasking and prioritizing closing work
09/2004 to 03/2006
Reverse Mortgage Loan Processor Freedom US Financial Corp City, STATE,
  • Process reverse mortgage submissions according to FHA and corporate guidelines
  • Ordered and Reviewed all 1009 applications, credit reports, inspection reports, preliminary title reports, appraisals and payoff demands to ensure legitimate closing of all Reverse Mortgages
  • Complete understanding of all FHA rules and regulations was required
  • Utilized Microsoft Word, Excel and Outlook for all business and client communications
  • Kept fast paced and organized environment in order to successfully manage full pipeline of 30 plus loans
  • Worked with multiple vendors and loan officers
  • Provided superior customer service
Education
Expected in to to
GED:
Douglas County High School - Minden, NV
GPA:

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Resume Overview

School Attended

  • Douglas County High School

Job Titles Held:

  • Loan Closer Funder
  • Loan Closer Funder
  • Closing Coordinator
  • Reverse Mortgage Loan Processor

Degrees

  • GED

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