credit underwriter resume example with 6+ years of experience

Jessica Claire
Montgomery Street, San Francisco, CA 94105 (555) 432-1000,
Dynamic finance professional with a strong background in all aspects of retail banking,accounting and financial management. Successful at managing multiple assignments while meeting tight deadlines.
Areas of Expertise
  • Financial analysis
  • Account reconciliation
  • Financial forecasting
  • Credit Underwriting
  • Superior research skills
  • Self-motivated professional
  • MS Office Suite
  • Advanced computer proficiency (both PC and Mac)
08/2014 to 02/2016 Credit Underwriter Stripe | CA, ,
  • Researched banking guidelines and statutory requirements to stay updated on new laws and applications.
  • Performed extensive analytical calculations, including a complete audit of each loan application.
  • Achieved proper compliance and accurate executive level reporting. 
  • Credit underwriting of retail loans.
  • Vendor Management, stock management, generation of monthly stock balancing reports, locker and Cash Vault management.
01/2010 to 01/2013 Credit Underwriter Stripe | Remote, ,
  •  Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
  • Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research.
  • Ensuring a fair credit grant, MIS management of all the debtors of the branches.
  • Taking care of entire credit functions including credit appraisal and analysis, sanctions, facilitating disbursements, follow-up and monitoring of existing portfolio.
  • Periodic analysis of non-starter, bucket movements, conversion ratios, cross-sell penetration and rejects.
  • Provided expert financial advice on mortgage and both educational and personal loans.
  • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
  • Adhere strictly to compliance and operational risk controls in accordance with Company and regulatory standards, policies and practices.
11/2008 to 01/2010 Manager (Training) Anmed Health | Honea Path, ,
  • Improved accuracy of payroll journal entries by developing and implementing a payroll reconciliation tool.
  • Accurately processed data, validation and transmission for weekly, semi-monthly and sales payrolls.
  • Managed payroll and time and attendance systems.
  • Enforced established payroll-related policies, procedures and regulations and adherence to company and governmental policies.
  • Responded to employee inquiries regarding payroll and timekeeping.
  • Onboarded new employees in the time reporting and payroll systems.
01/2008 to 11/2008 Loan Officer CITI FINANCIAL | City, ,
  • Assisted senior-level credit officers with complex loan applications.
  • Interviewed an average of 100  loan applicants per month.
  • Performed daily maintenance of the loan applicant database.
  • Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.
  • Educated customers on the variety of loan products and available credit options.
  • Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.
  • Built knowledge about latest banking products and services through internal training programs.
Expected in 2017 | MS in Finance Fairfield University, Fairfield, Connecticut GPA:
  • 3.89 GPA.
  • Coursework in Capital Budgeting, International Financial Management, Investment Analysis, Corporate Finance and Derivatives
  • Certification in BMC market Concepts.
Expected in 2007 MBA | Finance Asia-Pacific Institute of Management, , GPA:
  • 3.53 GPA.
  • Minor in Marketing.
  • Academic Achievement Award of best student in first year.
Additional Information
  • Appreciation award for outstanding performer in first quarter in ICICI Bank.
  • Appreciation certificate for consistent performer in second quarter in ICICI Bank.
  • Earned GPA of 3.93 during the first year of MBA and secured first position in the class.
  • Awarded best student in the first year of MBA program.
  •  Permanent US resident (Green Card holder) and have a valid employment authorization.

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Resume Overview

School Attended

  • Fairfield University
  • Asia-Pacific Institute of Management

Job Titles Held:

  • Credit Underwriter
  • Credit Underwriter
  • Manager (Training)
  • Loan Officer


  • MBA

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