LiveCareer-Resume

branch owner resume example with 3+ years of experience

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Jessica Claire
, , 100 Montgomery St. 10th Floor (555) 432-1000, resumesample@example.com
Summary

Results-oriented Branch Manager knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize branch revenue. Analytical problem-solver tenacious in pursuing sales opportunities. Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Ambitious, career-focused job seeker, anxious to obtain a Manager position to help launch career while achieving company goals.

Skills
  • Property Evaluation
  • Income Evaluation
  • Credit History Review
  • Loan Processing Coordination
  • Problem Solving
  • Creditworthiness Determination
  • Automated Underwriting System (AUS)
  • Loan File Review
  • Attention to Detail
  • Verbal and Written Communication
  • Product Education
  • Loan Feasibility Assessment
  • Basic Mathematics
  • File Organization
  • Customer Service
  • Time Management
  • Data Entry
  • Leadership and People Development
  • Organizational Development
  • Risk Mitigation and Management
  • Driven and Determined
  • Employee Training
  • Cost Control and Budgeting
  • Issue Resolution
  • Staff Management
  • Talent Allocation
  • Strategic Decision-Making
  • Integrity and Transparency
  • Financial Management
  • Profit and Loss Management
  • Judgement and Decision Making
  • Budget Planning
Experience
02/2022 to Current Branch Owner Bank Of Tennessee | Johnson City, TN,
  • Approved or denied loan applications and explained reasoning behind decisions.
  • Helped clients make decisions about loans and lines of credit based on availability, terms and benefits.
  • Verified client financial information to determine creditworthiness and loan eligibility.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Reviewed client documentation and contracts for discrepancies and mistakes.
  • Assessed feasibility of loan approval by reviewing financial histories, available credit, and current employment.
  • Developed and maintained relationships with local real estate agents.
  • Built strong rapport with new and existing clients to better serve financial needs and promote branch loyalty.
  • Conducted reviews and evaluations for cost-reduction opportunities.
  • Prepared internal financial reports, balance sheets, and income statements.
  • Managed operations budgeting, accounts payable and accounts receivable and payroll.
  • Built financial models to allocate resources, forecast cash and investment needs, and make capital budgeting decisions.
  • Increased efficiency and drove branch revenue by optimizing daily operations.
  • Interviewed, trained and supervised employees.
  • Determined pricing for products or services based on costs and competition.
  • Set pricing structures according to market analytics and emerging trends.
  • Supported outside sales force in servicing and obtaining new business.
  • Assigned duties to employees and examined work for accuracy, neatness and timeliness.
  • Stayed abreast of lending regulations, industry trends and market rates.
04/2021 to 01/2022 Mortgage Loan Originator Open Systems Healthcare | Orlando, FL,
  • Approved or denied loan applications and explained reasoning behind decisions.
  • Helped clients make decisions about loans and lines of credit based on availability, terms and benefits.
  • Verified client financial information to determine creditworthiness and loan eligibility.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Reviewed client documentation and contracts for discrepancies and mistakes.
  • Assessed feasibility of loan approval by reviewing financial histories, available credit, and current employment.
  • Developed and maintained relationships with local real estate agents.
  • Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
  • Stayed abreast of lending regulations, industry trends and market rates.
10/2019 to 04/2021 Branch Manager Hometown Lenders | City, STATE,
  • Met with applicants to obtain information for loan applications and answer questions about processes.
  • Approved or denied loan applications and explained reasoning behind decisions.
  • Helped clients make decisions about loans and lines of credit based on availability, terms and benefits.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Reviewed client documentation and contracts for discrepancies and mistakes.
  • Assessed feasibility of loan approval by reviewing financial histories, available credit, and current employment.
  • Structured loan packages by properly analyzing credit reports, income and asset documents.
  • Developed and maintained relationships with local real estate agents.
  • Built strong rapport with new and existing clients to better serve financial needs and promote branch loyalty.
  • Prepared internal financial reports, balance sheets, and income statements.
  • Managed operations budgeting, accounts payable and accounts receivable and payroll.
  • Built financial models to allocate resources, forecast cash and investment needs, and make capital budgeting decisions.
  • Increased efficiency and drove branch revenue by optimizing daily operations.
  • Interviewed, trained and supervised employees.
  • Assigned duties to employees and examined work for accuracy, neatness and timeliness.
  • Assessed training needs through surveys, interviews with employees or focus groups.
  • Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
  • Stayed abreast of lending regulations, industry trends and market rates.
Education and Training
Expected in 06/2016 to to HS Degree | Excel High School And University, Plymouth, GPA:
  • HS Degree accredited by AdvancED
  • Approved by CASI
  • HS and College Courses
Certifications
  • NMLS - Licensed Mortgage Loan Originator in AL, FL, and TN. Approved in NC and GA.
  • NCIC - Criminal Justice
  • TASER Training Academy
  • Hand Chemical Weapons
  • Alabama Jail Association
  • NENA 911 Association
  • FEMA - Incident Command
  • ADFS - Draeger Alcotest
  • APCO - PST 6th Edition
  • APCO - PST 7th Edition
  • APCO - Crisis Negotiations
  • APOST - Glock 22 Gen 3
  • APOST - Glock 22 Gen 4
Languages
English:
Native/ Bilingual
Negotiated:
Gujarati:
Native/ Bilingual
Negotiated:
Hindi:
Professional
Negotiated:
Spanish:
Elementary
Negotiated:
Recognitions
  • HomeTown Lenders - Branch Manager of the Year, 2020
  • HomeTown Lenders - 8 Million Club, 2020
  • LPPD - Reserve Commander, 2015-2018

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Resume Overview

School Attended

  • Excel High School And University

Job Titles Held:

  • Branch Owner
  • Mortgage Loan Originator
  • Branch Manager

Degrees

  • HS Degree

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