associate director resume example with 7+ years of experience

Jessica Claire
Montgomery Street, San Francisco, CA 94105 (555) 432-1000,
Professional Summary

Forward-thinking Manager with 5+ years of commerical banking and risk management experience. Collaborative with dedication to partnering with colleagues to promote engaged work culture while promoting white glove customer service, streamlined business processes and minimized risk to the Firm. Documented strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings.

  • Credit
  • Loan and Legal Documentation
  • Private Equity
  • Finance
  • Financial Analysis
  • Market research
  • Risk Management
  • Key relationship management
  • Strategic leadership
  • Regulatory Compliance
  • Team management
  • Process improvement
  • Project organization
  • Microsoft Office (Excel, Word, Visio, Powerpoint)
  • R Programming
  • SQL
  • Moody’s Risk Analyst
  • SQL Server
Work History
01/2019 to Current Associate Director Johns Hopkins University | Baltimore, MD,
  • Hired full time following the completion of graduate school focusing on the implementation of Current Expected Credit Loss (CECL).
  • Document model methodologies for expert judgment models (for approval by Model Risk Management).
  • Collaborate with Financial Reporting team to assist in documenting the Bank’s plan and position on certain CECL accounting guidelines and requirements.
  • Work with consultants and SOX program office to develop and document the CECL target operating model and SOX flowcharts.
  • Collaborate with Data and Portfolio Analytics teams to operationalize the CECL process including the build out of automated processes and reports (e.g.
  • Via Tableau).
  • Perform quarterly aggregation of model results and prepare allowance package to present to the Bank’s Allowance Committee.
06/2018 to 12/2018 Intern Advantage Solutions | Ambler, PA,
  • For the Credit Administration team focusing on the implementation of the Current Expected Credit Loss (CECL) model that is expected to be implemented in 2020.
  • Working closely with the Credit Administration, Finance (Quantitative Modelling and Analytics) and Accounting teams to implement and create processes around new regulation guidance on the CECL model and its implications to the Bank’s current business practices and future reporting requirements.
  • Provided the Finance’s Quantitative Modelling and Analytics team guidance on the reporting needs Credit Administration requires when the regulation takes effect.
  • Formulated and strategized a plan for performing quantitative attribution analysis (in R) on the bank’s credit loss models to understand the primary drivers and factors of the models and its effects on the bank’s loan loss reserve amount as it relates to CECL guidance.
  • Collaborated on developing and documenting model methodologies for expert judgment models (for approval by Model Risk Management).
  • Analyzed Credit Administration’s current processes for Special Assets (underperforming loans) to support potential changes to the process per CECL requirements.
  • Completed a technology proof of concept for the Quantitative Modelling and Analytics team on the potential implementation of Microsoft Machine Learning Services 2016, effectively analyzing the efficiencies and effectiveness of running R code in SQL Server 2016.
12/2014 to 09/2017 Credit Manager Ben E Keith Co | Austin, TX,
  • Promoted to credit manager and led a team of 4 members to perform all processes related to commercial underwriting (originations, modifications and annual reviews) and portfolio risk management.
  • The portfolio consisted of firm-sponsored, custom business purpose loans to professionals of firms primarily in the private equity and law firm industries.
  • Acted as a liaison for any portfolio audits (internal or external) and provided team members weekly coaching related to the unique product, commercial underwriting and private equity industry training.
  • Proactively recommended credit structures for new or modified programs to senior management based on industry research and underwriting analysis of the client’s financial statements and legal governing documents Jessica Claire XXX XXX-XXX Page 2 of 2.
  • Independently communicated with clients on outstanding questions necessary for credit approval.
  • Presented credit packages to Credit Loan Committee with senior management for loan approvals including waivers, amendments, and reviews (including loans or proper risk ratings on loans).
  • Reviewed complete credit memos written by other team members prior to credit approval.
  • Trained junior analysts on financial statement and governing legal document analysis.
  • Worked closely with the Relationship Managers, Commercial Loan Operations and Legal Counsel to ensure the credit approvals were accurately reflected in loan documentation and loan terms were properly reflected and tracked in the Bank’s loan system, post-closing.
  • Monitored existing loans for financial and reporting covenant compliance and in critical situations, communicated with clients to obtain required reporting information.
  • Improved process flow between the team and Credit Administration to increase accuracy of covenant compliance reports.
  • Created process flow for the entire product from client prospects to loan closing and monitoring.
08/2012 to 12/2014 Underwriting Associate Cvs Health | Franklin, TN,
  • Underwrote and processed commercial business loans for 3-7 lenders in each group with a portfolio of over 75+ companies in the technology and life sciences industries and $1 billion in loans for private equity firms.
  • Analyzed and presented loan packages for multiple loan products including term loans, lines of credit (borrowing base), capital call lines of credit (including syndicated), management company lines of credit and partner loans.
  • Performed market research, financial statement analysis, and financial modeling for technology and life science companies in various growth stages (pre-revenue, unprofitable and profitable).
  • Interacted with clients to discuss information needed to complete a full credit write up to submit for credit approval.
  • Trained new credit staff on job responsibilities including loan advances, financial statement spreading and credit analysis.
  • Developed the private equity portfolio’s tracking processes for increased efficiency and accuracy, including managing reports for the division’s Credit Head and the reconciliation of an unbalanced advance/paydown log by over $800,000.
  • Reviewed newly booked private equity loans to ensure complex loan structures and the reallocation of funds were performed accurately.
Expected in 2018 to to Master of Science | Computational Finance and Risk Management University of Washington, Seattle, WA GPA:
  • Received CFRM Women in Finance Award
Expected in 2011 to to Bachelor of Science | Business Administration, International Business California Polytechnic State University-San Luis Obispo, San Luis Obispo, CA GPA:
  • Graduated magna cum laude
  • Dean's List, Fall 2008 - Fall 2011
  • President's Honors List, 2008-2011
  • Member of Orfalea College of Business Peer Advisors
  • Glo-Bus International Business Computer Simulation Top Performer. Awarded most efficient market positioning, outstanding investor performance and outstanding differentiator in the industry and invited to compete in the Global Tournament of Champions.
  • Cal Poly Young Alumni Mentor Program (Mentor, 2016-2017)
  • Huskies@Work, University of Washington Alumni Mentor Program, (Mentor 2019-2020)

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Resume Overview

School Attended

  • University of Washington
  • California Polytechnic State University-San Luis Obispo

Job Titles Held:

  • Associate Director
  • Intern
  • Credit Manager
  • Underwriting Associate


  • Master of Science
  • Bachelor of Science

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