Agile Scrum Master, USAA, San Antonio, Texas Resume Example

• Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability.
• Ensured loan submittals met internal and external eligibility requirements.
• Gained extensive experience in underwriting conventional loans
• Provided meticulous attention to detail in underwriting mortgages.
• Evaluated the financial strength of borrowers to determine risk and repayment capacity.
• Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals.
• Maintained compliance with lending, underwriting and government requirements.
• Demonstrated excellent follow-through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process.
• Worked with post-closing department on any stipulations for closed files

• Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
• Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
• Performed daily maintenance of the loan applicant database.
• Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
• Effectively managed more than 50 client relationships.
• Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.
• Researched insurance information and flood certificates.

• Offered Group Solution Plans to enable employers/trusts in meeting their employee benefit liability obligations (Defined Benefit/Defined Contribution) in a simple, efficient and cost effective manner and effortlessly provide their employees with both savings and financial security.
• Administered support to employers/trusts by providing an end to end solution, right from setting up an appropriate employee benefit plan, administering the same and rendering appropriate payout post.
• Acquired 10 new corporate clients, serviced them by handling difficult issues with professionalism.
• Properly managed retirement and liability funds and prepared monthly, quarterly and annual reports on their statuses.
• Interfaced closely with senior management of employers/trusts to provide them with the best group solutions.

Served as Head of Mumbai region. Directed and managed a 4 member team & successfully increased business through attraction of corporate clientele; met or exceeded established sales targets.

• Provided outstanding support to clients in managing and servicing their treasury management, Mutual Funds, Equities & Derivatives, Insurance and ESOP financing.
• Interpreted data on price, yield, stability, future investment-risk trends, economic influences and other factors affecting investment programs.
  
• Conduct seminars & trainings to businesses, clients, new team members on different products like Mutual Fund, Derivatives, Equities & Insurance
• Increased overall annual sales by 20%.

• Monitored daily trading and fund pricing.
• Established strategic alliances / tie - ups with financially strong and reliable National Distributors (NBFC), resulting in deeper market penetration and reach.
• Interacted with various departments like Legal, Marketing, Service, Sales, Fund Management team & distribution in support of mutual fund product team.
• Monitoring channel sales and marketing activities; implementing effective strategies to maximize Mutual Fund sales and accomplished 120 % revenue targets.
• Revived and activated 8 inactive channel partners.
  
• Provide assistance to channel partners by conducting training programs for business partners, clients, operations and new team members.

• Provided financial services for HNI\'s and small businesses by conducting extensive profiling and need assessment analysis.
• Implementation of recommendations and appropriate solutions including: personal banking, investment allocation - Mutual Funds, Equities & Derivatives, Money market,  retirement planning, wealth accumulation, and Insurance.
• Actively managed a client base with assets over $7.5 million.
• Managed high net worth individuals through the implementation of wealth management tools and strategies.
• Achieved revenue growth through the sale of an extensive array of financial services including: equities, mutual funds, structured products, fixed income strategies & insurance.
• Sourced & Acquired 20 new clients from the bank.

• Facilitated trading orders of 60 HNI clients with focus on derivatives and securities listed on BSE and NSE.
• Utilized technical & fundamental analysis and generated 3 profitable intra-day calls on Falcon for traders.
• Analyzed multiple strategic risk assessment strategies to maximize portfolio performance and minimize downside exposure Recognized for outstanding performance by receiving 60% salary increase within few months of employment with the company.