Charged with underwriting existing and new commercial loan requests. Assignments included analysis of corporate tax returns, internal and CPA prepared financial statements, personal financial statements, company aging and backlog reports, with full write-ups and credit presentations. Also was charged with the ongoing maintenance of financial updates and appraisal reviews.
Position commenced with the centralization of commercial loan underwriting for Upland, Victorville, and Coronal, CA offices as VP Senior Credit Analyst. Assistant to the Chief Credit Officer and Senior Credit Administrator. Participated in Director's Loan Committee. Assisted the SVP of Special Assets. Last assignment was as Appraisal and Environmental Manager for all commercial real estate loans.
Asset based lender charged with collateral tracking and analysis of a portfolio of commercial account relationships with aggregate loan commitment of $80 million. Responsible for determining monthly borrowing bases and approving all monetary transactions.
Held positions in Asset Based Lending, Corporate Banking, and Industrial Finance Departments. Performed as a commercial loan underwriter, flooring manager, industrial equipment lender, corporate banking portfolio manager, and business auditor. Former positions included Operations Manager, Internal Bank Auditor, and software systems analyst.
Started MBA program - have not completed the program
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