LiveCareer-Resume

vice president credit administration officer resume example with 15 years of experience

Jessica Claire
  • , , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
  • H: (555) 432-1000
  • C:
  • resumesample@example.com
  • Date of Birth:
  • India:
  • :
  • single:
Summary

Fifteen+ years of progressive financial analysis and credit risk mitigation. Serving as both credit and risk support as well as market facing in highly visible roles to both executive leadership and customer base.

Skills
  • Complex Problem-Solving
  • Portfolio and Finance Management
  • Leadership and People Development
  • Relationship and Team Building Leadership
  • Strategic Planning and Execution
  • Performance Monitoring and Evaluation
  • Service-Oriented
  • Adaptable to Changing Conditions
  • Integrity and Transparency
Experience
VICE PRESIDENT, CREDIT ADMINISTRATION OFFICER, 10/2017 - Current
The First State Bank 208 E. 2Nd Street, Sweeny,
  • Lead the Credit Administration Department (i.e. Credit Quality Analyst, Credit Analysts, Appraisal Analyst, Inspection Specialist, Credit Administration Assistant and Credit Analyst Interns).
  • Evaluate and monitor the quality of the Bank's credit portfolio by developing and implementing credit processes and procedures, credit strategies and serving as the chair of the Loan Review Committee, requiring management of Problem and Watch Loans, Non-Accrual Loans, Foreclosures, Personal Property Repossessed, Other Real Estate Owned and Charge-Off's to assist Senior Management with the risk management of the Bank's loan portfolio.
  • Manage and generate monthly reports for utilization in assessing the credit quality of the Bank's loan portfolios, which are reviewed during monthly Board meetings.
  • Manage loan underwriting for adequate financial information, assessment of financial ratios, loan structuring and loan documentation and compliance with credit policies and procedures for small and large complex credits.
  • Manage and review past due reports and loan reviews that are utilized by loan personnel and senior management to evaluate the overall credit risk of loan relationships, testing the accuracy of risk classifications and identifying problem loans, requiring further analysis.
  • Prepare and distribute monthly Litigation report, detailing all loans in Litigation, Pending Foreclosures, Probate Claims, and all Bankruptcies, while working with outside legal counsel and loan officers with lawsuits, foreclosures, probate claims and bankruptcies.
  • Develop and maintain systems to track annual reviews, lending proposals, collection of financial information, floor plan and construction inspections, action plans evaluations/appraisals and other credit quality systems/reports.
  • Assist with internal and external Bank examinations and audits. Provide all requested information, answer questions and attend entrance and exit meetings.
  • Serve on the Bank's Strategic Planning Committee.
VICE PRESIDENT, SENIOR FINANCIAL ANALYST, 07/2013 - 10/2017
Rabo AgriFinance City, STATE,
  • Analyzed customer’s credit and operating risks by assessing current and historical financial statements and cash flows, review of tax returns, analyzing financial trends, conducting profitability assessments, and establishing appropriate loan covenants for deals up to $30mln
  • Assisted Relationship Managers in managing loans within each process segment from application stage through credit approval stage while achieving established service agreement timelines
  • Monitored loan compliance through client farm inspections, collateral valuation monitoring, repayment and extensions of loans, reviewing appraisals, preparing annual reviews and Loan Strategy Reports and other tasks as needed
  • Primary liaison with Credit Department, Credit Committee and others to support loan approval and servicing processes
  • Mentored and trained new analysts to a level of independent performance.
CREDIT ANALYST, 02/2008 - 07/2013
FCS Financial City, STATE,
  • Analyzed financial, income, business and lending risks associated with multi-lender transactions and other complex loans
  • Assisted in the development of lending proposals, underwriting new credit facilities, front-end industry guidance, and post approval monitoring and analyses
  • Coordinated year-end lead lender reviews assigning tasks and follow ups with other members of the credit department
  • Created monitoring processes and procedures while delegating proper account assignments.
Education and Training
: RMA COMMERCIAL LENDING ACADEMY, Expected in 02/2010
-
University of Minnesota - St. Paul - St. Paul, MN,
GPA:
Status -
AG LENDERS SCHOOL: , Expected in 01/2009
-
University of Missouri - Columbia - Columbia, MO
GPA:
Status -
MBA: Business Administration And Management, Expected in 12/2006
-
Lincoln University - Jefferson City, MO
GPA:
Status -

GPA: 3.33

Bachelor of Science: Business Administration, Expected in 05/2004
-
Lincoln University - Jefferson City, MO
GPA:
Status -

GPA: 3.19

Activities and Honors

Russellville AgriLeaders Member - Treasurer

CADV (Citizens Against Domestic Violence) Fundraising Committee

Board Member of 1st Choice Employment Agency

Former School Board Member - Secretary – ILS Honey Creek

By clicking Customize This Resume, you agree to our Terms of Use and Privacy Policy

Your data is safe with us

Any information uploaded, such as a resume, or input by the user is owned solely by the user, not LiveCareer. For further information, please visit our Terms of Use.

Resume Overview

School Attended

  • University of Minnesota - St. Paul
  • University of Missouri - Columbia
  • Lincoln University
  • Lincoln University

Job Titles Held:

  • VICE PRESIDENT, CREDIT ADMINISTRATION OFFICER
  • VICE PRESIDENT, SENIOR FINANCIAL ANALYST
  • CREDIT ANALYST

Degrees

  • AG LENDERS SCHOOL
  • MBA
  • Bachelor of Science

By clicking Customize This Resume, you agree to our Terms of Use and Privacy Policy

*As seen in:As seen in: