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Vice President resume example with 20+ years of experience

Jessica
Claire
resumesample@example.com
(555) 432-1000,
Montgomery Street, San Francisco, CA 94105
:
Professional Summary
I am a "results" oriented professional versed in Compliance & Ethics, Credit Risk Management, Collections, Information Security, and Operational Risk Management. I have a proven track record of outstanding performance and demonstrated success for achieving goals. I work extremely well within a supreme "service oriented" culture.
Skills
Negotiation
Credit
Customer Service
Collections
Compliance
Information Security
Education
SOUTHERN CONNECTICUT STATE UNIVERSITY New Haven, CT Expected in 1986 Bachelor of Science : Economics - GPA : Business Administration Economics
Certifications
CRISC, Certified Risk & Information Security
CCEP, Certified Compliance & Ethics Professional
Work History
Archcare - Vice President
Valhalla, NY, 01/2004 - Current
  • Responsible for the overall success of the Risk Management department, with primary responsibilities over Information Security, Compliance & Ethics, Credit Risk, and Operational Risk Management O 27001 standards, PCI compliance, and other risk and control assessments.
  • Spearhead remediation efforts as they relate to audit findings.
  • Conduct security audits as necessary and ensure that safety policies are adhered to and that company data / assets (including intellectual property) are adequately protected.
  • Act as chairperson of Security Committee.
  • Serve as LeasePlan's Compliance Officer, reporting directly to CEO.
  • Draft, publish, communicate and ensure compliance with company policies and external regulations.
  • Create awareness programs and conduct regular training programs around ethical business behavior.
  • Responsibilities include completion of compliance risk overview reports, including compliance self-assessments and risk and control assessments.
  • Drive compliance remediation based on these efforts.
  • Also responsible for ownership of "whistleblowing" reports and related business investigations.
  • Manage the day-to-day operations of the credit underwriting discipline, managing a team of four credit analysts.
  • Work closely with sales force to structure loans (leases) while ensuring that credit risks are considered and mitigated to the extent possible.
  • Serve as a member of the U.S.
  • Credit Committee, for the purpose of making joint decisions on new credit proposals and annual renewals.
  • Other members of the Credit Committee include the CEO and CFO.
  • Responsible for the corporate operational risk management (ORM) framework including operational loss event tracking and reporting and the implementation of loss-mitigating strategies.
  • The ORM function includes the prioritization and facilitation or Risk Self-Assessments by relevant business process, as well as providing direction and oversight to LeasePlan's Business Continuity / Disaster Recovery efforts.
Roku - Director, Credit & Collections
Santa Monica, CA, 2002 - 01/2004
  • Responsible for commercial credit acquisitions, annual review and payment performance for the national portfolio of fleet clients in the United States.
  • Monthly acquisitions average $10 million, and current portfolio totals over $150 million.
  • Some specific responsibilities include.
  • Manage the day-to-day operations of the Credit and Collections Department.
  • Ensure that workflows and processes are efficient and conducive to meeting stated goals and objectives.
  • Financial statement review and analysis on all annual renewals and new credit line requests.
  • Supervise the preparation of annual credit line reviews and new credit line requests.
  • Communicate decisions back to division leadership.
  • Monitor customer performance through loan repayment and credit line utilization.
  • Lease portfolio of over $1.5 billion.
  • Constant coaching and training of Commercial Credit Analysts in order to ensure growth and consistency.
Bank Of Tennessee - Commercial Credit Analyst
Nashville, TN, 09/2001 - 2002
  • Responsible for commercial credit acquisitions and portfolio for an assigned group of Mercedes-Benz dealers.
  • Monthly acquisitions average $10 million, and current portfolio totals over $200 million.
  • Some specific responsibilities include.
  • Perform financial statement analysis and cash flows analysis on new credit requests.
  • Prepare loan commitments, modifications and annual reviews of existing credit facilities for assigned portfolio of Dealers.
  • Monitor customer performance through loan repayment, field audits and monthly loan covenant compliance.
  • Coordinate the closing of construction and permanent mortgage loans with outside counsel.
  • Prepare formal credit submissions with appropriate recommendations for leadership review.
  • Communicate credit offerings with customers at the senior manager and ownership levels.
Bank Of Blue Valley - Consumer Credit Manager
California, MD, 01/1998 - 09/2001
  • Responsible for MBCC's portfolio performance, and for credit acquisitions for a 24 state territory.
  • Monthly acquisitions average 130 million, and current portfolio totals over $4 billion.
  • Some specific responsibilities include.
  • Providing day-to-day leadership for a team of seven Consumer Credit Analysts and a seven member clerical staff.
  • Ensuring credit quality and profitability of business acquired from the department's respective Mercedes-Benz dealers.
  • Maintaining dealer satisfaction by negotiating satisfactory terms of individual loan requests.
  • Monitor region portfolio and market penetration to ensure current programs remain competitive in the marketplace.
  • Constant coaching and training of Credit Analysts in order to ensure growth and credit decision consistency.
  • Individual credit authority limit up to $500,000.00.
  • Region representative on Credit Risk project team, which continually monitors internal credit scoring system.
  • Helped create intranet reporting website in order to monitor progress on a "real time" basis.
  • Other duties include facilitating the performance review process (twice annually), hiring new team members, disciplinary action when necessary, reporting, scheduling and special projects.
Bank Of Hawaii - Consumer Credit Analyst
Kaneohe, HI, 02/1996 - 01/1998
  • Responsibilities and accomplishments include.
  • Maintaining effective relationships with Mercedes-Benz dealerships by rendering prompt credit decisions within prescribed limits and company guidelines.
  • Credit acquisitions from assigned dealers averaged $25 million monthly.
  • Educate dealers about MBCC's indirect lending programs through telephone, face-to-face and written dealer contacts.
  • Sustain premium working relationships with fellow members of the Credit Team and with assigned Mercedes-Benz dealers.
  • Responsible for training of lesser experienced Credit Team members.
  • Rendered approximately 700 credit decisions per month, and maintained the best delinquency/loss ratios among team of seven Credit Analysts.
  • Was promoted into newly created Consumer Credit Manager position (see above) due to outstanding performance.
Skills
acquisitions, business process, clerical, closing, coaching, competitive, Credit, Credit Risk, clients, direction, Disaster Recovery, Financial, financial statement analysis, hiring, Information Security, leadership, Lotus Notes, managing, market, Excel, Microsoft Office applications, Power Point, Word, monitors, negotiating, PCI, policies, processes, progress, proposals, quality, real time, rendering, reporting, Risk Management, safety, sales, scheduling, telephone, training programs, website, written

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Resume Overview

School Attended

  • SOUTHERN CONNECTICUT STATE UNIVERSITY

Job Titles Held:

  • Vice President
  • Director, Credit & Collections
  • Commercial Credit Analyst
  • Consumer Credit Manager
  • Consumer Credit Analyst

Degrees

  • Bachelor of Science

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