Livecareer-Resume
JC
Jessica Claire
Montgomery Street, San Francisco, CA 94105 (555) 432-1000, resumesample@example.com
Summary
Highly motivated Sales Associate with extensive customer service and sales experience. Outgoing sales professional with track record of driving increased sales, improving buying experience and elevating company profile with target market.
Highlights
AREAS OF EXPERTISE CPA licensed in New Jersey and Pennsylvania. Formally trained in commercial lending. Excellent comprehensive credit and analytical skills.
Accomplishments
  • PROVEN AND DYNAMIC FINANCIAL PROFESSIONAL 20+ years experience in finance and banking. Outstanding
  • Nominated as Senior Analyst (top 5% of the Program)
Experience
10/2012 to 05/2014 Vice President Barclays Bank | Wilmington, NC,
  • Managed portfolio of commercial lending customers, with a focus on restructuring riskier loan transactions
  • Portfolio was in excess of $40MM, within a variety of industries and with various revenue sizes, with loan originations of approximately $10MM
  • Responsible for reviewing and preparation of credit analysis of existing customers and prospects
  • Involved with dealing with senior level decision makers at companies to ascertain creditworthiness
  • Analyzed various loan scenarios for customers/prospects to determine the best fit for a company
  • Responsible for thorough review of financial statements to determine company's strengths
  • Assessed all risks and mitigants associated with each customer/prospect
  • Obtained a more solid understanding of SBA loans and how to navigate SBA loan restructuring
01/2011 to 09/2012 Vice President Barclays Bank | Henderson, NV,
  • Hired as a Business Development Officer covering Southern NJ, Philadelphia and Northern Delaware markets due to my effective business development skills and extensive contacts
  • In 2012, the position changed to Relationship Manager, which included managing a portfolio of commercial lending customer relationships in excess of $20MM
  • Focused on companies with revenue sizes between $5MM and $25MM, with origination goals focusing on new loans and fee income
  • Selected to be a specialist focusing on Medical Practices
02/2003 to 12/2010 Vice President Barclays Bank | Atlanta, GA,
  • Managed a portfolio of commercial lending customers, with an emphasis on business development
  • Portfolio was in excess of $90MM, which included noted VIP accounts and comprised over 150 loans, with loan originations of approximately $8MM-$10MM
  • Involved in all aspects of the loan process from preparing the credit approval to closing the loan and subsequent monitoring
  • Determined various loan scenarios in order to provide customer/prospect with many options
  • Created and implemented business development strategies
  • Selected to focus on community development efforts in Southern NJ
05/2001 to 01/2003 Vice President Barclays Bank | California, MD,
  • Provided pre-qualified telemarketing of commercial lending and other bank services for commercial banks
  • Focused on commercial bank cold calling in targeted geographic locations, industries and revenue ranges
04/2000 to 04/2001 Regional Relationship Manager-Vice President COMMERCE BANK | City, STATE,
  • Managed portfolio of over 125 lending customer relationships in excess of $25MM
  • Responsible for analyzing financial statements, budgets and projections
  • Focused on larger, complex loan transactions for the region
  • Supervised numerous regional branches and mentored credit analysts and junior lenders
07/1998 to 03/2000 Middle Market Relationship Manager-Assistant Vice President SUMMIT BANK | City, STATE,
  • Managed portfolio of over 25 credit and non-credit customer relationships in excess $29MM
  • Analyzed financial statements, determined appropriate cash management products and services necessary for efficient usage of company's cash position
  • Identified as a top sales performer
  • Selected to be involved with the bank's Senior Management Mentoring Program
03/1990 to 06/1998 Middle Market Relationship Manager-Banking Officer CORESTATES BANK | City, STATE,
  • Managed portfolio of over 30 credit and non-credit customer relationships valued at approximately $38MM
  • Analyzed financial statements and performed year-over-year variance analysis
  • Trainer in the Executive Management Training Program Executive Management Training Program-Analyst
  • Nominated as Senior Analyst (top 5% of the Program)
  • Prepared comprehensive analytical approval memos through detailed review of financial statements
  • Managed team of junior credit analysts Internal Audit Department-Senior Auditor
  • Responsible for detailed substantive and compliance testing on various aspects of each of the departments
  • Performed supervisory functions on most audit assignments
  • Various audit assignments for the following bank departments: Commercial/Consumer Loans, International Trades, MAC System, Trust Area, CD/IRA Area, Data/Check Processing Area, Cash Management, and Foreign Exchange RECOGNITION AND AFFILIATIONS NEW JERSEY SOCIETY OF CPAs, Member PHILADELPHIA GAY MEN'S CHORUS, Board Member, Treasurer and Finance Committee Chair CHATEAU WOODS HOMEOWNERS ASSOCIATION, Past Treasurer ARTS & BUSINESS PARTNERSHIP OF SOUTHERN NJ, Past Board Member SOUTHERN NJ CHAMBER OF COMMERCE BURLINGTON COUNTY CHAMBER OF COMMERCE CAMDEN COUNTY CHAMBER OF COMMERCE RMA OF SOUTH JERSEY
Education
Expected in Bachelor of Business Administration | Accounting UNIVERSITY OF TEXAS AT AUSTIN, AUSTIN, TEXAS GPA:
CPA EXAMINATION, Passed in First Attempt UNIVERSITY OF TEXAS AT AUSTIN, Bachelor of Business Administration, Accounting
Certifications
AREAS OF EXPERTISE CPA licensed in New Jersey and Pennsylvania CPA
Professional Affiliations
NEW JERSEY SOCIETY OF CPAs
Skills
Credit, Loans, Lending, Financial Statements, Commercial Lending, Cash, Cash Management, Forecasting, Middle Market, Business Development, Audit, Check Processing, Exchange, Finance, Internal Audit, Ira, Mac, Testing, Training, Variance Analysis, Accounts And, Closing, Cold Calling, Telemarketing, Mentoring, Sales, Top Sales, Credit Analysis, Restructuring, Budgets, Accounting, Cpa

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    School Attended

    • UNIVERSITY OF TEXAS AT AUSTIN

    Job Titles Held:

    • Vice President
    • Vice President
    • Vice President
    • Vice President
    • Regional Relationship Manager-Vice President
    • Middle Market Relationship Manager-Assistant Vice President
    • Middle Market Relationship Manager-Banking Officer

    Degrees

    • Bachelor of Business Administration

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