LiveCareer-Resume

team lead senior credit analyst resume example with 12+ years of experience

Jessica
Claire
resumesample@example.com
(555) 432-1000,
, , 100 Montgomery St. 10th Floor
:
Objective

To obtain a position that allows me to utilize and expand my skills towards a successful career. Pursuing a similar position where a well-qualified individual with an understanding of credit and collections. Offering a successful career history, excellent time management and interpersonal skills with a desire to work for a leasing and financial company. Accomplished & meticulous Credit Analyst promoting more than 20 years developing skills in customer service, account oversight and collections Organized and dependable successful at managing multiple priorities with a positive attitude. Team-oriented highly skilled in credit policies and corporate regulations. Competent bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Promoting a background in credit bureau report reviews and communicating with commercial clients. Experienced & knowledgeable in credit approvals and limits. Offering a successful career history spanning more than 15 years. Highly trained offering excellent skills in managing issues, updating files, and reviewing financial statements. Dedicated with a background in reviewing credit bureau reports and communicating with commercial clients. Willingness to take on added responsibilities to meet team goals. Dedicated professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. . Enthusiastic offering 15 years of experience in determining risk through effective financial document analysis. Sharp and highly trained with a desire to work for a leasing organization. Trained with the capability to develop methodologies that predict future risk behaviors. Seeking an opportunity to bring further success to an organization through exemplary attention to detail and an understanding of regulatory procedures. Proactive and bilingual

Skills
  • Proficient in Microsoft, Outlook, Excel, Salesforce, APW, Accurint, TLO, DNB, Paynet, Experian,
  • Underwriting
  • Banking regulations
  • Oral and written communications
  • Judgmental lending
  • Financial statement review
  • Loan documentation
  • Credit analysis
  • Information verification
  • Training & Development
  • Work ethic
  • Time management
  • Decision-making
  • Planning
  • Critical thinking
  • Active listening
  • Organizational skills
  • Flexible
  • Leadership
Education and Training
University of Phoenix , Expected in : Foundations of Business - GPA :
University of Sacred Hearts , Expected in : - GPA :

Additional Part-Time Jobs Bob’s Stores Customer Service/Keyholder, Currently Supervisor

Certifications

Credit Manger Survey, Collections Manager Survey

Experience
Metals Usa - Team Lead-Senior Credit Analyst
Wooster, OH, 08/2013 - Current
  • Compare Liquidity, profitability, and credit histories of individual or company being evaluated to determine risk involved in extending credit Analyze Lease applications to render credit approval Ability to analyze credit scenaClaire for exceptions Monitor Pending credit applications to ensure all turnaround time Managed credit application in correlation to the organization’s policies Assure deadlines and standards are met Maintain highest level of customer service with Vendors, Brokers, and co-workers Interview, train & maintain employees updated on policy’s & procedures Drove the credit personnel during the non-availability of the Credit Manager Actively involved in underwriting mega transactions and presenting to the Leadership Team.
Microfinancial - Credit Administrative Assistant
City, STATE, 11/2011 - 08/2013
  • Process and score credit applications to meet turnaround time Place and take verification calls Monitor pending credit applications to ensure all turnaround times, deadlines and standards are met in accordance with department guidelines Maintains highest level of customer service with vendors, lessees, and co-workers Daily contact with vendors to address any questions or problems they may have and to provide any information necessary for them in the new application process Maintain and keep the filing system current Monitor fax machines and printers and collate and distribute all documents Back-up credit team as needed Perform other projects/functions as required by management Strengthen working relationships with existing vendor base by providing the highest levels of customer service during the application approval process Foster working relationships with prospective lessees through credit application process Strategic-relationship/partnership-building skills -- listen attentively, solve problems creatively, and use tact and diplomacy to find common ground and achieve favorable outcomes Working with other departments as necessary to bring task to completion Contributing to team effort by answering all phone calls in a timely manner and by completing all duties as assigned Prioritizing multiple tasks to ensure that all are completed by order or urgency.
Microfinancial - Collections/Lessee Relations
City, STATE, 01/2009 - 11/2011
  • Responsible to collect on commercial, residential, and Spanish accounts Make collection calls on past due balances Researching and resolving customer disputes and inquiries regarding their lease agreements in a timely manner Communicating via phone, email, fax, or regular mail with customers and vendors in response to inquiries Managed high-volume accounts with delinquency from one to 120 days within a deadline-driven environment and consistently met performance benchmarks in all areas, Credit Card, direct check, and direct debit processing.
  • Track bankruptcy filings Skip Tracing (Lexis Nexis, Accurint) Review for write-off FDCPA knowledge.
  • Preparation of reports for manager Setting up payment plans, ensuring compliance with payment terms and maintaining files Strategic-relationship/partnership-building skills -- listen attentively, solve problems creatively, and use tact and diplomacy to find common ground and achieve favorable outcomes Working with other departments as necessary to resolve customer disputes/inquires Contributing to team effort by answering customer phone calls in a timely manner and by completing all duties as assigned Prioritizing multiple tasks to ensure that all are completed by order or urgency Processing and responding to mail sent by customers, and performing other administrative duties as directed Completed voluntary customer service and collection training to learn ways to enhance customer satisfaction and improve productivity.
Languages
Spanish :
Native/ Bilingual
Negotiated :

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Resume Overview

School Attended

  • University of Phoenix
  • University of Sacred Hearts

Job Titles Held:

  • Team Lead-Senior Credit Analyst
  • Credit Administrative Assistant
  • Collections/Lessee Relations

Degrees

  • Some College (No Degree)
  • Some College (No Degree)

By clicking Customize This Resume, you agree to our Terms of Use and Privacy Policy

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