Senior Credit Analyst Resume Example
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SENIOR CREDIT ANALYST
Summary
Seeking a challenging career which will utilize my skills, abilities, and education.
Highlights
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Accomplishments
- Recognized Jan. 2013, ranked #8 in nation out of 300.
- Consistently exceeded goals in monthly metrics; provided timely and accurate results without sacrificing quality of work..
- Mentored newer analysts with opportunities..
- Achieved K performer award 100 percent metric two months in a row in regulations.
Experience
Senior Credit Analyst07/2012 to 07/2013Independent Bank Group, IncFort Worth , TX
- Reviewed financial statements of savings and investments for assessment of overall credit risk.
- Informed customers of additional loan products and.solutions.
- Evaluated applicants' financial status, credit reports to determine feasibility of granting loan.
Credit Analyst06/2010 to 07/2011Eaton CorporationWest Chester , OH
- Developed by phone additional aspects of credit application process and request of supporting financial documents.
- Built customer loyalty by placing follow-up calls for customers who reported product issues and escalations.
- Ability to develop details of consumer and commercial income to establish loan amount.
- Exceeded efficiency goal in first month increasing overall team performance.
Credit Analyst05/2008 to 09/2009Eaton CorporationWilliamsburg , VA
- Compared liquidity, profitability, credit history and bank statements to determine profitability and risk of client.
- Displayed courtesy and strong interpersonal skills with all customer interactions.
- Incorporated decisions that balance both Risk and Profit by asking relevant financial questions.
- Executed result oriented behavior and flexibility to change in fast moving environment.
Senior Credit Analyst02/2007 to 05/2008Independent Bank Group, IncHighland Village , TX
- Applied judgmental lending practices to approve credit line increases while mitigating risk.
- Ability to make swift, sound judgment in ambiguous situations.
- Assisted in commercial underwriting task force preparing reports that include (Debt to income calculations, investment statements, liabilities, and w2 information).
- Generated high level of new business in mortgage and card products in effort to grow business.
- Remained informed on legal, compliance and market-risk-related updates.
Education
Sociology2006Ball State UniversityCity, State
Certifications
T.E.F.L
University of Costa Rica
English Teacher 2009-2010
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Resume Overview
School Attended
- Ball State University
Job Titles Held:
- Senior Credit Analyst
- Credit Analyst
Degrees
- Sociology 2006
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