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Senior Credit Analyst Resume Example

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SENIOR CREDIT ANALYST
Summary
Seeking a challenging career which will utilize my skills, abilities, and education.
Highlights
  • Customer service-focused
  • Debt and credit management
  • Analytical
  • Meticulous attention to detail
  • Complex problem solving
  • Superior research skills
  • MS Office Suite
  • Risk management assessor

Accomplishments
  • Recognized Jan. 2013, ranked #8 in nation out of 300.
  • Consistently exceeded goals in monthly metrics; provided timely and accurate results without sacrificing quality of work..
  • Mentored newer analysts with opportunities..
  • Achieved K performer award 100 percent metric two months in a row in regulations.
Experience
Senior Credit Analyst07/2012 to 07/2013Independent Bank Group, IncFort Worth , TX
  • Reviewed financial statements of savings and investments for assessment of overall credit risk.
  • Informed customers of additional loan products and.solutions.
  • Evaluated applicants' financial status, credit reports to determine feasibility of granting loan.
Credit Analyst06/2010 to 07/2011Eaton CorporationWest Chester , OH
  • Developed by phone additional aspects of credit application process and request of supporting financial documents.
  • Built customer loyalty by placing follow-up calls for customers who reported product issues and escalations.
  • Ability to develop details of consumer and commercial income to establish loan amount.
  • Exceeded efficiency goal in first month increasing overall team performance.
Credit Analyst05/2008 to 09/2009Eaton CorporationWilliamsburg , VA
  • Compared liquidity, profitability, credit history and bank statements to determine profitability and risk of client.
  • Displayed courtesy and strong interpersonal skills with all customer interactions.
  • Incorporated decisions that balance both Risk and Profit by asking relevant financial questions.
  • Executed result oriented behavior and flexibility to change in fast moving environment.
Senior Credit Analyst02/2007 to 05/2008Independent Bank Group, IncHighland Village , TX
  • Applied judgmental lending practices to approve credit line increases while mitigating risk.
  • Ability to make swift, sound judgment in ambiguous situations.
  • Assisted in commercial underwriting task force preparing reports that include (Debt to income calculations, investment statements, liabilities, and w2 information).
  • Generated high level of new business in mortgage and card products in effort to grow business.
  • Remained informed on legal, compliance and market-risk-related updates.
Education
Sociology2006Ball State UniversityCity, State
Certifications

T.E.F.L

University of Costa Rica  

English Teacher 2009-2010

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How this resume score could be improved?

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69Fair
Resume Strength
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Resume Overview

School Attended

  • Ball State University

Job Titles Held:

  • Senior Credit Analyst
  • Credit Analyst

Degrees

  • Sociology 2006

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