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registered appraiser 40 hours per week resume example with 20+ years of experience

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Jessica Claire
Montgomery Street, San Francisco, CA 94105 (555) 432-1000, resumesample@example.com
Professional Summary

Enthusiastic Loan Specialist (Virtual) eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Motivated to learn, grow and excel in the SBA Loan Program. Dedicated to maintaining professionalism and integrity. Learn all aspects of the Small Business Administrations Loan Program. Achieve a life-long career as a Loan Specialist (Virtual) with the Federal Government.

Skills
  • Communication- Oral, Written
  • MS Office, Mortgage Loan software, Appraisal software
  • Process Loan Applications using web-based computer systems
  • Collecting documentation
  • Analyze Financial records
  • Analyze, review pertinent facts used to make eligibility determinations
  • Appraisals
  • Interviews
  • Application preparation
  • Business operations
  • Customer service and Phone etiquette
  • Research and evaluate credit histories to determine credit worthiness
  • Accurate documentation
  • Recommendations on collateral to secure loans
  • Determine ability to repay loan
  • Information Verification
  • Legal compliance
Work History
10/2003 to Current Registered Appraiser 40 Hours Per Week Robert B. Carnell, Appraiser | City, STATE,
  • Communicate with clients, including: banks, real estate professionals, appraisal management companies and homeowners.
  • Communicate and meet with homeowners in their homes and via telephone daily.
  • Excellent customer service skills, oral written, and personal contact with clients, AMC's, mortgage companies and banks to ensure accuracy and prompt services.
  • Assist Appraiser in collecting field data, interior/exterior amenities of home, gather pertinent information on subject, measured property and acreage, gather market comparable data.
  • Experience with appraisal software as well as Ms Office Products.
  • Research, Retrieve and Analyze housing information and reports, accept appraisal assignments, schedule and coordinate appraisals.
  • Maintain accounts payable and receivable. Collect on past due accounts or establish payment resolution.
  • Performed appraisals in line with federal requirements and USPAP guidelines.
  • Provide technical and written information in response to inquiries.
  • Perform managerial, administrative and clerical discrepancies.
  • Documented condition and special features to provide accurate estimations.
  • Took photographs of interior and exterior of buildings to properly document features and conditions.
  • Maintain high work volume and tight deadlines.
  • Visited site locations to assess value of property or land.
  • Remained current on local areas through actively researching and garnering understanding of community values.
  • Stayed updated on market trends for local area and similar property types.
  • Maintained current understanding of lender requirements and documentation guidelines.
01/2001 to 01/2003 Loan Processor 40 Hours Per Week Sandoval & Associates Mortgage Services | City, STATE,
  • Communicated daily orally and virtually with clients.
  • Personally, greeted clients.
  • Excellent customer service skills.
  • Set up, stored, updated customer files, department records and regulatory paperwork.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Interviewed clients regarding loan needs, financial histories and conveyed information regarding application processes.
  • Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
  • Coordinated closing process with title companies.
  • Applied and interpreted frequently- changing rules, regulations, and written guidelines provided by Federal and State laws, as applied to the mortgage industry
  • Maintained compliance with privacy and security requirements, as well as federal statutes covering loans.
  • Upheld complete confidentiality of all submitted information according to release guidelines.
  • Handled any conditions sent from underwriting departments.
  • Set up and completed loan submission packages.
  • Verified credit histories, personal references, and employment backgrounds for each applicant.
  • Filed completed loan applications with underwriting and made approval or denial recommendations.
  • Assessed customer account histories to determine previous compliance with payment plans and loan terms.
  • Consulted with outside vendors to identify and resolve loan closing issues.
  • Reviewed and validated details of loan applications and closing documentation.
  • Produced and submitted completed loan packages to title and escrow professionals.
  • Increased customer satisfaction by resolving any issues during the loan mortgage process.
  • Collaborated with stakeholders about extension, guarantees and charges.
01/2000 to 11/2001 Nanny 24 Hr/7days Al Unser, Jr | City, STATE,
  • Provided full-time, unsupervised, live-in-care for two boys ages 7 and 11.
  • Managed the family monthly budget, ensuring funds were available to provide clothing, tasty healthy nutritional meals, activities, and incidentals for the children.
  • Performed all necessary duties when raising children, including love, caring, discipline, homework, supervision, communication, nutrition and personal hygiene, activities.
  • Worked with parents to develop and implement discipline programs to promote positive behavior.
  • Communicated with children at age-appropriate levels to encourage understanding and foster relationships.
  • Engaged with children on individual basis to build positive relationships.
  • Balanced playtime and limited screen time to optimize types of stimulation and support development of fine motor, gross motor, and cognitive skills.
  • Monitored schedules to maintain sleeping, eating and school schedules for children.
  • Monitored children's play activities to verify safety.
  • Supervised children engaged in physical activity, learning and social skills with peers.
  • Coordinated different types of activities, to enhance physical and intellectual development.
  • Offered positive and nurturing environments to support child social and emotional growth.
  • Made healthy snacks and meals for two children and two Great Dane dogs.
  • Assisted with light housekeeping duties as well as running errands.
  • Assisted children with homework assignments and special projects across different subjects to promote academic success.
  • Supported children's educational progress by reviewing completed homework, quizzing on math and science, and assisting with projects.
  • Supported children in daily activities, including playing, meals, snacks, hygiene, and socialization.
  • Organized activities that enhanced children's physical, emotional, and social well-being.
  • Fostered close relationships with children by asking about school, friends, and hobbies.
  • Managed household staff while parents were away: Housekeepers, Lawn man, Pool cleaners, Car cleaners.
  • Maintained the family home in Las Vegas, Nevada and Albuquerque, New Mexico.
01/1999 to 01/2000 Bank Teller 36-40 Hours Per Week Wells Fargo | City, STATE,
  • Communicated, meet, and greeted customers directly, and enthusiastically daily.
  • Excellent customer service.
  • Offered dedicated service during the entire transaction, improving bank satisfaction.
  • Positive approach in interactions with customer's and team members was expected along with reliable, on-time attendance, great communication skills.
  • Ability to work a flexible schedule when needed.
  • Built and strengthened customer relationships by leveraging excellent interpersonal and communication skills.
  • Maintained, balanced, and reconciled cash drawer and resolved discrepancies. Received deposits and payments on loans, processed withdrawals.
  • Checked amount details and fraud markers for transaction papers such as checks and money orders.
  • Monitored customer behaviors and upheld strict protocols to prevent theft of assets.
  • Promoted products or services to each customer to consistently achieve sales targets.
  • Upheld strict financial controls by keeping funds secure and accurately transferring monies.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
  • Completed special procedures for customers such as ordering new checks, stopping payments, or investigating identity theft.
  • Counted and packaged currency and coins.
  • Sold and cross-sold bank products to new and existing customers.
  • Accessed computerized financial information to answer questions related to specific accounts.
  • Removed mutilated currency from circulation.
  • Provided customer records on demand, including account statements and copies of checks.
  • Observed all procedures regarding financial and customer information to prevent possible breaches and data misuse.
Education
Expected in 2003 to to | Residential Real Estate Appraisals Norris School of Real Estate Albuquerque, Albuquerque, New Mexico, GPA:

Registered Residential Appraiser Introduction to Appraising, Site Analysis, Residential Improvement Analysis, Appraisal Approaches, Uniform Standards of Professional Appraisal Practice

Expected in 12/1997 to to Bachelor of Science | Family & Consumer Sciences/Business Emphasis Eastern New Mexico University, Portales, NM GPA:
Expected in 1991 to to High School Diploma | Cibola High School, Albuquerque, New Mexico GPA:
Accomplishments
  • Registered Appraiser, Real Estate Appraisers Board, Albuquerque, New Mexico, 2004-2013.

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Resume Overview

School Attended

  • Norris School of Real Estate Albuquerque
  • Eastern New Mexico University
  • Cibola High School

Job Titles Held:

  • Registered Appraiser 40 Hours Per Week
  • Loan Processor 40 Hours Per Week
  • Nanny 24 Hr/7days
  • Bank Teller 36-40 Hours Per Week

Degrees

  • Bachelor of Science
  • High School Diploma

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