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Home Mortgage Consultant Resume Example

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HOME MORTGAGE CONSULTANT
Professional Summary

To obtain a challenging position as a mortgage originator at a reputable mortgage company.


I am a seasoned mortgage professional with seventeen years of experience working in various capacities from loan originator to builder account manager.


Areas of Expertise
  • Solid experience and knowledge of residential lending.

  • Ability to analyze data and resolve problems with minimal guidance and supervision

  • Ability to handle highly confidential personal and financial information in a sensitive manner
  • Accomplished in identifying and capturing opportunities to improve profit for the company

  • Competent knowledge of relevant software applications

  • Ability to maintain and gain trust of clients and referral partners
Work Experience
Wells Fargo Home Mortgage March 2013 to May 2014 Home Mortgage Consultant
Pleasanton, CA
  • Reestablished relationships with realtor's, past clients and referral partners.
  • Manged a team of loan officers at banking branch
PWS The Laundry Company August 2009 to March 2014 Territory Manager
South San Francisco, CA
  • Territory manager for four counties in Northern California
  • Presented sales seminars to laundry and apartment owners for equipment needs
  • Laundry development and brokerage services
Bank of Commerce Mortgage September 2013 to January 2014 Senior Loan Officer
Danville, CA
  • I was in the process of obtaining my NMLS license, working on my database and business plan.
  • I was working on a part time basis while closing my business at PWS.
RPM Mortgage February 2009 to August 2009 Senior Loan Officer
Walnut Creek, CA
  • Worked closely with clients and described residential loan features and benefits
  • Prequalified and preapproved loans
  • Performed credit evaluations and review loan documentation
  • Had a diverse portfolio of products that were not available as mortgage banker
Wells Fargo Home Mortgage March 2008 to February 2009 Home Loan Consultant
Danville, CA
  • Consult with clients seeking to refinance or purchase property and help customers determine the best loan for their budget
  • Prequalify / Preapprove loans, evaluate applications and review credit history to determine loan risk
Capital Market Funding June 2007 to February 2008 Senior Loan Officer
Danville, CA
  • Local mortgage broker that had a diverse portfolio of mortgage products that were not available to a mortgage banker
  • Company is no longer in business
Countrywide Home Loans January 2001 to June 2007 Senior Loan Officer
Pleasanton, CA
  • Originated home loans with emphasis on working with existing customers, referral sources and local builders
  • Managed loan officers on different sites and reported back to management on production
KB Home Mortgage March 2000 to January 2001 Account Executive
Fremont, CA
  • Responsible for mortgage production for the South Bay Division of Kaufman and Broad.
  • Managed 4 teams of loan officers and processors for 8 communities under the builders control.
  • Responsible for communication to the builders management and sales team on the mortgage pipeline for their respective communities.
  • Increased retention from 38% to 85% in less than a year.
Chase Manhattan Mortgage Corp February 1998 to March 2000 Loan Officer/Builder Manager
Pleasanton, CA
  • Responsible for the management of existing accounts and marketing to capture new accounts. Increased sales through deployment of laptop origination system with instant on line approval at builder sites.
  • Responsible for mortgage pipeline and communication reports to builder management team..
  • Closed over $25,000,000.00 and increasing retention 40%.
  • Involved with several affinity relationships and worked with many first time home buyer groups.
CrossLand/PNC/Fleet/Plaza Home Mortgage September 1994 to February 1998 Senior Loan Officer
Las Vegas, NV
  • Solicited loans from Realtors, builders ,financial planners and local companies.
  • Prequalify and preapprove loans, evaluate loan application and review credit history to determine credit risks. Monitor loans closely from origination to closing and inform all interested parties.
  • Initiated and managed HUD project approvals for many condominium communities in Clark County, resulting in loan production and referrals for business partners.
NationsBank/ Cypress Financial March 1993 to August 1994 Loan Officer
San Ramon, CA
  • Developed financial strategies based upon clients profile to determine the best financing solution. This involved detailed knowledge of over 200 program guidelines from FNMA/FHMLC,FHA/VA,sub prime , portfolio and affordable housing.
  • Reviewed loan documentation to insure compliance with government agencies and credit policy guidelines. Managed,marketed and performed first time buyer seminars.
Education
California State University 1987 Bachelor of Science: Business Administration Sacramento, CA
Professional Affiliations

California Department of Real Estate License #01156814

NMLS License #876668

Mortgage Bankers Association

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Resume Overview

Companies Worked For:

  • Wells Fargo Home Mortgage
  • PWS The Laundry Company
  • Bank of Commerce Mortgage
  • RPM Mortgage
  • Capital Market Funding
  • Countrywide Home Loans
  • KB Home Mortgage
  • Chase Manhattan Mortgage Corp
  • CrossLand/PNC/Fleet/Plaza Home Mortgage
  • NationsBank/ Cypress Financial

School Attended

  • California State University

Job Titles Held:

  • Home Mortgage Consultant
  • Territory Manager
  • Senior Loan Officer
  • Home Loan Consultant
  • Account Executive
  • Loan Officer/Builder Manager
  • Loan Officer

Degrees

  • Bachelor of Science : Business Administration

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