Home Mortgage Consultant Resume Example Fifth Third Bank

HOME MORTGAGE CONSULTANT

Professional Summary

To obtain a challenging position as a mortgage originator at a reputable mortgage company.

I am a seasoned mortgage professional with seventeen years of experience working in various capacities from loan originator to builder account manager.

Areas of Expertise

Solid experience and knowledge of residential lending.

Ability to analyze data and resolve problems with minimal guidance and supervision

Ability to handle highly confidential personal and financial information in a sensitive manner

Accomplished in identifying and capturing opportunities to improve profit for the company

Competent knowledge of relevant software applications

Ability to maintain and gain trust of clients and referral partners

Work Experience

Fifth Third BankMarch 2013 to May 2014Home Mortgage Consultant
Calumet City , IL

Reestablished relationships with realtor's, past clients and referral partners.
Manged a team of loan officers at banking branch

Blue Cross And Blue Shield Of North CarolinaAugust 2009 to March 2014Territory Manager
Charlotte , NC

Territory manager for four counties in Northern California
Presented sales seminars to laundry and apartment owners for equipment needs
Laundry development and brokerage services

New Penn FinancialSeptember 2013 to January 2014Senior Loan Officer
Miami , FL

I was in the process of obtaining my NMLS license, working on my database and business plan.
I was working on a part time basis while closing my business at PWS.

New Penn FinancialFebruary 2009 to August 2009Senior Loan Officer
Naples , FL

Worked closely with clients and described residential loan features and benefits
Prequalified and preapproved loans
Performed credit evaluations and review loan documentation
Had a diverse portfolio of products that were not available as mortgage banker

New Penn FinancialMarch 2008 to February 2009Home Loan Consultant
Nashville , TN

Consult with clients seeking to refinance or purchase property and help customers determinethe best loan for their budget
Prequalify / Preapprove loans, evaluate applications and review credit history to determine loan risk

New Penn FinancialJune 2007 to February 2008Senior Loan Officer
Newport Beach , CA

Local mortgage broker that had a diverse portfolio of mortgage products that were not available to a mortgage banker
Company is no longer in business

Finger Paint MarketingJanuary 2001 to June 2007Senior Loan Officer
Conshohocken , PA

Originated home loans with emphasis on working with existing customers, referral sources and local builders
Managed loan officers on different sites and reported back to management on production

New Penn FinancialMarch 2000 to January 2001Account Executive
Orlando , FL

Responsible for mortgage production for the South Bay Division of Kaufman and Broad.
Managed 4 teams of loan officers and processors for 8 communities under the builders control.
Responsible for communication to the builders management and sales team on the mortgage pipeline for their respective communities.
Increased retention from 38% to 85% in less than a year.

NewrezFebruary 1998 to March 2000Loan Officer/Builder Manager
OK, State

Responsible for the management of existing accounts and marketing to capture new accounts. Increased sales through deployment of laptop origination system with instant on line approval at builder sites.
Responsible for mortgage pipeline and communication reports to builder management team..
Closed over $25,000,000.00 and increasing retention 40%.
Involved with several affinity relationships and worked with many first time home buyer groups.

CrossLand/PNC/Fleet/Plaza Home MortgageSeptember 1994 to February 1998Senior Loan Officer
City , STATE

Solicited loans from Realtors, builders ,financial planners and local companies.
Prequalify and preapprove loans, evaluate loan application and review credit history to determine credit risks. Monitor loans closely from origination to closing and inform all interested parties.
Initiated and managed HUD project approvals for many condominium communities in Clark County, resulting in loan production and referrals for business partners.

NationsBank/ Cypress FinancialMarch 1993 to August 1994Loan Officer
City , STATE

Developed financial strategies based upon clients profile to determine the best financing solution. This involved detailed knowledge of over 200 program guidelines from FNMA/FHMLC,FHA/VA,sub prime , portfolio and affordable housing.
Reviewed loan documentation to insure compliance with government agencies and credit policy guidelines. Managed,marketed and performed first time buyer seminars.

Education

California State University1987Bachelor of Science: Business AdministrationCity, State

Professional Affiliations

California Department of Real Estate License #01156814

NMLS License #876668

Mortgage Bankers Association

Resume Overview

School Attended

California State University

Job Titles Held:

Home Mortgage Consultant
Territory Manager
Senior Loan Officer
Home Loan Consultant
Account Executive
Loan Officer/Builder Manager
Loan Officer

Degrees

Bachelor of Science : Business Administration

Home Mortgage Consultant Resume Example

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