Financial / Credit Analyst Resume Example
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FINANCIAL / CREDIT ANALYST
Experience
Financial / Credit Analyst, 01/2017 to 03/2019
El Paso , TX
El Paso , TX
- Apex Systems/ Energy: Short term contract work, business retail credit analysis.
- Academy Sports and Outdoors: Customer service, retail stocking, returns, and merchandising.
- Courses: Credit, Commercial Lending, Demand Planning, Multi-Logistic Regression, and Data Manipulation.
Credit Manager, 03/2004 to 10/2016
Icf International, Inc – Suitland , MD
Icf International, Inc – Suitland , MD
- Produced complex financial analysis, creditworthiness, and risk exposure for major capital expenditures and operational costs loans.
- Provided solid communications with management, and clients in large contracts of energy infrastructure.
- Recommended over $4.5 billion credit limits for procurement and sales of energy contracts.
- Increased contract sales for $3.0 billion, approval spending for capital expenditures, asset construction for $3.0 billion, and finance project investment for over $4 billion in North America.
Project Financial Analyst, 03/2001 to 03/2004
- Developed annual cash budget, and five year plan forecast with adequate departmental coordination.
- Evaluated market solutions of power development financings contracts.
- Made assessment of liquidity, cash flows, and returns, to help raise $2.5 billion in equity and debt.
- Promoted raise $600 million corporate loans, $400 million project debt, and $2 billion equity.
Corporate Finance Manager, 04/1997 to 08/2000
Dairy Farmers Of America – Franklin
Dairy Farmers Of America – Franklin
- Supervised a group of professionals on investment banking for debt placement and repayment studies.
- Prepared over 30 cash flow analysis and debt studies in projects up to $50 million each.
- Made assessment of financials over a dozen industries from agro-industry, chemicals, food, and retail companies, to hospitality, entertainment, banking, and financial institutions.
Work History
Financial / Credit Analyst, 01/2017 to 03/2019
City , STATE
City , STATE
- Apex Systems/ Energy: Short term contract work, business retail credit analysis.
- Academy Sports and Outdoors: Customer service, retail stocking, returns, and merchandising.
- Courses: Credit, Commercial Lending, Demand Planning, Multi-Logistic Regression, and Data Manipulation.
Credit Manager, 03/2004 to 10/2016
Company Name – City, State
Company Name – City, State
- Produced complex financial analysis, creditworthiness, and risk exposure for major capital expenditures and operational costs loans.
- Provided solid communications with management, and clients in large contracts of energy infrastructure.
- Recommended over $4.5 billion credit limits for procurement and sales of energy contracts.
- Increased contract sales for $3.0 billion, approval spending for capital expenditures, asset construction for $3.0 billion, and finance project investment for over $4 billion in North America.
Project Financial Analyst, 03/2001 to 03/2004
- Developed annual cash budget, and five year plan forecast with adequate departmental coordination.
- Evaluated market solutions of power development financings contracts.
- Made assessment of liquidity, cash flows, and returns, to help raise $2.5 billion in equity and debt.
- Promoted raise $600 million corporate loans, $400 million project debt, and $2 billion equity.
Corporate Finance Manager, 04/1997 to 08/2000
Company Name – City
Company Name – City
- Supervised a group of professionals on investment banking for debt placement and repayment studies.
- Prepared over 30 cash flow analysis and debt studies in projects up to $50 million each.
- Made assessment of financials over a dozen industries from agro-industry, chemicals, food, and retail companies, to hospitality, entertainment, banking, and financial institutions.
Education
Intermediate Accounting II and Advanced AccountingUNIVERSITY OF HOUSTON
CHARTERED FINANCIAL ANALYST PROGRAM (CFA): Passed Levels I and II exams.
CHARTERED FINANCIAL ANALYST PROGRAM (CFA): Passed Levels I and II exams.
Master of Science: Agricultural EconomicsMICHIGAN STATE UNIVERSITY
Master of Science: FinanceWALSH COLLEGE OF ACCOUNTANCY BUSINESS ADMINIST
Bachelor of Arts: Finance AdministrationMICHIGAN STATE UNIVERSITY
Summary
Professional expert with proven record in financial and credit management within a multinational energy company, and investment banking background inside of a large corporation overseas.
Highlights
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Skills
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Resume Overview
School Attended
- UNIVERSITY OF HOUSTON
- MICHIGAN STATE UNIVERSITY
- WALSH COLLEGE OF ACCOUNTANCY BUSINESS ADMINIST
Job Titles Held:
- Financial / Credit Analyst
- Credit Manager
- Project Financial Analyst
- Corporate Finance Manager
Degrees
- Intermediate Accounting II and Advanced Accounting
Master of Science : Agricultural Economics
Master of Science : Finance
Bachelor of Arts : Finance Administration
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