due diligence underwriter resume example with 20+ years of experience

Jessica Claire
Montgomery Street, San Francisco, CA 94105 609 Johnson Ave., 49204, Tulsa, OK
Home: (555) 432-1000 - Cell: - - - -
Career Focus
Experience includes management, project management, business development and sales, credit review of mortgage-backed and asset-backed securities, and all attendant analysis, processes, controls, procedures and practices. Experience also includes both the origination of new loans for clients as well as the acquisition of closed loans for investors. Strengths include a sound knowledge of the credit markets and the ability to plan, develop, organize and manage multiple projects simultaneously, at the highest quality levels, while maintaining absolute control over expenses
Summary of Skills
  • Project Management
  • Relationship Management
  • Credit Analyst
  • Risk Management
  • Due Diligence
  • Loan Review

2009 & 2010 Customer Satisfaction Award

2011 - 2014 multiple monthly awards, Shining Star for Underwriting excellence

2011 - 2014 multiple monthly awards, Customer Service for # 1 Loyalty from Clients

Professional Experience
07/2014 to Current
Due Diligence Underwriter Fitzsimons Credit Union Aurora, CO,
  • Main duties consist of the complete credit, compliance and collateral review of closed loans being considered for purchase by various investors.
  • Process includes the careful analysis of imaged loan documents and updating the proprietary database with appropriate loan data and detailed notes regarding each transaction.
  • Works closely with manager and quality control staff in addressing and resolving any issues discovered during the review, including material findings, tape discrepancies and guideline violations.
  • Loans examined include but are not limited to, conventional jumbo, conforming and non-conforming products.
02/2015 to 03/2015
Consumer Loan Underwriter World Fuel Services Corporation Darien, IL,
  • Responsible for the analysis and approval of all financial statements, personal and business tax returns, collateral, credit, and all other loan related documents.
  • Prepared detailed loan notes documenting compliance review and data integrity.
  • Approved broker submitted loans to ensure closing accuracy.
  • Managed brokers, clients, financial advisors, loan advisors, sales and account executives to maximize quality of process and relationship management.
  • Managed the training program for new underwriters.
  • 2009 and 2010 Annual Award, #1 Customer Satisfaction Quality Award 2009 and 2010 multiple Monthly Awards, Production of Total Loans Processed 2011 - 2014 multiple Monthly Awards, Shining Star for Underwriting Excellence 2011 - 2014 multiple Monthly Awards, Customer Service for # 1 Loyalty from Clients.
11/2007 to 2009
Senior Credit Manager Motorola Solutions Albuquerque, NM,
  • Responsible for the process management and analysis of in-depth misrepresentation and contract breach reviews of non-performing loans owned by corporate client HSBC Bank.
  • Identified potential issues to determine the levels of culpability for lenders who delivered non-performing loans to our client.
  • Reviewed analysis of underwriters and quality control auditors assigned to project and compared to security agreements to identify rep and warrant violations.
  • Prepared final reports of loan violations for repurchase.
03/2015 to 12/2015
Senior Project Manager Sharp Decisions El Segundo, CA,
  • Responsible for the management of 20-75 auditors and underwriters performing risk analysis for corporate clients purchasing mortgage-backed and asset-backed securities.
  • Required extensive national travel to numerous financial institutions.
  • Managed audits of credit, collateral, compliance, regulatory review, data base management, network management, and client reporting, requiring extensive knowledge of home mortgage and commercial lending including, but not limited to, product risk of Prime, Alt-A, Alt-B, Sub-Prime, etc.
  • Monthly pool value of audits was between $10 million to $2 billion.
  • Managed monthly security audit of commercial loans at Bayview Financial, Coral Gables, FL., for corporate clients Citigroup and Barclay's.
  • 100% of jobs completed on-time or ahead of schedule, and under budget.
09/2015 to 03/2015
Audit and Delivery Manager GMAC-RFC / Homecomings Financial Network City, STATE,
  • Responsible for the management of the 2nd Shift at the wholesale mortgage bank involving loan delivery, wholesale and retail, post-closing, resolution management, and the operations training program for new hires.
  • Responsibilities also included planning, organization, staffing and policy & procedure control.
  • Insured the accurate and timely delivery of loans to investors for purchase.
  • Created the department manual defining processes, procedures, controls and policies for loan delivery to investors.
  • Member of the National Operations Managers Group responsible for changes in closing procedures, state laws, and the achievement of company goals.
  • Improved rate of delivery of loans to investors significantly reducing the costs of commitment extensions approximately 90%.
01/1 to 09/2015
Project Manager American Mortgage Consultants City, STATE,
  • Responsible for the operations and client relationships of all underwriting audits in California.
  • Managed a team of 20 underwriters responsible for the data analysis of home loan portfolios in conjunction with acquisitions of mortgaged-backed securities.
  • Corporate clients included PNC Mortgage, Washington Mutual, and Credit Suisse.
  • Finalized and approved management reports defining the due diligence process and assigned risk ratings for purchase consideration.
  • Completed final quality assurance audit prior to funding conventional, FHA and VA loans at PNC Mortgage and Washington Mutual to ensure underwriting integrity.
  • Co-developed pilot program for Washington Mutual utilizing Internet software as a pre-funding fraud detection tool.
Expected in to to
Bachelor of Arts: Business Administration Sociology
University of St. Thomas - St. Paul, MN
Business Administration Sociology
Professional Affiliations
United States Trotting Association, Member Illinois Harness Horseman's Association, Member
Additional Information

    acquisitions, budget, closing, Credit, Customer Satisfaction, Customer Service, data analysis, database management, Due Diligence, financial statements, Internet software, loan notes, network management, process management and analysis, quality assurance, quality control, relationship management, reporting, risk analysis, sales, staffing

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    Resume Overview

    School Attended

    • University of St. Thomas

    Job Titles Held:

    • Due Diligence Underwriter
    • Consumer Loan Underwriter
    • Senior Credit Manager
    • Senior Project Manager
    • Audit and Delivery Manager
    • Project Manager


    • Bachelor of Arts

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