Capital Markets Analyst professional with vast experience creating, developing, and managing relationships with Senior Level Management and Institutional investors in diverse businesses. Established track record of successfully working with fast paced, deadline driven clients to develop and execute equity capital raising requirements. Robust corporate finance background with a profound business intellect.
Retail, wholesale, and correspondent
Secondary marketing reports
Ad hoc analysis
Microsoft Word, Excel, PowerPoint, and Outlook
Thompson Reuters and Bloomberg
Capital Markets AnalystFeb 2015 to Dec 2016 Planet Home Lending LLC － Columbia, MD
Calculate daily mortgage products pricing and offerings, including examine pricing model inputs.
Generate and implement efficiency of delivery to FHLMC investor client from 10 days to 7 days and 10 days to 3 days for FNMA investor client.
Make and execute the use of pay up grids, which resulted in 256 assets and approximately 2.1 million in revenue in a 1 years.
Examine and arrange hedge derivatives required for optimal interest rate and fallout risk mitigation strategies.
Evaluate assets based upon risk, margins, long term profitability, and current market selling price according to pricing model.
Manage trade allocation, loan pooling, securitization, and whole loan sale process for retail, wholesale, and correspondent production.
Compute and regulate pair offs and rolls associated with monthly settlement activity.
Perform price changes for retail and wholesale channels in reply to
Sustain and build relationships with investors
Act as a liaison between Secondary Market and branch offices to administer corporate rate lock policies.
Lock approximately $200-$300mm a month of forward product.
Review open hedge positions and trading for risk strategy.
Integrate several enticements into the sales division which resulted in profitable production volumes.
Report AnalystSep 2014 to Sep 2015 Planet Home Lending LLC － Columbia, MD
Create, prepare, analyze, and distribute weekly ad hoc analysis for business planning and acquisition and month end capture for trends and profitability as well as monthly and quarterly secondary marketing reports for Senior Level Management, Investors, and Board Members.
Build all commitments for conventional products to contracts and priced against the market.
Performance tracking and maintenance.
Project management with department leadership to identify process efficiency and improvement and needed adjustments due to legislation.
Human Resources and Travel InternMay 2013 to Sep 2013 Apex Systems Incorporated － Glen Allen, VA
Managed all expenses submitted by contractors and applied the expenses to the appropriate department via Accounting.
Intensive data entry and clerical support functions.
Processed daily credit card authorizations for the department.
Created and implemented a valuable filing system to accelerate paperwork.
Meet all daily and weekly deadlines 100% of the time.
Reconciled month end statements with accounting reports.
Sales RepresentativeMay 2010 to Jan 2011 AT&T Wireless Jungle － Manassas, VA
24K in sales in 90 day period.
Retained high quality customer service scores to over 400 clients per month.
Created and reviewed sales contracts with customers to develop an agreement that was mutually satisfactory.
Maintained inventory control lists within the branch using code correlation.
Strong written and verbal communication skills to build relationships with current and future customers.
Worked closely with the District Manager to review previous monthly sales numbers as well as sales projections in order to implement a strategy for success.
Displayed motivation and positivity through my actions to promote high performance capabilities.
Education and Training
Bachelor of Science, FinanceVirginia Commonwealth University － Richmond, VAFinance Dean's List
Business planning, Clients, Customer service, Data entry, Inventory control, Leadership, Marketing, Mortgage loan, Policies, Pricing, Project management, Quality, Retail, Strategy, Verbal and written communication skills.
Other Affiliations: Sigma Sigma Sigma International Sorority, Richmond, VA; 2010 - 2014; Executive Board/Education director leading members to strive for excellence and SMIP,
Student Managed Investment Portfolio, Richmond, VA; 2013 - 2014; Helped manage a $100,000 investment portfolio funded by Virginia Commonwealth University