I am a very experienced Mortgage Loan Officer with a background in specialty and high net worth clients, familiar with conventional and government products. I
have a great deal of experience with training and coaching mortgage officers for success in selling and assisting
Assistant Vice President, Loan Structure Specialist April 2015 to CurrentBank of America － Hillsboro, OR
I am responsible for assisting Mortgage Loan Officers with structuring loan options and selling mortgage products prior to origination.
I review all submitted applications for accuracy and feasibility of approval, coaching MLOs and requesting changes and corrections where necessary.
I provide training in our origination and fulfillment software, and recently facilitated the implementation of the iFulfill system throughout our Centralized Sales division.
I provide knowledgeable assistance with our credit guidelines, and seek exceptions when appropriate.
I provide direction to MLOs in document collection and point of sale conditioning to assure a timely credit decision, and review all cancellations.
Assistant Vice President, Mortgage Loan Officer, Employee Lending June 2009 to April 2015Bank of America － Hillsboro, OR
Responsible for originating first and second mortgage home loans for purchases and refinances through telephone sales.
Responsible for assisting the Sales Manager with coaching and training of Mortgage Loan Officers, and providing support with product and sales knowledge, loan systems expertise and underwriting guidelines.
Tasked with developing and maintaining reporting of sales progress and other metrics to assure the success of Loan Officers on my team.
Required to have an extensive knowledge of all bank products to assist branches with sales support for mortgages and relationship deepening products.
Assistant Vice President, US Trust Private Banking Mortgage Consultant March 2003 to June 2009Bank of America － Hillsboro, OR
Responsible for mortgage origination in support of the Private Bank, assisting high net worth clients with purchases, refinances and construction loans.
Provided product and underwriting knowledge to partners in Private Banking and assisted with loan proposals and structuring.
Supported the Sales Manager with interviewing and hiring prospective applicants for Mortgage Officers in the Private Banking and retail loan channels.
Provided ongoing coaching and training for Mortgage Loan Officers.
Mortgage Loan Officer June 1993 to March 2003Bank of America － Hillsboro, OR
Responsible for mortgage loan origination for purchases and refinances.
Assisted loan fulfillment partners with document collection and satisfying conditions to close mortgages.
High School DiplomaGrover Cleveland High School － Portland, OR