SEARCH

Area Specialist Resume Example

Resume Score: 75%

Love this resume?Build Your Own Now
AREA SPECIALIST
Summary
Loan Specialist with an outstanding background in customer service, loan processing and community outreach. Highly organized and efficient in fast-paced multitasking environments; able to prioritize effectively to accomplish objectives with creativity, enthusiasm and humor. Provide excellent service and developing ongoing.
Highlights
  • Microsoft Office
  • Positive Knowledgeable with USDA RD Regulations,
  • Cheerful policies, procedures and forms
  • People-oriented Proficient in the use of UniFi web based
  • Excellent time management skills application used for loan origination
  • Proficient in the use of FiServ Loan Servicing Goal-oriented
  • Platform issued to originate and services Rural Rapid data entry skills
  • Development Loans
  • Proficient in the use of GLS
Experience
03/2012 to Current
Area SpecialistUSDA Rural Development － Yazoo City, MS
  • Responsible for single-family housing loan/grant-making and loan/grant servicing for programs administered by the agency.
  • Review and analyze loan and grant applications, pre-applications and all supporting documents for completeness and conformance with RD statutory regulations, policies, procedures and practices and inputs data into appropriate automated database systems.  
  • Perform servicing actions to include site visits to determine a project's conformance with loan requirements; monitor civil rights compliance review for multi-family housing complex and site visit; evaluate/mitigate and/or prepare environmental assessments; and review key data to ensure multiyear forecasts are realistic.
  • Conduct Rural Housing inspection on existing properties for purchase through the 502 and 504 Rural Housing Program. This inspection includes make sure property meets HUD minimum standards which includes structural soundness, plumbing system, heating and cooling system, thermal requirements and the remaining life of existing roof.
  • Proficient with the RD Regulation 1924-A for construction.
  • Conduct Pre-Construction Conference which is vital for all parties.
  • Discuss all changes and make sure the contractor build the dwelling as specified on the plans.
  • Review cost estimate, loan estimate and construction cost estimate.
  • Receive and process applications for Guaranteed Rural Housing Loan and Single Family Housing Programs for rural residential homes.
  • Utilize entire loan and grant programs activities available to assist customers with their individual housing needs.
  • Conduct applicant interviews to review applications for eligibility and financial soundness.
  • Conduct credit analysis for borrowers and applicants on loan programs, eligibility, site development, land development, construction, zoning, and maintenance of homes.
  • Participate with the office staff in collection of accounts for first year borrowers.
  • Initiate action to graduate borrowers who are eligible for other credit sources.
  • Process and approve Self Help applications. This includes participating in Self Help quarterly meeting and meeting with Self-Help applicants.
  • Maintained friendly and professional customer interactions.
  • Inspect Foreclosure properties, hold foreclosure sales, calculate Net Recovery Values for Foreclosure property.
  • Make periodic visits to borrower's property to determine physical condition of the property and ensure that property is being occupied.
  • Conduct and review contract appraisal for completeness Participate in Homebuyer Education Class.
  • Proficient in New Construction, Pre Slab Inspection, Open wall inspection, Final Inspection for 502 Direct Loans, and Insurance Claim Inspection.
  • Assists the Area Office in conducting home improvement and repair inspection completed under the MFH Housing Preservation Grant Program.
  • Conduct outreach meetings in various communities with city and county officials to inform the community of the various loan programs offered through USDA.
  • Prepared and reviewed closing related documents ensuring that all required documents are completed correctly and accurately, and ensured all required conditions were met prior to loan closing.
10/2009 to 02/2012
Area ClerkUSDA Rural Development
  • Responded to technical questions from RD field offices, lenders, attorneys, congressional staff, and others concerning Rural Development programs regarding eligibility and other requirements for loans, grants and guarantees loan.
  • Prepared, reviewed, and analyzed various loan grant making and related documents for the purpose of processing and servicing RD loans and grants.
  • Provided customer services to the public in the office and on the telephone, provided forms needed to apply for loans and or grants, responded to questions and explaining Rural Development Regulations, policies and procedures to a variety of internal and external customers.
  • Reviewed various loan making, loan servicing, and related documents, forms and materials insuring all documents are complete, accurate, and prepared in accordance to Rural Development procedures and requirements.
  • Prepared reports and spreadsheets using excel to track and monitor first year borrowers, delinquent borrowers, approve and funded applications.
  • Prepared and reviewed closing related documents ensuring that all required documents are completed correctly and accurately, and ensured all required conditions were met prior to loan closing.
  • Performed routine clerical duties including answering the telephone, assisting applicants and borrower who come into the office, handling mail, help with monitoring supplies, etc.
  • Inputting data into a variety of computer applications.
  • Collected and processed borrowers house payments.
Education
2017
MBA: Business AdministrationStrayer University － Jackson, MS, United StatesMaster of Business Administration concentration in Human Resource Management
2009
Bachelor of Science: AgricultureAlcorn State University － Loman, MS, United StatesAgricultural Economics
Skills
  • Advanced clerical knowledge
  • ​Self-sufficient
  • ​Excellent time management skills
  • ​Proficient in the use of FiServ Loan Servicing. Platform issued to originate and services Rural Development Loans
  • ​Proficient in the use of GLS
  • ​Knowledgeable with USDA RD Regulations, policies, procedures and forms
  • ​Proficient in the use of UniFi web based application used for loan origination
  • ​Proficient with Microsoft Office
  • ​Advanced clerical knowledge
  • ​Rapid data entry skills
  • ​Goal-oriented
  • LEP training
  • Multi- family housing site visit
  • Site visit compliance
Build Your Own Now

DISCLAIMER

Resumes, and other information uploaded or provided by the user, are considered User Content governed by our Terms & Conditions. As such, it is not owned by us, and it is the user who retains ownership over such content.

Resume Overview

Companies Worked For:

  • USDA Rural Development

School Attended

  • Strayer University
  • Alcorn State University

Job Titles Held:

  • Area Specialist
  • Area Clerk

Degrees

  • MBA : Business Administration
    Bachelor of Science : Agriculture

Similar Resumes

View All
Area-Specialist-resume-sample

Area Specialist

FirstService Residential

Austin, Texas