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account executive payables and receivables resume example with 15+ years of experience

Jessica Claire
  • , , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
  • Home: (555) 432-1000
  • Cell:
  • resumesample@example.com
Summary

Experienced administrative professional offering solid background in loan processing. Coordinates documents, corrects errors and liaises with external parties to complete paperwork and facilitate smooth closings. Knowledgeable about banking operations, best practices and regulatory requirements. Multi-talented loan processing professional versed in customer service and bank standards. Excellent communicator and decision-maker with a strong eye for detail and a proactive nature. Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes.

Skills
  • PROFESSIONAL
  • Relationship Building
  • Fraud and Risk Detection
  • Loan Repurchasing
  • Mortgage Fulfillment
  • Negotiation
  • Loan Servicing
  • Legal Analysis
  • Reporting
  • System Testing
  • Production Management
  • Compliance Awareness COMPUTER Microsoft word
  • Excel
  • Quickbook
  • Loan IQ
  • System X
  • Bocris PROGRAMMING
  • ACAPS
  • SERIES (AS400)
  • Adobe Pro
  • Work Force
  • SharePoint AND SYSTEMS
  • PowerPoint
  • Insurance Forms
  • Verbal and Written Communication
  • LP
  • BytePro
  • Efanniemae
  • WP2
  • Problem-solving
  • Flexibility
  • Team Work
  • Reliability
  • Loan Origination
  • Regulatory Compliance
  • Ability to multitask in a fast-paced, dynamic work environment
  • Highly flexible and able to adapt to quickly changing priorities
  • Self-starter with ability to work both independently and collaborativel
  • Mortgage Loan Software
  • Title Research
  • Desktop Underwriter
Experience
Account Executive - Payables and Receivables, 06/2022 to Current
First Community CorporationGreenville, NC,
  • Checked postings and documents for correctness, accuracy and proper coding.
  • Classified and summarized financial data to compile and enter in financial records
  • Performed bookkeeping and accounting consulting services.
  • Received and recorded cash, checks and transfers.
  • Prepared bank deposits by verifying and balancing receipts and sending cash and checks to banks.
  • Calculated and produced checks for utilities, taxes and other operational payments.
  • Recorded debit, credit and account transactions in computer spreadsheets and databases.
  • Accessed financial information to answer questions and gather details about specific accounts.
  • Compiled current budget data from estimated revenues, expenses and prior budgets.
  • Monitored loans and accounts payable to confirm payments are current.
  • Performed financial calculations for amounts due, interest charges and balances.
  • Matched orders with invoices and recorded required information.
  • Reduced financial discrepancies by accurately managing accounting documentation.
  • Implemented program to create daily spreadsheets and streamline financial reporting.
Senior Loan Processor/Underwriter, 04/2018 to 05/2022
Southwest Stage Funding Llc, Cascade Financial ServicesAustin, TX,
  • Developing and maintaining a high level of customer service
  • Set up files and order all necessary exhibits for appraisals and credit reports
  • Conducts searches and performs necessary due diligence
  • Building and strengthening rapport with by effectively communicating credit decisions and providing prompt service
  • Resolves difficult and challenging problems by identifying potential or innovative solutions, determines documentation deficiencies within review and communicates findings with clarity
  • Verifying rent or mortgage, bank statements, and employment
  • Maintain system accuracy, issue proper disclosures as required regulatory compliance and review rate lock and point objectives for accuracy
  • Process and prepare mortgage loans under various loan programs for closing in accordance with policies & procedures
  • Prepare and calculate income and assets thoroughly before submission to underwriting
  • Prioritizes workflows
  • Manage pipeline daily
  • Meets compliance requirements of the roleHandles loans that are complex in nature ensuring all documentation are in complianceDemonstrates proficiency in analyzing extremely complex financial information including calculation of income and debt ratios, verification of assets, collateral review and credit review
  • Calculated income, assets and liabilities to meet lender requirements.
  • Assembled and compiled title abstracts, insurance forms, loan documents and tax receipts.
  • Checked applicant credit, personal references and employment histories.
  • Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
  • Scanned and uploaded loan and related documents into system.
  • Worked with third-party vendors to address and clear loan closing requirements.
  • Checked approvals against established bank and government lending standards.
  • Created and completed loan submission packages.
  • Prepared and delivered loan documents to title and escrow teams.
  • Maintained complete confidentiality of submitted information according to release guidelines.
  • Assembled and compiled documents for loan closings.
  • Answered questions and advised customers regarding loans and transactions.
  • Filed completed packages quickly and efficiently.
  • Prepared and typed loan applications, closing documents or legal documents using computers.
  • Completed closing process by collaborating with attorneys, title companies and government clerks.
  • Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Stayed abreast of lending regulations, industry trends and market rates.
  • Informed customers of application deadlines, approvals and denials.
  • Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
  • Provides documentation and Bank policy and procedure guidance to all lending areas
Mortgage Loan Officer, 09/2014 to 12/2016
BANK OF AMERICACity, STATE,
  • Works with new and existing clients to provide solutions through lending and companion products that require more complex sales techniques
  • Develops and prepares loan solutions and cross sell products and services; reviews documentation to ensure compliance
  • Manages customer pipeline for efficiency
  • Work with multiple system applications to navigate enterprise products and recommend profitable solutions from unstructured inbound and outbound sales leads
  • Work with multiple system applications to navigate enterprise products and recommend profitable solutions from unstructured inbound and outbound sales leads
  • Independently work with other business units to expedite post-sale issues or problem resolution
  • Manages a portfolio of customer relationships
  • Seeks prospective opportunities to retain and/or develop new clients
  • Responsible for sales calls.
Sales Associate/Team Lead, 02/2008 to 08/2014
AT&TCity, STATE,
  • Answers customer/ client requests or inquiries concerning services, products, billing, equipment, claims, and reports problem areas
  • Responsible for improving customer retention through program and service provided to the customer
  • Continually maintain working knowledge of all company products, services, and promotions
  • Uses ability to discover and advise on meeting and exceeding Customer needs by asking curious questionsMeeting and exceeding all metrics and goals
  • Makes financial decisions to protect/ collect revenues and adjusts customer accounts
  • Develop a strategy the team will use to reach its goal
  • Monitor team members' participation to ensure the training they providing is being put into use, and also to see if any additional training is needed
  • Communicate clear instructions to team members
  • Manage the flow of day-to-day operations
  • Create reports to update the company on the team's progress
  • Ensures Customer/partner problems are handled appropriately the first time, escalating issues when necessary
  • Provide any training that team members need
  • Identifies Customer needs and determine solutions to Customer problems
  • May identify cross-sell opportunities and/or refer Customers/partners to internal partners Offers comprehensive product knowledge and/or guidance as it relates to the Colleague’s respective business area
  • Expected to meet the needs of Customers by offering advice and guidance based on the Customer’s total financial situation and possessing a thorough knowledge of customer life cycle needs
Jr. Underwriter, 02/2006 to 08/2010
OPTION ONECity, STATE,
  • Evaluating and processing retail offerings within underwriting policies
  • Assisting supervisor in both routine and compliance special projects
  • Developing and maintaining a high level of customer service
  • Set up files and order all necessary exhibits for appraisals and credit reports
  • Check alternative documentation for accuracy and potential problems
  • Building and strengthening rapport with by effectively communicating credit decisions and providing prompt service
  • Resolves difficult and challenging problems by identifying potential or innovative solutions, determines documentation deficiencies within review and communicates findings with clarity
  • Verifying rent or mortgage, bank statements, and employment
  • Maintain system accuracy, issue proper disclosures as required by federal regulatory compliance and review rate lock and point objectives for accuracy
  • Process and prepare mortgage loans under various loan programs for closing in accordance with policies & procedures
  • Prepare and calculate income and assets thoroughly before submission to underwriting
  • Prioritizes workflows
  • Manage pipeline daily
  • Manages/takes appropriate actions to ensure loans are ready to be funded, booked and properly set-up if necessary
    Generates and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditionsDemonstrates proficiency in analyzing extremely complex financial information including calculation of income and debt ratios, verification of assets, collateral review and credit review.
  • Resolves complex issues relating to closings
  • Verifies all quality control procedures are maintained and monitored
  • Ensures all loans are closed without critical, noncritical or regulatory exceptions
Education and Training
High School Diploma: , Expected in
Florida State - Jacksonville,
GPA:
Additional Information
  • Licensed Real Estate Agent

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Resume Overview

School Attended

  • Florida State

Job Titles Held:

  • Account Executive - Payables and Receivables
  • Senior Loan Processor/Underwriter
  • Mortgage Loan Officer
  • Sales Associate/Team Lead
  • Jr. Underwriter

Degrees

  • High School Diploma

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