Credit Manager Resume Examples

Diligent Bank Credit Manager who remains current in credit and loan regulations and procedures within the financial industry. Adept at assessing client needs in a timely manner. Focused on meeting customer needs by drawing on sound knowledge of private and commercial loan management.

● Well-rounded experience with managing credit and loans
● Sound knowledge of analyzing and evaluating financial information
● Profound knowledge of cash flow procedures and structures
● Strong ability to establish and maintain solid client relations
● Proficient at observing, analyzing, and interpreting financial trends
● Excellent internal and external communications and organizational skills
● Ability to work well under pressure and meet strict deadlines
● Adept at working well independently and in group settings

● Managed all loan and credit requests and made approval decisions.
● Maintained a database of all borrowers in accordance with bank standards.
● Established and maintained portfolios of all current lenders.
● Ensured that all credit and loan standards were applied.
● Periodically reviewed lender portfolios to identify possible risks.
● Worked with colleagues on more involved loan and credit transactions.

● Determined loan approvals and prepared required documentation upon approval.
● Processed credit approval documents.
● Prepared and disbursed loan commitment letters.
● Maintained contact with all individuals with open loans or lines of credit.

● Met with customers requesting loans or lines of credit to start determination process.
● Coordinated with team members to ensure customers received timely responses.
● Performed internal audits of credit and loan procedures.