TABLE OF CONTENTS
Free Underwriter Cover Letter Example
Use this free cover letter template as a starting point. Fill in the blanks with your details and follow the instructions to write a job-winning cover letter.
Your name
[City, State ZIP Code]
[Your Email Address]
[Your Phone Number]
[Today’s Date]
[Hiring Manager’s Name]
[Company Name]
[OPTIONAL: Department Name]
[Company Address]
[City, State ZIP Code]
Dear [Mr./Ms. Hiring Manager or Recruiter last name],
This section is your opener and should contain your ‘purpose’ or interest statement that explains why you would be interested in the job posting or the company. Make sure to reference keywords and statements from the job description.
This section is your opener and should contain your ‘purpose’ or interest statement that explains why you would be interested in the job posting or the company. Make sure to reference keywords and statements from the job description.
The body paragraph (s): should contain skills and qualifications related to the job, i.e., provide a narrative example of how your job-related skills were obtained/honed. Your goal here is to match the skills to the employer’s needs. Justify how your career experiences could fit into the position and the organization.
The end paragraph: is the closer that would signify a ‘call to action’ by reiterating an essential qualification for the position you possess and an appreciation for the employer’s consideration.
Closing statement: Thank the employer/recruiter for their time.
Sincerely,
— Your Full Name
If you want to make it more presentable, check out our professional cover letter templates, which include more than a dozen customizable job-appropriate designs.
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How to Write a Underwriter Cover Letter
If you're starting to write a cover letter, the example below will help you identify must-have sections and what to include in each one.
Now, we'll go over detailed advice on how to write a cover letter that lands you the underwriter role you want.
STEP 1
Format your cover letter’s header correctly
Start your underwriter cover letter with a header with essential information, such as the date, recipient name and a polite greeting. This header follows the standard business letter structure and sets a professional tone.
Strong cover letter header example:
April 10, 2025
Susan Reynolds, Hiring Manager
Global Insurance Group
1234 Financial Plaza, Suite 800
San Francisco, CA 94111
Dear Ms. Reynolds,
Weak cover letter header example:
Date: 13/34/2023
To whoever it may intrest,
Michael Zmith
1254 Maple Rd, Apt 789
Atlanta, GA, 54321
Email: michalsmith@email.cmo
Phone: (123) 456-789
Pinewood Financial Group
Attention: Lisy Buckler
2020 Oak Lane
Denver, TX, 67890
PRO TIP
If you can't find the hiring manager's name, you can address your cover letter with “Dear Hiring Manager.“ but never use the generic “To Whom It May Concern.“
STEP 2
Introduce yourself in the opening paragraph
Your underwriter cover letter must quickly capture the hiring manager's attention. Introduce yourself with your professional title and key qualifications, such as in-demand skills or specialized expertise. For example, see how these two opening paragraph examples compare:
Strong opening paragraph example:
As a Senior Underwriter with over 8 years of experience, I am thrilled to apply for the Chief Underwriter position at Pinnacle Insurance Group. My expertise in risk assessment and strategic policy development has honed my skills for this role, as evidenced by my success in reducing claim payouts by 15% last year through more efficient underwriting strategies. I am committed to driving impactful results as part of your team.
Weak opening paragraph example:
Hey there, I'm reaching out about the underwriter role at First Financial Corp. I have some insurance background and think this position could be a good match for my skills.
PRO TIP
If you know someone who works at the company and is willing to vouch for you, mention this in the first paragraph. Find examples of properly addressing this subject in our article for referral cover letter opening paragraphs.
STEP 3
Share relevant achievements in the body paragraph
Your cover letter's body paragraph should be chock-full of relevant achievements and skills. However, avoid repeating what you said in your resume. You can also take this opportunity to show recruiters you're a great cultural fit in the company by sharing more details about who you are as a person.
Strong body paragraph example:
In my previous roles as an underwriter, I consistently demonstrated meticulous attention to detail and risk assessment skills that contributed to a 20% reduction in claims payouts. By thoroughly analyzing complex data and fostering collaborative relationships with brokers, I improved underwriting efficiency by 15%. These accomplishments underscore my ability to manage risk effectively and support organizational profitability, and I am eager to bring these skills to your esteemed company.
Weak body paragraph example:
I am interested in the underwriter role mainly because I need stability and this field seems promising. Though I don’t have much underwriting experience, I'm eager to learn. I believe I can handle the responsibilities effectively. Hopefully, there's room for growth and support here.
STEP 4
Finish by encouraging next steps
Seal the deal with potential employers by finalizing your cover letter with a compelling closing paragraph. Summarize your letter's key points and state your interest in scheduling a future interview.
Strong closing paragraph:
My analytical skills and experience in risk assessment make me an ideal fit for the underwriter position at National Insurance Group. I am eager to bring my expertise to your team and look forward to discussing how my background aligns with your needs. Thank you for considering my application. I am excited about the opportunity to contribute to your company and hope to speak with you soon.
Sincerely,
Michael Bennett
Weak closing paragraph:
Thank you for considering me for the underwriter position. I think I’d like working at your company, and I might bring some of what you're looking for. Let me know if you think I could fit the role somehow. Looking forward to hopefully hearing from you.
Best regards,
Alice Thompson
Now you've completed your cover letter! Writing a cover letter is easier when you take it section by section. To simplify the process, we've built a great Cover Letter Builder that will generate a custom letter in minutes. Check it out!
Top Skills to Include in Cover Letter Examples for Underwriter
These are some of the most sought-after skills for underwriter roles. When describing your accomplishments, incorporate an equal mix of hard skills and soft skills into your letter.
- Risk Assessment
- Financial Analysis
- Regulatory Knowledge
- Credit Evaluation
- Industry Expertise
- Analytical Modeling
- Data Interpretation
- Negotiation Skills
- Communication Skills
- Decision-Making
- Policy Adherence
- Strategic Thinking
Using our Cover Letter Builder gives you access to skills and content suggestions tailored to your target role. Simply type in your desired job title and writing style, and the Builder will write you a custom cover letter in virtually no time!
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