Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages.
Experienced in Conventional, FHA, VA, Jumbo and Construction Lending.
Review and verify borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submission.
Ensure compliance with company policies, underwriting guidelines and lending-program requirements.
Successfully communicate with all parties of the transaction to ensure a smooth process.
Regarded as one of the company's most productive loan processors, handling an average of 25 - 30 files monthly.
Ensured all files were complete prior to underwriting hand-off and coordinated effectively with title companies to ensure smooth closings.
Successfully processed some of the most challenging loan
applications (e.g., first-time borrowers, self-employed applicants and
borrowers with problematic credit histories).
Provided support to borrowers, loan officers, closers and underwriters to ensure the accurate processing of all loan applications.
Ordered appraisals, title work, insurance and surveys (when applicable)
Provided initial disclosures to borrowers.
Ordered tax transcripts.
Verified income, assets and credit history of each borrower to ensure that they met the qualifications of the loan program they were applying for.
Reached out to borrowers to obtain conditions required by the underwriter.
Submitted files to closing and followed the loan application from start to funding.
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