Motivated executive professional with over 30 years progressive experience in commercial and retail banking environments, including extensive experience in change management, de novo growth, team building and financial administration. Consistently achieve optimal utilization of developing, delivering and managing operations to support the sales and business development process that focuses on building, maintaining and expanding strong business relationships. Possess an established track record of creating and implementing programs and long term business strategies aimed at high quality company growth. Successfully led acquisition strategy, growth strategy, capital raising and financial and cultural turn around efforts to achieve and maintain highly favorable status with team members, shareholders, regulators and the community. Exceptional
skills in credit, commercial banking relationship growth and management, capital
raising and capital management, mergers and acquisitions, strategy development and
execution, sales management, credit, human capital development,
risk management and expense management in large
national and community bank scale.
Commercial Lending, leadership,
Team building and employee
relations and development
Revenue and market expansion
Community leadership and support
execution and leadership
including capital procurement
Mergers and Acquisitions
Business Operations & Organization
President & CEO, 09/2006 to 05/2014 Home Federal Bank – Nampa, ID
Converted thrift to
commercial bank by recapitalizing the bank and restructuring the balance sheet.
and maintained a strong rating while integrating
two failed banks and managing three core system conversions. Strong
credit culture consisting
exceptional risk management expertise. Brought segmentation and automation to
organization, improving loan
turnaround times by 400%. Maintained strong ratings and relationships with
regulators while achieving best in class
client satisfaction scores.
Key accomplishments were:
Grew assets from $760MM to nearly $1,483MM from 2008-2010 while
retaining a high regulatory rating. This
included two acquisitions
of $197MM and $690MM in assets.
Converted core deposits
from 47% to 78% of deposits.
Provided Total Shareholder
Return of 47% since January 2008, in line with the Russell 2000 index while the
bank and thrift indexes have shown negative
return over the same period.
Instituted strong culture of PATIE
(Professionalism, Accountability, Trust, Innovation and Execution).
Senior Vice President / Director, 03/2005 to 09/2006 Fifth Third Bank – Cincinnati, OH
Responsible for creating and executing the
Business Banking segment strategy. This Division represented businesses up to
$10 million in annual revenues across a 10 state
geography including nineteen affiliate banks and a team of 450
employees. We created the complete
product set, sales process, portfolio management system and financial
Installed new lending platform to improve turnaround time by over
Obtained 23% revenue and
profitability growth in the segment while growing deposits 22% and loans 19%
Growth was off a deposit base of $4 billion, loan
base of $3.5 billion and profitability of $235 million.
President Business Banking and Several Executive Roles, 01/1987 to 03/2005 KeyBank – Cleveland, OH President - Business
Banking Division 01/1987 to 03/2005
- KeyCorp Executive Council.
Executive responsible for
the high-growth, $6 billion Business Banking line of business.
Geography covered fourteen
states from Maine to Alaska with approximately 500 employees.
revenue and profitability growth in small business and lower middle market
improving credit quality by 28% and increasing
production by 35%.
District President and
Commercial Banking Region 08/1999 to 01/2003
Led both the Colorado
District and Rocky Mountain Region to become Key's fastest-growing team in
both revenue and contribution margin.
Responsible for all banking
operations in Colorado, consisting of 50 branches, 500 FTE and $62MM in annual
contribution margin coupled with responsibility
for Corporate Banking leadership and management in three-state
Rocky Mountain Region with
teams in Colorado, Utah and Idaho.
Consistently led KeyCorp in rate of growth and
Directed market growth strategy including the
strategic development of 10 de novo locations and successfully
purchased and integrated a
$300MM in market acquisition.
Senior Vice President and
Regional Corporate Banking Executive, 08/1996 to 08/1999 Senior Vice President and
Commercial Banking Head, 9/1992 to 08/1996 Corporate Banking Team
Leader 05/1991 to 09/1992 Commercial Banking Center
Manager 10/1989 to 05/1991 Commercial Loan Officer 12/1987
to 10/1989 Branch Manager 01/1987 to 12/1987
Commercial Loan Officer, Regional Credit Administrator, 11/1977 to 01/1987 Rainier National Bank – Seattle, WA Area Credit Lead, Commercial Banking Officer, Installment Loan Manager, Collector
MBA: Business Management & Finance, 2000 University of Washington, Foster School of Business - Seattle, WA
Banking Certification: General Banking, 1987 Pacific Coast Banking School - University of Washington - Seattle, WA