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owner founder resume example with 14+ years of experience

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Jessica Claire
, , 100 Montgomery St. 10th Floor (555) 432-1000, resumesample@example.com
Professional Summary

Result driven professional focused on meeting or exceeding objectives. Analytical problem solver and critical thinker with remarkable decision-making and multitasking abilities.

Skills
  • Strong time management, attention to detail and organizational skills with ability to multi-task.
  • Excellent verbal, interpersonal and written communication skills;
  • Proficiency in Microsoft products (Word, Excel, PowerPoint)
  • Fully Bilingual (Spanish & English)
  • Excellent organization skills
  • Ability to work in team settings
Work History
10/2020 to 11/2021 Owner Founder Cf Industries, Inc. | Donaldsonville, LA,
  • Started company from ground up, conducted extensive market research, Key administrator in development of business plans, forecasts, and budget as well as short and long-term growth strategies.
  • Managed all day-to-day and long-term retail business operations, which include opening and closing shop, all sales and service work, invoicing, purchasing, shipping and receiving.
  • Performed all Accounting and financial planning, marketing, training and employee administration responsibilities including accounts payable/accounts receivable, payroll, and all required federal and state government filings.
  • Strived to provide good customer service daily to maintain excellent customer base and continue excelling in my business.
09/2014 to 10/2020 Sr. Credit Analyst Signature Bank | Newport Beach, CA,
  • Oversaw and managed Credit Risk Management activities for Strategic Alliance Customer. Provided daily direction of 1st line Credit underwriting activities for large High-Risk Merchants.
  • Oversight and monitoring of credit policy adherence, approved exception performance and procedures including periodic independent analysis and testing.
  • Perform complex financial analysis of large High Risk merchant relationship analyzing credit reports, merchant processing statements, bank statements, and financial statements to determine merchant's ability to support exposure associated with their business type and requested parameters.
  • Managed portfolio periodic review process for adherence to regulatory guidelines.
  • Monitor and maintain productivity and performance standards, including development analysis of reports detailing approval percent, review/approval timeframes, accounts under review, etc.
  • Train underwriting team on proper use and implementation of credit policy, underwriting process and procedures.
08/2012 to 04/2014 Credit Analyst V Wells Fargo (Wholesale Loan Services) | City, STATE,
  • Prepared high quality, detailed credit approvals that contain in-depth analysis and understanding and identification of credit issues and risks. Reviewed all pertinent credit and financial information and determined need for more information, prepared financial statement and tax return spreads and prepares credit memorandum.
  • Performed ongoing portfolio management of loan portfolio through annual reviews, renewal of existing credit facilities, monitoring financial and covenant compliance, and servicing modification requests.
  • Monitored and interpreted portfolio risks performing special portfolio management requests as needed by bank management Prepared high quality, detailed credit approvals that contain in-depth analysis and understanding and identification of credit issues and risks. Reviewed all pertinent credit and financial information and determined need for more information, prepared financial statement and tax return spreads and prepares credit memorandum.
  • Performed ongoing portfolio management of loan portfolio through annual reviews, renewal of existing credit facilities, monitoring financial and covenant compliance, and servicing modification requests.
  • Monitored and interpreted portfolio risks performing special portfolio management requests as needed by bank management.
11/2006 to 05/2012 Credit Analyst Doral Bank | City, STATE,
  • Responsible for preparing comprehensive credit analyses on commercial loans that facilitates credit approval process for use by Commercial Lenders or committees in making of lending decisions regarding new, renewal, and extension loans.
  • Developed and implemented procedures and processes for implementation of SBA loan programs. Responsible for evaluation and underwriting of all SBA loan applications to determine creditworthiness and compliance.
  • Coordinate preparation of various monthly reports for presentation to management.
  • Managed and promoted maintenance of portfolio that adheres to all applicable credit policies and compliance requirements.
  • Prepares tracking reports for senior management and may recommendations to management for changes in underwriting, loan policy, and concentrations.
  • Assisted in compilation and preparation of credit information for monthly asset quality committee and board meetings.
  • Assisted Chief Credit Officer and Senior Credit Administrator in researching, compiling, and completing various projects.
Education
Expected in to to BBA | Finance Florida Atlantic University, Boca Raton, FL GPA:
Expected in to to MBA | Accounting Inter American University of Puerto Rico Metropolitan Campus, San Juan, PR GPA:

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Resume Overview

School Attended

  • Florida Atlantic University
  • Inter American University of Puerto Rico Metropolitan Campus

Job Titles Held:

  • Owner Founder
  • Sr. Credit Analyst
  • Credit Analyst V
  • Credit Analyst

Degrees

  • BBA
  • MBA

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