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Loan Officer Resume Example

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Jessica
Claire
resumesample@example.com
(555) 432-1000,
Montgomery Street, San Francisco, CA 94105
:
Summary

Dependable Loan Officer possessing in-depth knowledge of direct and indirect lending products, finance concepts and job-related software such as [Software]. Offering [Number] years of experience evaluating, recommending and authorizing approval of [Type] loans. Trustworthy professional with expertise in managing complete loan processes, including prospecting, closing and maintaining client relationships.

Skills
  • Customer service-focused
  • Equifax Application Engine
  • Collections proficiency
  • Debt and credit management
  • Bank security issues
  • Steward of institutional regulatory compliance
  • Excellent time management
  • Energetic
  • Excellent communicator
Education and Training
Memphis State University , Expected in : Biology - GPA :
Dyer High School Dyer, TN, Expected in 05/1975 High School Diploma : - GPA :
Experience
Capital Vacations - Loan Officer
Sugar Mountain, NC, 05/2001 - 10/2020
  • Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research.
  • Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
  • Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Provided expert financial advice on mortgage and both educational and personal loans.
  • Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
  • Demonstrated self-reliance by meeting and exceeding workflow needs.
  • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
  • Provided excellent service and attention to customers when face-to-face or through phone conversations.
True Religion Apparel, Inc. - Store Manager
Lutz, FL, 05/1986 - 05/2001
  • Developed and optimized store schedules to meet expected coverage demands and maintain optimal service levels.
  • Contributed to merchandising ideas at team sales meetings to increase sales.
  • Rotated inventory from oldest to newest to maintain fresh stock.
  • Assessed, optimized and elevated operations to target current and expected demands.
  • Coached and empowered employees by creating and sharing motivational vision plans.
  • Collaborated with staff to maximize customer satisfaction, streamline procedures and improve bottom-line profitability.
  • Collaborated with visual merchandising team to develop strategies to drive profitability.
  • Resolved customer problems by investigating issues, answering questions and building rapport.
  • Oversaw POS operations and cash management to reduce errors.
  • Managed inventory tracking and physical inventory counts to minimize loss.
  • Oversaw inventory management through cycle counts, audits and shrinkage control.
  • Reorganized sales floor to optimize customer flow and improve product visibility.
  • Built loyal customer base by delivering excellent service and stocking in-demand products.
  • Opened and closed store by processing daily paperwork, balancing register drawers, producing staffing schedules and preparing deposits.
  • Oversaw merchandising and displays, signage, decorations and cleaning to maintain safety and readiness for customers.
  • Oversaw annual store budget while working closely with corporate and financial departments on reporting and payroll.
  • Updated store pricing, signage and merchandising to promote specials, sales and discounts.
  • Conducted staff evaluations and determined promotions and realignments or reductions in workforce.
  • Balanced sales, reconciled cash and made bank deposits to facilitate opening and closing duties.
Bergaila - Assistant Production Foreman
Cantil, CA, 05/1975 - 05/1985
  • Coordinated with internal departments to maximize operational efficiency across production and administrative areas.
  • Oversaw engineering team of 80 members focused on continuous improvement processes.
  • Conveyed project information consistently and quickly to resolve issues and deliver constructive feedback.
  • Monitored supplier operations to verify quality, delivery schedule and conformance to contract specifications.
  • Identified source of equipment malfunctions by using various troubleshooting methods.
  • Promoted employee safety awareness based on understanding of regulatory mandates and organizational best practices.
  • Transformed work area by increasing production, reducing turnover, eliminating waste and enhancing quality.
  • Met other supervisors and business leaders to plan and guide workflow and operations.
  • Delegated tasks to multiple employees while maintaining efficient workplace.
  • Inspected incoming supplies to conform with materials specifications and quality standards.
Activities and Honors
  • Member, Small Business Association (2008 - present)
  • Member, Alumni Association

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81Good

Resume Strength

  • Formatting
  • Length
  • Personalization
  • Target Job
  • Typos
  • Word Choice

Resume Overview

School Attended
  • Memphis State University
  • Dyer High School
Job Titles Held:
  • Loan Officer
  • Store Manager
  • Assistant Production Foreman
Degrees
  • Some College (No Degree)
  • High School Diploma