LiveCareer-Resume
Jessica Claire
  • , , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
  • Home: (555) 432-1000
  • Cell:
  • resumesample@example.com
Summary

Accomplished Loan Officer able to consistently achieve sales goals while offering the utmost care in client and agent relations.

Skills
  • Excellent written and verbal communication
  • Strong critical and creative thinking skills, problem solver
  • Time management and self motivator
  • Teamwork and collaboration
  • The utmost in customer service for borrowers and agents
  • Proficient and quick learner with computer and systems
  • Credit building and repair
  • Knowledgeable of Conventional, VA, FHA and USDA loan processes and investor guidelines
  • Familiar with CIC, Equifax, Factual Data, CoreLogic, EGS and Xactus credit reports
  • Have worked with Ellie Mae Encompass, Empower LOS, Calyx Point, Wholesale Lenders systems and Blend software
  • Familiar with Home in Five, Home Ready Down Payment Assistance loan programs and Chenoa Fund
Experience
Loan Officer, 08/2022 to 09/2022
Glacier BancorpDraper, UT,
  • Responsible for sourcing and maintaining relationships with Realtors, builders and community to earn business
  • Collect and analyze applicants credit report, income and financial documentation to determine feasibility of granting loan
  • Conduct initial pre-qualification. The information collected during this discovery phase is used to educate borrowers on loan programs that they qualify for as well as meets their needs.
  • Provide all state and federal required discloser's to clients in a timely manner to remain in compliance
  • Perform daily maintenance of loan database such as following up on leads, locking interest rates, completing pre-qualification letters and/or LSU's for buyer agents, updating borrowers, processors and underwriters with pertinent information, attending weekly branch meetings, work closely with all departments to maintain smooth and on-time closings on all file
Loan Officer, 02/2022 to 06/2022
Glacier BancorpEdmonds, WA,
  • Educate and pre-qualify potential customers on selecting from a variety of loan products that meet their needs and qualifications.
  • Execute loan origination process and review credit reports, income and assets documentation to ensure a solid deal.
  • Perform daily pipeline and file reviews to maintain on-time closings
  • Determine appropriate rate locks, issuance of disclosures.
  • Adhere to federal and state compliance guidelines relative to retail mortgage lending.
  • Identify valuable solutions for customers with credit problems.
  • Keep the borrower, agents and internal staff informed of any updates during the process
  • Ensure files are moving through the pipe in a timely manner and third party items are requested promptly to make for a smooth closing which helps maintain and promote healthy trusting relationships with clients as wells as referral partners.
Loan Officer, 03/2021 to 07/2021
Glacier BancorpFlagstaff, AZ,
  • Contact, follow up and build rapport with company provided leads and Homie agents in a timely manner
  • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
  • Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.
  • Perform loan origination and processing aspects on all files
  • Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
  • Performed daily maintenance of loan applicant database.
Loan Officer, 08/2020 to 01/2021
Consumers Credit UnionSchaumburg, IL,
  • Work closely with the builder sales agents. Build rapport and trust with them to ensure the they continue to use Inspire Home Loans as the preferred lender
  • Contact and follow up on all builder leads to initiate loan application. Inform sales agent on buyers qualification so Purchase Contract can be executed by all parties for new build
  • Educate customers on variety of loan products and available credit options to promote valuable decision-making
  • Execute loan origination process including ordering credit reports, pre-qualifying borrowers and sending initial loan disclosures
  • Analyze applicants' financial statements, credit report and income documentation to ensure they fully qualify
  • Perform daily maintenance of loan applicant database such as locking interest rate, insuring appraisals are ordered in a timely manner and monitoring loans all the way through to closing
  • Maintain high customer service, quality control and capture rate scores to ensure receipt of monthly bonuses
  • Adhere to all federal and state compliance guidelines relative to mortgage lending.
  • Visit the sales office and compose weekly pipeline meeting with builder reps
Loan Officer, 09/2015 to 05/2020
Consumers Credit UnionGrand Rapids, MI,
  • Pre-qualify and originate FHA, FNMA, FHLMC, VA and USDA loan applications based on the borrowers needs, credit profile and loan program guidelines
  • Request and review initial supporting documentation for accuracy and to obtain credit loan approval from underwriting
  • Disclose initial loan disclosures required by law to borrower for signatures
  • Maintain high capture rate, customer service and QC scores
  • Spend time at builder communities earning business and building rapport with Sales Agents
  • Provide excellent customer service to borrowers, agents and all internal departments.
  • Keep all parties updated on the status of the file
  • Work closely with processing and underwriting to ensure complete files and timely closings
  • Work with borrower on securing and locking in their interest rate
  • Daily Pipeline Management (loan application to funding process)
  • Meet high Quality Control standards and comply with all QC policies
  • Attend production/staff meetings
  • Assist in resolving post-closing/funding problems
Education and Training
AZ MLO License: Mortgage Loan Origination, Expected in 07/2014
Arizona School of Real Estate & Business - Peoria, AZ,
GPA:

By clicking Customize This Resume, you agree to our Terms of Use and Privacy Policy

Your data is safe with us

Any information uploaded, such as a resume, or input by the user is owned solely by the user, not LiveCareer. For further information, please visit our Terms of Use.

Resume Overview

School Attended

  • Arizona School of Real Estate & Business

Job Titles Held:

  • Loan Officer
  • Loan Officer
  • Loan Officer
  • Loan Officer
  • Loan Officer

Degrees

  • AZ MLO License

By clicking Customize This Resume, you agree to our Terms of Use and Privacy Policy

*As seen in:As seen in: