Housing Development Analyst Resume Example
Love this resume?Build Your Own Now
HOUSING DEVELOPMENT ANALYST
Professional Summary
Skillful and detail oriented applicant
with advanced knowledge in underwriting, effective leadership and training results,
project management, and exceptional analytical skills. Advance knowledge of reviewing financial reports,
expense monitoring, reviewing and approving payroll, revenue generating, and
automation of various departments via technological advances. I'm a candidate with successful experience in
managing, supervising, hiring and training teammates. I possess advanced analytical, data analysis,
math and grant writing skills.
Core Qualifications
|
|
Experience
Housing Development Analyst07/2014 to CurrentCounty Of WashingtonHillsboro , OR
- Underwrite files, review legal documents, income qualify applicants, and review financial projections to mitigate risks
- Project management and monitoring of real estate development projects
- Develop financial pro forma and other analyses, review and analyze construction budgets
- Monitors housing loan/grant programs to enforce compliance to applicable laws
- Deliver presentations at outreach and neighborhood association meetings Negotiates housing contracts and funding terms with developers, contractors and architects
- Reviews construction reports, coordinates and conducts site inspections and review pay requests
- Prepares/completes project reports such as RFP's, bid packages, profit and loss statements, and spreadsheets
- Coordinate projects, approves pay requests and ensures work is completed according to contracts/specifications
- Work projects utilizing historic tax credits, energy efficiency, and low-income housing tax credits
- Interacts or negotiates with interested parties for the rental or sale of developed units/homes.
Underwriter III - Team Lead03/2013 to 04/2014Kaiser PermanenteColorado Springs , CO
Assisted in managing
and supervising the daily operations of two underwriting teams
Managed own
pipeline of complex loans and managed teams workflow Conducted
pipeline management for all teams and addressed escalated files from borrower's
and underwriter's
Ensured
compliance with loan policy, lending guidelines, and banking laws and
regulations
Underwriting and
evaluating credit of conforming, non-conforming loans, harp, fha, va and hud loans
Identified
training opportunities to strengthen underwriters, developed training materials
and action plans
Cross department
coordination between sales, managers, underwriters, processors, and upper
management
Audited new
underwriter files to ensure guideline compliance and worked on special projects
CFPB subject
matter expert, developed and interpreted reports to deliver to senior
management
Underwriter III - Team Lead12/2011 to 02/2013Wells Fargo BankCity , STATE
- Assisted in managing the day to day operations of the team
- Underwriting and evaluated conforming, non-conforming, Harp, FHA, VA and HUD loans
- Ensured compliance with loan policy, lending guidelines, and banking laws and regulations
- Conducted pipeline management for all teams and addressed escalated files from borrower's and underwriter's
- Managed own pipeline of complex loans while leading the team and coached new and existing underwriter's
- Use of Desktop Underwriter, Loan Prospector and FHA Connections.
Underwriter II01/2011 to 09/2011Bank Of AmericaCity , STATE
- Underwriting residential loans ensuring compliance with company and secondary market investor standards
- Verified conditions of approval, reviewing credit, income and assets
- Underwriting of conforming and nonconforming loans (purchase, refinance, home equity)
- Ensured compliance with loan policy, lending guidelines, and banking laws and regulations
- Verified conditions of approval, reviewing credit, income and assets
- Initiated continuous and proactive communications with customers, banking center associates and realtors
- Use of desktop underwriter, loan prospector and fha connections and underwriting of conventional loans.
Home Preservation Underwriter07/2009 to 01/2011Wells Fargo BankCity , STATE
- Analyzed customers situations and initiated loss prevention options
- Underwriting of conventional loans
- Restructured residential loans prior to or while in the foreclosure process
- Reviewed financials, credit information and individual hardships with mortgagors
- Administered strategies to restructure debt and scheduling payments Worked within the framework of investor guidelines
- Communicated the approval or denial to the mortgagor
- Interpreted policies while analyzing applicant, property and documentation
- Use of desktop underwriter, loan prospector and fha connections.
Mayor/Chief Executive Officer05/2005 to 05/2009City Of VeniceCity , STATE
- Directly involved in setting and operating a $2 million plus annual budget
- Managed the everyday operations of all city departments and responsible for all employees
- Restructured all city departments for effective and efficient operations
- Created partnerships and worked directly with state and federal agencies and directors
- Effectively located and utilized community resources through networking and collaboration
- Initiated and performed all grant writing for the city and automated all city offices for efficiency
- Automated the city's payroll system, implemented and trained employees on its use
- Responsible for human resource matters as it related to employee care, benefits, and union negotiations
- Hiring, discharge and disciplinary actions of city employees
- Attracted new businesses by obtaining local and state tax credits and subsidies
- Conducted all bi-monthly city council meetings and held regular department head meetings
- Obtained funding for and assisted in the development of the city's first five year plan.
Underwriter I/Sr. Processor06/1997 to 07/2004Bank Of AmericaCity , STATE
- Underwriting residential loans ensuring compliance with company and secondary market investor standards
- Manual underwriting of conventional loans Verified conditions of approval, reviewing credit, income and assets
- Underwriting of conforming and non-conforming loans, harp, fha, va and hud loans
- Communicated loan decisions to borrower's, bankers and processing team
- Resolved routine title issues, including vesting issues, judgment liens, mechanic liens and undisclosed liens
- Cleared conditions, processed subordinations and resolved appraisal disputes
- Coordinated loan closings and maintained focus on customer expectations
- Initiated continuous and proactive communications with customers, banking center associates and realtors
- Use of desktop underwriter, loan prospector and fha connections.
Education
Bachelor of Business: Business AdministrationWestern Illinois UniversityCity, StateBusiness Administration
Skills
Banking, budgets, contracts, credit, documentation, senior management, financials, focus, grant writing, hiring, human resource, loss prevention, managing, conducting meetings, monitoring, negotiations, networking, payroll, policies, presentations, profit and loss, project management, real estate, spreadsheets, supervising, training, and workflow.
DISCLAIMER
Resumes, and other information uploaded or provided by the user, are considered User Content governed by our Terms & Conditions. As such, it is not owned by us, and it is the user who retains ownership over such content.
How this resume score could be improved?
Many factors go into creating a strong resume. Here are a few tweaks that could improve the score of this resume:
Resume Strength
- Completeness
- Formatting
- Word choice
- Measurable results
- Strong summary
- Clear contact info
- Typos
Resume Overview
School Attended
- Western Illinois University
Job Titles Held:
- Housing Development Analyst
- Underwriter III - Team Lead
- Underwriter II
- Home Preservation Underwriter
- Mayor/Chief Executive Officer
- Underwriter I/Sr. Processor
Degrees
- Bachelor of Business : Business Administration
Similar Resumes
