Housing Development Analyst Resume Example City Of St Louis

HOUSING DEVELOPMENT ANALYST

Professional Summary

Skillful and detail oriented applicant with advanced knowledge in underwriting, effective leadership and training results, project management, and exceptional analytical skills. Advance knowledge of reviewing financial reports, expense monitoring, reviewing and approving payroll, revenue generating, and automation of various departments via technological advances. I'm a candidate with successful experience in managing, supervising, hiring and training teammates. I possess advanced analytical, data analysis, math and grant writing skills.

Core Qualifications

Detail oriented
Public presentations
Highly analytical
Advanced underwriting skills

FNMA, FHLMC, FHA and USDA guidelines
Leadership experience
Team building

Experience

Housing Development Analyst07/2014 to CurrentCity of St LouisSt Louis, MO

Underwrite files, review legal documents, income qualify applicants, and review financial projections to mitigate risks
Project management and monitoring of real estate development projects
Develop financial pro forma and other analyses, review and analyze construction budgets
Monitors housing loan/grant programs to enforce compliance to applicable laws
Deliver presentations at outreach and neighborhood association meetings Negotiates housing contracts and funding terms with developers, contractors and architects
Reviews construction reports, coordinates and conducts site inspections and review pay requests
Prepares/completes project reports such as RFP's, bid packages, profit and loss statements, and spreadsheets
Coordinate projects, approves pay requests and ensures work is completed according to contracts/specifications
Work projects utilizing historic tax credits, energy efficiency, and low-income housing tax credits
Interacts or negotiates with interested parties for the rental or sale of developed units/homes.

Underwriter III - Team Lead03/2013 to 04/2014Nationstar MortgageMaryland Heights, MO

Assisted in managing and supervising the daily operations of two underwriting teams

Managed own pipeline of complex loans and managed teams workflow Conducted pipeline management for all teams and addressed escalated files from borrower's and underwriter's

Ensured compliance with loan policy, lending guidelines, and banking laws and regulations

Underwriting and evaluating credit of conforming, non-conforming loans, harp, fha, va and hud loans

Identified training opportunities to strengthen underwriters, developed training materials and action plans

Cross department coordination between sales, managers, underwriters, processors, and upper management

Audited new underwriter files to ensure guideline compliance and worked on special projects

CFPB subject matter expert, developed and interpreted reports to deliver to senior management

Underwriter III - Team Lead12/2011 to 02/2013Wells Fargo BankSt Louis, MO

Assisted in managing the day to day operations of the team
Underwriting and evaluated conforming, non-conforming, Harp, FHA, VA and HUD loans
Ensured compliance with loan policy, lending guidelines, and banking laws and regulations
Conducted pipeline management for all teams and addressed escalated files from borrower's and underwriter's
Managed own pipeline of complex loans while leading the team and coached new and existing underwriter's
Use of Desktop Underwriter, Loan Prospector and FHA Connections.

Underwriter II01/2011 to 09/2011Bank of AmericaSt Charles, MO

Underwriting residential loans ensuring compliance with company and secondary market investor standards
Verified conditions of approval, reviewing credit, income and assets
Underwriting of conforming and nonconforming loans (purchase, refinance, home equity)
Ensured compliance with loan policy, lending guidelines, and banking laws and regulations
Verified conditions of approval, reviewing credit, income and assets
Initiated continuous and proactive communications with customers, banking center associates and realtors
Use of desktop underwriter, loan prospector and fha connections and underwriting of conventional loans.

Home Preservation Underwriter07/2009 to 01/2011Wells Fargo BankSpringfield, IL

Analyzed customers situations and initiated loss prevention options
Underwriting of conventional loans
Restructured residential loans prior to or while in the foreclosure process
Reviewed financials, credit information and individual hardships with mortgagors
Administered strategies to restructure debt and scheduling payments Worked within the framework of investor guidelines
Communicated the approval or denial to the mortgagor
Interpreted policies while analyzing applicant, property and documentation
Use of desktop underwriter, loan prospector and fha connections.

Mayor/Chief Executive Officer05/2005 to 05/2009City of VeniceVenice, IL

Directly involved in setting and operating a $2 million plus annual budget
Managed the everyday operations of all city departments and responsible for all employees
Restructured all city departments for effective and efficient operations
Created partnerships and worked directly with state and federal agencies and directors
Effectively located and utilized community resources through networking and collaboration
Initiated and performed all grant writing for the city and automated all city offices for efficiency
Automated the city's payroll system, implemented and trained employees on its use
Responsible for human resource matters as it related to employee care, benefits, and union negotiations
Hiring, discharge and disciplinary actions of city employees
Attracted new businesses by obtaining local and state tax credits and subsidies
Conducted all bi-monthly city council meetings and held regular department head meetings
Obtained funding for and assisted in the development of the city's first five year plan.

Underwriter I/Sr. Processor06/1997 to 07/2004Bank of AmericaSt Louis, MO

Underwriting residential loans ensuring compliance with company and secondary market investor standards
Manual underwriting of conventional loans Verified conditions of approval, reviewing credit, income and assets
Underwriting of conforming and non-conforming loans, harp, fha, va and hud loans
Communicated loan decisions to borrower's, bankers and processing team
Resolved routine title issues, including vesting issues, judgment liens, mechanic liens and undisclosed liens
Cleared conditions, processed subordinations and resolved appraisal disputes
Coordinated loan closings and maintained focus on customer expectations
Initiated continuous and proactive communications with customers, banking center associates and realtors
Use of desktop underwriter, loan prospector and fha connections.

Education

Bachelor of Business: Business AdministrationWestern Illinois UniversityMacomb, IllinoisBusiness Administration

Skills

Banking, budgets, contracts, credit, documentation, senior management, financials, focus, grant writing, hiring, human resource, loss prevention, managing, conducting meetings, monitoring, negotiations, networking, payroll, policies, presentations, profit and loss, project management, real estate, spreadsheets, supervising, training, and workflow.

Resume Overview

Companies Worked For:

City of St Louis
Nationstar Mortgage
Wells Fargo Bank
Bank of America
City of Venice

School Attended

Western Illinois University

Job Titles Held:

Housing Development Analyst
Underwriter III - Team Lead
Underwriter II
Home Preservation Underwriter
Mayor/Chief Executive Officer
Underwriter I/Sr. Processor

Degrees

Bachelor of Business : Business Administration

Housing Development Analyst Resume Example

Resume Score: 90%

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