COMPLIANCE & INSURANCE RISK ANALYST Resume Example
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COMPLIANCE & INSURANCE RISK ANALYST
Professional Summary
Risk Manager with experience assessing property, casualty, and professional liability risks for portfolios with values in excess of $20 billion, building relationships with operations and client partners to manage risks of an organization, and effective stewardship
of fiscal resources to meet objectives. Seasoned with 10 plus years experience including ownership of an insurance brokerage firm identifying risks, advising insureds, and front-line underwriting. Very strong critical thinking, problem solving, research and liaison skills. Recognized for outstanding communication skills, flexibility, keen political savvy, sense of humor, and leadership abilities.
Skills
| Property and Casualty Insurance Programs; Bonds; Professional Liability Insurance Programs; Strategic and Operations Planning; Team and Project Leadership; Risk and Feasibility Assessment; | Technical, Regulatory and Best Practices Research; Policy Analysis; Business Development; Public Health; Advocacy; Diversity; Program Development, Management, Evaluation |
Relevant Work History
COMPLIANCE & INSURANCE RISK ANALYST03/2014 to Current
Fenwick & West Llp – Foster City , CA
ANALYSIS AND REVIEW: Ensure that insurance programs meet or exceed organization\'s (Servicer\'s) and Fannie Mae, Freddie Mac, Hud, etc. (Lender\'s) guidelines to preserve financial and operational continuity for mutual interests (including Borrower\'s). Review specific risk and blanket property and liability risks. And, use personal judgment in determining sufficiency when discriminate guidelines have not been established.
Fenwick & West Llp – Foster City , CA
ANALYSIS AND REVIEW: Ensure that insurance programs meet or exceed organization\'s (Servicer\'s) and Fannie Mae, Freddie Mac, Hud, etc. (Lender\'s) guidelines to preserve financial and operational continuity for mutual interests (including Borrower\'s). Review specific risk and blanket property and liability risks. And, use personal judgment in determining sufficiency when discriminate guidelines have not been established.
- Review loan balances and insurable values for appropriate limits of coverage on property replacement for all perils including catastrophic losses (e.g., hurricane, zoning, windstorm, seismic, flood, terrorism risks and etc.), new construction, claim reconstruction, and maintenance projects. Review limits on all types of liability risks to include (e.g. general liability, automobile, professional, worker\'s compensation, contractor\'s, D&O, and etc.) all analysis on risk concentrations pertaining to catastrophic losses due to wind, seismic risks, terrorism risks, etc.
- Ensure adequate insurance limits, self-insured retention, risk-retention and purchasing programs, blanket risk programs, deductible buy-downs, gap policies, and more. Interpreting and making recommendations on policy terminology, endorsements, and manuscripts.
- Supervise and provide guidance to insurance analysts on compliance reviews.
- Perform quarterly reviews and audit reports on "large borrower" portfolios up to and exceeding $10 billion in collateral across the United States.
- Create reports for Executives and VPs of portfolio: risk analysis; insurance monitoring; catastrophic risk exposure; 3rd party (GSE) compliance; financial analysis of debt service, premiums, risk retention, claims, and waivers of coverage.
- Provide support for internal and external audits by managing documentation from loan inception to current renewal terms and department audits.
- Develop investigative strategies to address suspected fraudulent submissions and omissions by borrowers and brokers.
- Resolve program integrity issues as representative of the organization and lender on matters regarding the risk administration program and asset loan servicing with other agencies and committees. And, contribute to policy development.
- Establishing and maintaining rapport with borrowers, loan producers, and risk managers to advise how to maintain a successful borrowing relationship with Fannie Mae, Ginnie Mae, and Freddie Mac for continued and increased business.
BUSINESS DEVELOPMENT MANAGER07/2012 to 07/2013
Republic Services, Inc. – City , STATE
Evaluated needs, developed, and executed client development for 2nd largest environmental and waste management solutions company in the US. Identified key priorities and tactical steps in order to meet deadlines associated with multiple concurrent projects. Made complex decisions based on needs assessment data, optimal scope and quality of programs, and services and reported information to stakeholders as needed. DEVELOPED A PUBLIC HEALTH AWARENESS PLAN for effectively providing waste management solutions that had low occupational and environmental health risk hazards. Identified the need for a more progressive and environmentally friendly solution to promote social responsibility. Conducted research, analysis, and extensive communication to develop and implement an eco-friendly program. Presented findings on budgetary needs, logistical needs and application, marketing and new client opportunities. As a result, the company began a new route for clients, promoting awareness. FINANCE/ BUDGET: Analyzed need for resources and various operations and made recommendations to senior management on resource allocation. Used basic accounting techniques for budgeting, monitoring and processing expenditures and receipts. INTERPRETED REGULATIONS AND POLICIES: DEVELOPED AND ADAPTED POLICIES TO SOLVE PROBLEMS. Reviewed and interpreted written guidelines, precedents, and standardized work practices and applied to a variety of unprecedented or problematic situations. ADVISED SENIOR LEVEL MANAGEMENT: Developed and provided guidance on audits, data collection, data management, and data reporting for needs assessments. CONTRACT MANAGEMENT: Managed various contracts and agreements to include: performance/work agreements; service agreements; technical resource agreements; cost estimates; and requests for proposals. Managed and assumed accountability for contracts and timelines for programs and events, ensuring all aspects were covered and results were accomplished in a timely fashion. Negotiated in support of division objectives with executives and outside officials. Performed detailed and thorough needs assessments for complex contracts. ESTABLISHED AND MAINTAINED WORKING RELATIONSHIPS with key audiences, including employers, local officials, health and environmental officials. Educated, advised, negotiated, collaborated and built support for ideas and initiatives, tactfully and diplomatically addressing issues that were in contention or sensitive. Worked with multidisciplinary teams and served as expert liaison between private and public administration entities to include the Department of Transportation, OSHA, contractors, vendors, operators, comptrollers, to complete projects and objectives. Within six months of being on the team, successfully identified and established a solid rapport with the largest commercial account that Republic Services had without a Municipal contracting bid in two years.
Republic Services, Inc. – City , STATE
Evaluated needs, developed, and executed client development for 2nd largest environmental and waste management solutions company in the US. Identified key priorities and tactical steps in order to meet deadlines associated with multiple concurrent projects. Made complex decisions based on needs assessment data, optimal scope and quality of programs, and services and reported information to stakeholders as needed. DEVELOPED A PUBLIC HEALTH AWARENESS PLAN for effectively providing waste management solutions that had low occupational and environmental health risk hazards. Identified the need for a more progressive and environmentally friendly solution to promote social responsibility. Conducted research, analysis, and extensive communication to develop and implement an eco-friendly program. Presented findings on budgetary needs, logistical needs and application, marketing and new client opportunities. As a result, the company began a new route for clients, promoting awareness. FINANCE/ BUDGET: Analyzed need for resources and various operations and made recommendations to senior management on resource allocation. Used basic accounting techniques for budgeting, monitoring and processing expenditures and receipts. INTERPRETED REGULATIONS AND POLICIES: DEVELOPED AND ADAPTED POLICIES TO SOLVE PROBLEMS. Reviewed and interpreted written guidelines, precedents, and standardized work practices and applied to a variety of unprecedented or problematic situations. ADVISED SENIOR LEVEL MANAGEMENT: Developed and provided guidance on audits, data collection, data management, and data reporting for needs assessments. CONTRACT MANAGEMENT: Managed various contracts and agreements to include: performance/work agreements; service agreements; technical resource agreements; cost estimates; and requests for proposals. Managed and assumed accountability for contracts and timelines for programs and events, ensuring all aspects were covered and results were accomplished in a timely fashion. Negotiated in support of division objectives with executives and outside officials. Performed detailed and thorough needs assessments for complex contracts. ESTABLISHED AND MAINTAINED WORKING RELATIONSHIPS with key audiences, including employers, local officials, health and environmental officials. Educated, advised, negotiated, collaborated and built support for ideas and initiatives, tactfully and diplomatically addressing issues that were in contention or sensitive. Worked with multidisciplinary teams and served as expert liaison between private and public administration entities to include the Department of Transportation, OSHA, contractors, vendors, operators, comptrollers, to complete projects and objectives. Within six months of being on the team, successfully identified and established a solid rapport with the largest commercial account that Republic Services had without a Municipal contracting bid in two years.
PRINCIPAL, ADVISOR & PLANNER04/2006 to 01/2012
Dominique Martine Agency, State Farm Insurance – City , STATE
PRINCIPAL AND PROGRAM PLANNER: Captive State Farm Insurance and Financial services Agent managing all aspects of business development, solution design and project management for more than $100 million dollar in assets, collecting over $2,000,000 in premium revenue annually.
Devised quantitative and qualitative analysis to measure project effectiveness and efficiency. Sought root causes of problems with organizational policies and processes and worked to resolve them. Implemented change management strategies for growth and continuity. INSURANCE AND FINANCIAL SERVICES ADVISING: Provide personal and business line clients with specialized, niche-talent resources to meet the unique challenges of property and casualty, professional liability, life and health (to include medicare, Medicaid, and long-term care) insurance, and financial securities instruments. Evaluated insurance policies and analyzed damages to determine coverage. Reviewed field inspections and coordinated all insurance claim audits. STAKEHOLDER RELATIONSHIP MANAGEMENT: Experience with organizational processes, understanding stakeholder rationale, identifying areas for improvement, and capitalizing on opportunities to implement improvements. Developed organizational procedures for resolving customer complaints, administrative challenges, and customer records. Developed and recommended national policies and operating procedures for the effective management and delivery of Agency business development programs as an invited member of the Chairman\'s Council for approximately 1000 East Coast agency owners. PROVIDED EXEMPLARY CUSTOMER SERVICE through analysis of customer feedback and focusing of attention on areas requiring improvement. Used expert communicative techniques to effectively and diplomatically interact with internal and external customers. DEVELOPED COMMUNICATION STRATEGIES AND CAMPAIGNS to effectively transmit information necessary for public understanding of issues pertaining to services, policies, programs, and initiatives. SUPERVISOR: Oversaw performance management for each employee: development and evaluation of performance plans, mentoring and coaching for individual development plans.
Dominique Martine Agency, State Farm Insurance – City , STATE
PRINCIPAL AND PROGRAM PLANNER: Captive State Farm Insurance and Financial services Agent managing all aspects of business development, solution design and project management for more than $100 million dollar in assets, collecting over $2,000,000 in premium revenue annually.
Devised quantitative and qualitative analysis to measure project effectiveness and efficiency. Sought root causes of problems with organizational policies and processes and worked to resolve them. Implemented change management strategies for growth and continuity. INSURANCE AND FINANCIAL SERVICES ADVISING: Provide personal and business line clients with specialized, niche-talent resources to meet the unique challenges of property and casualty, professional liability, life and health (to include medicare, Medicaid, and long-term care) insurance, and financial securities instruments. Evaluated insurance policies and analyzed damages to determine coverage. Reviewed field inspections and coordinated all insurance claim audits. STAKEHOLDER RELATIONSHIP MANAGEMENT: Experience with organizational processes, understanding stakeholder rationale, identifying areas for improvement, and capitalizing on opportunities to implement improvements. Developed organizational procedures for resolving customer complaints, administrative challenges, and customer records. Developed and recommended national policies and operating procedures for the effective management and delivery of Agency business development programs as an invited member of the Chairman\'s Council for approximately 1000 East Coast agency owners. PROVIDED EXEMPLARY CUSTOMER SERVICE through analysis of customer feedback and focusing of attention on areas requiring improvement. Used expert communicative techniques to effectively and diplomatically interact with internal and external customers. DEVELOPED COMMUNICATION STRATEGIES AND CAMPAIGNS to effectively transmit information necessary for public understanding of issues pertaining to services, policies, programs, and initiatives. SUPERVISOR: Oversaw performance management for each employee: development and evaluation of performance plans, mentoring and coaching for individual development plans.
Education
Bachelor of Arts: Interdisciplinary Studies: Liberal ArtsCurrentUniversity of Virginia: SCPS-
City,
State
- Emphasis in Public Policy and Risk Management
- Coursework in Cost Accounting, Finance, Statistics
- Relevant Coursework Issues in Public Policy, Risk in Society, Economics of Terrorism, Public Policy Managerial Finance
Volunteer and Affiliations
Volunteerism: Currently participate with organizations focused on: poverty and education solutions such as, Lift Communities, New Futures DC, and Global Grassroots; and Devotion to Children; parent support for child education and sports/recreation such as Capital Gymnastics Team Parents Association, John Eaton Elementary parent volunteer groups; and the disability community such asThe ENDependence Center of Northern Virginia, and ADA Campaigns during elections.Educational: Sigma Alpha Lambda (SAL) National Leadership and Honors Association at UVA (Current)
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Resume Overview
School Attended
- University of Virginia: SCPS
Job Titles Held:
- COMPLIANCE & INSURANCE RISK ANALYST
- BUSINESS DEVELOPMENT MANAGER
- PRINCIPAL, ADVISOR & PLANNER
Degrees
- Bachelor of Arts : Interdisciplinary Studies: Liberal Arts Current
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