Microsoft Word, Excel, Power Point, Outlook, World-Check and LexisNexis
02/2017 to Current
Compliance ConsultantWells Fargo － New York, NY
Ensure requirements of KYC, CIP, CDD, EDD, and other targeted process areas of review are met.
Ensure front office has identified and assessed material red flags.
Identify and report QC findings and potential control/gap deficiencies to management.
Work with LOBs to determine root cause of identified issues and recommend corrective action, develop, maintain and deploy necessary training in coordination with GTFx program management functions base on business line impacts resulting from new CDD standard that are implemented and issued.
Respond to matters identified by internal/external review of the QC program.
Maintain all QC documentation in conformance with program standards.
Partner with other GTFX teams to improve overall FCRM processes as needed.
06/2016 to 09/2016
Assistant Compliance OfficerBancoEstado de Chile － New York, NY
Performed periodic Know Your Customer (KYC) reviews for established customers.
Reviews included: screening names on World-Check to identify negative news and potential hits against US sanction lists - Office of Foreign Assets Control (OFAC)'s Special Designated Nationals (SDN), Section 311, Bureau of Industry & Security (BIS) for embargoes, and global lists from UN, EU, UK.
Reviewed and made decisions on World-Check matches, conducted investigations of hits that required further due diligence.
Escalate any findings to the Compliance Officer, prepare final memo for the Compliance Officer's final approval.
Analyzed Customer's account activity for the period of review and assessed if consistent with Customer's profile.
Determine if expected activity threshold needed adjusting.
Performed special projects including developing guidelines for annual reviews and quality assurance.
11/2006 to 03/2008
Compliance AssociateUBS － New York, NY
Maintained constant awareness of new and amended regulations and assessed their impact upon assigned areas.
Assisted and counseled business, operations and product managers in implementing changes to products, services, systems and operations to ensure and maintain compliance.
Reviewed and analyzed compliance monitoring reports and other related source documents for suspicious/unusual patterns of activity.
Monitored the activities of new and existing accounts to ensure compliance with internal policies, procedures and external regulations.
Reviewed documentation of new accounts and existing clients.
Reviewed items for final "Know Your Customer" (KYC) review by Compliance.
01/2005 to 11/2006
Financial InvestigatorHSBC － New York, NY
Performed enhanced due diligence of current and new accounts to assist business units with KYC reviews.
Conducted background checks to identify money laundering, terrorism financing and sanctions risks to minimize regulatory and reputational risk.
Prepared reports detailing results of investigations and provided recommendations on how the businesses should proceed on establishing new client relationships.
Reviewed customer information records from all banking areas and performed customer name searches (including principals and/or beneficial owners of corporate accounts, trustees, etc.) to identify true or potential name matches with those from government sources, reports or sanctions lists.
Prepared reports on identified incidents of suspicious activity related to money laundering, terrorist financing or other financial crimes.
Submitted, as needed, blocked and rejected reports as required by the Office of Foreign Assets Control (OFAC).
Collaborated and supported investigations and enhanced due diligence reviews on special client categories and services including high-risk wire transfers and online transaction activities.
Bachelor of Arts: Political ScienceColumbia University － New York, NYGPA: 3.4
Portuguese (Fluent), Spanish (Fluent), and French (Conversant)
Microsoft Word, Excel, Office, Outlook, Power Point, World-Check, LexisNexis.